Comparison

Possessions vs How Much Do I Owe?

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Possessions

Easily catalog your belongings with this inventory management tool. Store multiple photos, add detailed descriptions, and organize items by category, type, or location. Generate reports and share item details.

Highlights
  • Multiple photos per item
  • Free-form text descriptions
  • Custom item types and locations
  • Email and print item photos
  • Search, category, type, and location filtering
  • Data export and backup
  • Home screen widgets for real estate
Features
Read full description

Face it. We've all got stuff, and some of it matters. Keeping track of it isn't easy though, so we never get around to making that inventory, and then when we need it we wonder why we never did. Solution? You found it. With the Possessions App you can quickly and easily inventory the things that matter to you. * Store multiple photos for each recorded item and arrange and update them as needed. * Unlimited-length free-form text descriptions. * Add new item types on-the-fly. * Add new item locations on-the-fly. * Easily email and print your item photos. * Use search to find your items quickly by name. * Use category, type, and location filtering to narrow your focus. * Use sharing functionality to email and/or print item and property contents in report-style output; share attached images to any supported sharing target. * Expose summary information for Real Estate items directly on the device Home Screen with Property Summary widgets. * Use Data Export to create a backup of your entered data within a single ZIP archive for subsequent restore actions and/or moving data to another device. Supported categories include Real Estate, Vehicles, Stored Items, and Property Contents, with an extensive list of pre-defined types in each. Get the Possessions App. Get organized. Be prepared.

About

How Much Do I Owe?

Effortlessly split restaurant bills, including tax and tip, proportionally based on individual order sizes. Ensures fair repayment to the host and prevents over or underpayment. Also useful for itemized shopping receipts and travel expenses.

Highlights
  • Proportional tax and tip splitting
  • Fair bill division based on order size
  • Accurate repayment calculation
  • Tip calculator included
  • Versatile for various expenses
Features
Read full description

When going out with a group to a restaurant, often times one person will pick up the tab (hereafter referred to as "the host") and the rest will have to pay them back. There is often confusion regarding how to split the tax and tip accurately, fairly, and consistently among the group. This app will help you quickly calculate how much of the tax and tip you owe, as well as the amount you need to pay back the host. If everyone in the group uses this app to calculate the amount they owe, this will ensure the host will get paid back correctly, and no one will overpay or underpay. The app uses a formula that allocates tax, tip, and other fees proportionally based on the relative size of your order, which is the fairest way to split bills (as opposed to, for example, splitting the tax and tip evenly across the group, which would result in people who ordered less subsidizing people who ordered more). For example, if the items you bought form 10% of the bill subtotal (price sum of all items bought by everyone, before tax, tip, and other fees), then you would also pay 10% of the tax, tip, and other fees, which amounts to paying 10% of the bill total. The app uses the formula below to help you quickly calculate how much you owe, without relying on a calculator, which reduces mistakes. Amount owed = ( ( your item 1 + your item 2 + your item 3 + ... ) / bill subtotal ) * bill total To make sure everyone is on the same page, tell the group that you will be using this app to calculate the amount you will pay back. You can also use the app for splitting bills other than restaurant bills, like itemized shopping receipts, groceries, travel, and other expenses. The app also provides a tip calculator.

Screenshots

Possessions4 screens
How Much Do I Owe?2 screens

Verdict

The call

The clearest difference is price: How Much Do I Owe? at Free against Possessions's $0.99. How Much Do I Owe? also leads on rating (5.0 vs 3.7) and update cadence (every 2 days vs every 4 months). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

How Much Do I Owe? is free to download; Possessions costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

How Much Do I Owe? holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 3 and 10 respectively.

UpkeepUpdate frequency

Possessions ships an update every 4 months, How Much Do I Owe? every 2 days. The most recent releases landed on August 23, 2026 and June 11, 2026 respectively.

Scorecard6 real differences · 4 level
Possessions versus How Much Do I Owe?: the parameters behind the verdict, then further details
ParameterPossessionsHow Much Do I Owe?
Price$0.99Free — better
Rating3.7 (3 ratings)5.0 (10 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings310 — better
Update frequencyEvery 4 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationPaidFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.612.0 — better
Further details — not scored
Size1 MB26 MB
Age rating4+4+
DeveloperChristopher KingSharif Doghmi

Customer experience

Possessions

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

How Much Do I Owe?

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Possessions

No in-app purchases

None

How Much Do I Owe?

No in-app purchases

Questions

Is Possessions free?
Possessions costs $0.99, with no in-app purchases.
Is How Much Do I Owe? free?
How Much Do I Owe? is free to download, with no in-app purchases.
Which has better reviews, Possessions or How Much Do I Owe??
How Much Do I Owe? is rated higher. Possessions averages 3.7 out of 5 from 3 ratings, while How Much Do I Owe? averages 5.0 from 10 ratings.
Do Possessions or How Much Do I Owe? have ads?
Neither Possessions nor How Much Do I Owe? shows ads.
Which is updated more often, Possessions or How Much Do I Owe??
Possessions ships an update every 4 months, and How Much Do I Owe? every 2 days. Most recently, Possessions was updated on August 23, 2026 and How Much Do I Owe? on June 11, 2026.

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