Comparison

Somosfin vs Kesef

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Somosfin

Organize your income, expenses, and budgets to plan your financial future. Track your spending, set clear goals, and adjust consumption habits for stress-free financial well-being.

Highlights
  • Organize income and expenses
  • Create and manage budgets
  • Set financial goals
  • Analyze spending habits
  • Detailed financial reports
  • Plan short, medium, and long-term future
Features
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Toma el control de tus finanzas y alcanza tus metas Con nuestra app de finanzas personales, podrás organizar tus ingresos, gastos, presupuestos y planificar tu futuro financiero a corto, medio y largo plazo con confianza. Simplifica el seguimiento de tus finanzas, define metas claras y ajusta tus hábitos de consumo para avanzar hacia un bienestar financiero sin estrés. La app es un complemento a nuestro acompañamiento basado en las 4 C de Somosfin: - Control de tus Finanzas: Lleva un registro detallado de tus gastos e ingresos y mantén un presupuesto organizado que te ayude a tomar mejores decisiones financieras. - Claridad en tus Objetivos: Define metas financieras alcanzables, como ahorrar para un viaje, crear un fondo de emergencia o pagar tus deudas. - Comprensión de tus Hábitos Financieros: Analiza tus patrones de consumo con reportes detallados que te ayudarán a ajustar tus gastos y mejorar tu planificación financiera. - Confianza en tus Decisiones: Con información clara sobre tus finanzas, podrás tomar decisiones más seguras y conscientes sobre tu dinero, siempre con la tranquilidad de estar avanzando hacia tus objetivos. Mira tus finanzas con una nueva perspectiva, el dinero como combustible, no como preocupación. Conoce más de Somosfin en www.somosfin.com y agenda una sesión gratis para conocernos. Términos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Política de privacidad: https://www.somosfin.com/privacidad

About

Kesef

This personal finance manager helps you track expenses, manage money, and stick to a budget. It offers voice-based transaction logging, multi-currency support, and detailed insights. The app prioritizes privacy by working entirely offline with no accounts or bank connections.

Highlights
  • Voice expense tracking
  • Multi-currency support (55+ currencies)
  • Budget setting by category
  • Subscription and recurring expense tracking
  • Offline functionality
  • Data export (CSV, Excel, JSON)
  • Smart insights and statistics
Features
Read full description

Expense tracker and budget planner: your Apple Pay payments log themselves. Track your spending, split bills with your group and log expenses with your voice, in 150+ currencies worldwide. Free, fast and effortless. Kesef is a simple yet powerful expense tracker and personal finance app: log expenses and income, set budgets by category, keep an eye on your subscriptions and see where your money goes, even if you use more than one currency. Customize the app your way! EXPENSES THAT LOG THEMSELVES • Apple Pay: pay in a store with your iPhone and the expense is logged, with amount and merchant. Set it up once with Shortcuts (iOS 17 or later). • Mercado Pago: connect your account and your QR payments, purchases and transfers come in on their own, with their category. Read-only: Kesef can't move your money. Available in Argentina, Brazil, Chile, Colombia, Mexico, Peru and Uruguay. VOICE, SHORTCUTS AND WIDGETS • Say everything you spent today in one go and Kesef understands you and sorts each expense into its category, like magic. • Log an expense with Siri, Shortcuts, the Action button or a double tap on the back of your iPhone, without opening the app. • Widgets, tags and daily streaks to keep the habit going. CHAT WITH YOUR DATA Ask Kesef where you spent the most or how you can save, and get the answer with your own numbers. GROUPS AND SHARED EXPENSES Split the rent, a trip or a dinner and always know who owes whom. • Equally, by percentage, by shares or by exact amounts • Add people who don't have Kesef yet and invite them later with a link or code • Kesef simplifies debts into the fewest possible transfers • Only your share counts as your expense Groups are optional and free for everyone. Split expenses with your partner, friends, or anyone you want! INSTALLMENTS, RECURRING AND SUBSCRIPTIONS • Installment purchases: log them once and Kesef places each payment in its month. • Rent, utilities, subscriptions and your salary are created automatically every month. MULTI-CURRENCY Log in 150+ currencies with automatic conversion to your main currency. Ideal for travel or if you earn in one currency and spend in another. BUDGETS AND STATS Set a budget per category and follow your progress in real time. See your monthly spending in clear charts and compare periods. With Pro: detailed insights and an end-of-month balance forecast. PRIVACY AND SECURITY • Your transactions are stored on your phone and you can log expenses offline. • No account needed to start. The account is optional and free: use it to sync devices, join groups and connect Mercado Pago. • We never ask for your bank or Mercado Pago password. • Face ID lock. • The free version includes ads; Kesef Pro removes them. EXPORT AND IMPORT Import your history from another app with an Excel file and export your transactions to CSV, JSON or Excel. IN YOUR LANGUAGE Native iOS design with light and dark mode, in 50+ languages. Optional daily reminder so you never forget to log. PERFECT FOR - Anyone who wants to track spending without the hassle - Roommates, couples and friends who split expenses - People who handle several currencies (USD, EUR, GBP, MXN and more) - Travelers, freelancers and digital nomads KESEF PRO Adds automatic Apple Pay and Mercado Pago, unlimited voice entry, unlimited tags and budgets, detailed insights, Excel export and no ads. SUBSCRIPTIONS Kesef is free to use and offers auto-renewable subscriptions (Kesef Pro) with advanced features. • Payment will be charged to your Apple Account at confirmation of purchase • The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period • You can manage or cancel your subscription in your Apple Account settings Privacy Policy: https://www.getkesef.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Somosfin4 screens
Kesef4 screens

Verdict

The call

The clearest difference is in-app purchases: Somosfin at none against Kesef's 2. Kesef's advantage is ratings volume (23 vs 1). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kesef sells 2 in-app purchases, starting at $2.99 per month. Somosfin asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Somosfin against 4.9 for Kesef. That said, the two scores are not equally well evidenced: Kesef has 23 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Somosfin ships an update every 3 weeks, Kesef every 9 days. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
Somosfin versus Kesef: the parameters behind the verdict, then further details
ParameterSomosfinKesef
PriceFreeFree
Rating5.0 (1 ratings) — better4.9 (23 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings123 — better
Update frequencyEvery 3 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size38 MB86 MB
Age rating4+4+
DeveloperSomosfin LTDGONZALO NAHMIAS

Customer experience

Somosfin

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Kesef

All ratings23 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Somosfin

No in-app purchases

2 purchases

Kesef

Subscriptions2
  • Monthly$2.991 Month
  • Yearly14 Days trial$19.991 Year

Questions

Is Somosfin free?
Somosfin is free to download, with no in-app purchases.
Is Kesef free?
Kesef is free to download, with in-app purchases available.
Which has better reviews, Somosfin or Kesef?
Somosfin is rated higher. Somosfin averages 5.0 out of 5 from 1 ratings, while Kesef averages 4.9 from 23 ratings.
Do Somosfin or Kesef have ads?
Neither Somosfin nor Kesef shows ads.
Which is updated more often, Somosfin or Kesef?
Somosfin ships an update every 3 weeks, and Kesef every 9 days. Most recently, Somosfin was updated on October 24, 2026 and Kesef on October 24, 2026.

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