Comparison

M Empresas vs TOC online

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

M Empresas

Manage your company's finances on the go. Check balances, make transfers, pay bills, and authorize transactions securely from your mobile device. Export statements and access transaction receipts easily.

Highlights
  • Check account balances and transactions
  • Make standard and instant transfers
  • Pay bills and top up prepaid cards
  • Authorize individual or multiple transactions
  • View and export account statements
  • Secure authentication for e-commerce
Features
Read full description

App M Empresas – Manage your company simply and securely, wherever you are. Before installing the App: Access the Business Website, in the top right corner, “Your Profile > App M Empresas > Subscribe”, to subscribe to the service, set the limit per transaction and select the accounts to view. Available services: -Check balances and transactions of current accounts and cards, with the option to apply filters -Make standard and instant transfers in EUR, with or without scheduling, to Portugal and Europe (SEPA area) -Make MB service payments, taxes, Social Security contributions and top up prepaid cards -Authorise transactions (individual or multiple) Other features: -View and export account statements -Obtain receipts after completing transactions in the App -Access and use Beneficiaries for transfers -Secure authentication of transactions originating from e-commerce websites -Locate branches -Set language, PIN and biometrics for access Keep the App up to date at all times. Send us your comments and suggestions to empresas@millenniumbcp.pt, with “App M Empresas” in the subject line.

About

TOC online

Features
Read full description

Toda simplicidade do TOConline, agora na palma da sua mão. Com a APP TOConline, gerir a contabilidade da sua empresa ficou ainda mais rápido e eficaz. - Emitir faturas e recibos nunca foi tão fácil. Onde quer que esteja, emita todos os documentos que precisa através do telemóvel. - Maximiza a produtividade. Consulte a qualquer momento as faturas em atraso e envie-as por email. - Teve um almoço de negócios? Use a APP para tirar uma fotografia e guardar a fatura da despesa. - Numa reunião agora mesmo? consulta a informação actualizada sobre os gastos e rendimentos do ano e mês atual. - Não se deixe confundir, verifique o IVA a entregar a qualquer momento para melhor gerir o cashflow da sua empresa. - Falta-lhe os dados de um cliente? Todos a informação está disponível na palma da sua mão.

Screenshots

M Empresas4 screens
TOC online4 screens

Verdict

The call

The clearest difference is update cadence: M Empresas at every 2 months against TOC online's every 4 months. TOC online's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

M Empresas ships an update every 2 months, TOC online every 4 months. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
M Empresas versus TOC online: the parameters behind the verdict, then further details
ParameterM EmpresasTOC online
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews7.1% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size29 MB25 MB
Age rating4+4+
DeveloperMillennium bcpCloudware S.A.

In-app purchases

None

M Empresas

No in-app purchases

None

TOC online

No in-app purchases

Questions

Is M Empresas free?
M Empresas is free to download, with no in-app purchases.
Is TOC online free?
TOC online is free to download, with no in-app purchases.
Do M Empresas or TOC online have ads?
Neither M Empresas nor TOC online shows ads.
Which is updated more often, M Empresas or TOC online?
M Empresas ships an update every 2 months, and TOC online every 4 months. Most recently, M Empresas was updated on October 23, 2026 and TOC online on October 25, 2026.

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