Comparison

SimpleCalc Canada vs Mortgage Calculator +

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimpleCalc Canada

This app quickly estimates Canadian mortgage payments with a straightforward interface. It adheres to Canadian mortgage regulations for interest calculations and offers an option for U.S. standard annual compounding. Ideal for financial professionals and individuals seeking a clear, ad-free tool.

Highlights
  • Canadian mortgage payment estimation
  • Adheres to Canadian mortgage regulations
  • Toggle for U.S. standard interest calculation
  • No branding for professional use
  • Quick and easy interface
Features
Read full description

The "SimpleCalc" Simple Canadian Mortgage Calculator is the fastest way to estimate your mortgage payments. SimpleCalc takes all the complexity out of estimating your mortgage payments. If you're looking for a no-BS, easy to understand calculator - this is it. ** No adverts, EVER. ** No branding or annoying logos. Just the summary. Everything you need to see at once. Made to be as quick and easy to use as possible, this calculator is also one of the only calculators to perform all calculations according to Canadian mortgage regulations. Interest for example, is calculated semi-annually, not in advance. You also have the ability to toggle to (American) standard annually-compounded interest. All the power of the major bank calculators in the palm of your hand! If you're a financial professional, you'll love this calculator. Absolutely no branding displayed, so it's safe to use with your clients - no matter what financial institution you represent! Custom-branded versions are also available if interested. Contact info@n2d.co for more information. From one Canadian to another: ENJOY!

About

Mortgage Calculator +

Calculate mortgage payments with flexible frequencies and include additional costs like taxes and insurance. Explore interest savings, view amortization schedules, and compare multiple loan scenarios. Save, sync, and export your calculations for easy sharing.

Highlights
  • Flexible payment frequencies (weekly, bi-weekly, monthly)
  • Include taxes, insurance, and utilities
  • Calculate interest savings with increased payments
  • Detailed amortization schedule
  • Save and compare multiple mortgage calculations
  • iCloud sync and PDF export
Features
Currently charting
Read full description

Mortgage Calculator + is for everyone; from the first-time home buyer to the experienced realtor. Features: - Weekly, bi-weekly, and monthly mortgage payment frequency options - Input fields for taxes, insurance, and monthly utilities - Calculates potential interest savings if payment is increased - Amortization schedule - Save multiple calculations - Compare calculations among all saved mortgages - Sync calculations to iCloud - Export to PDF or email - Light/Dark modes Add-ons: Pro Export: Customize and personalize the PDF report to match your company's branding

Screenshots

SimpleCalc Canada3 screens
Mortgage Calculator +4 screens

Verdict

The call

The clearest difference is price: SimpleCalc Canada at Free against Mortgage Calculator +'s $2.99. SimpleCalc Canada also leads on in-app purchases (none vs 1) and review sentiment (89% vs 68%). Mortgage Calculator +'s advantage is update cadence (every 2 months vs every 20 months) and chart position (#176 vs unranked). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

SimpleCalc Canada is free to download; Mortgage Calculator + costs $2.99 up front. Mortgage Calculator + sells 1 one-off in-app purchase. SimpleCalc Canada asks for nothing beyond the download.

UpkeepUpdate frequency

SimpleCalc Canada ships an update every 20 months, Mortgage Calculator + every 2 months. The most recent releases landed on June 6, 2026 and September 22, 2026 respectively.

Scorecard7 real differences · 4 level
SimpleCalc Canada versus Mortgage Calculator +: the parameters behind the verdict, then further details
ParameterSimpleCalc CanadaMortgage Calculator +
PriceFree — better$2.99
Rating—4.6 (232 ratings) — better
Positive reviews89.5% of reviews — better67.9% of reviews
Number of ratings—232 — better
Update frequencyEvery 20 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
Best chart rank—#176 — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.114.0 — better
Further details — not scored
Size12 MB2 MB
Age rating4+4+
DeveloperRichard RoschukAdam Fahlman

Customer experience

SimpleCalc Canada

Written reviews19 reviews
Positive89.5%
Neutral5.3%
Negative5.3%

Mortgage Calculator +

All ratings232 ratings
Positive89.2%
Neutral5.6%
Negative5.2%
Written reviews28 reviews
Positive67.9%
Neutral14.3%
Negative17.9%

Bugs and requests

SimpleCalc Canada

Not enough reviews yet to summarise bugs or requests.

Mortgage Calculator +

Reported bugs

1 issue
  • Bi-weekly calculation is incorrect

Requested features

11 requests
  • Interest only calculation
  • Monthly amortization breakout (principal, interest, balance)
  • Add yearly totals for taxes and insurance
  • Property tax field
  • Escrow option
Show 6 more
  • Option to pay extra towards principal and see savings
  • Include taxes, PMI, etc. for true payment calculation
  • Add purchase price and down payment % input
  • Monthly amortization schedule view (instead of annual)
  • Amortization schedule with and without extra payments
  • Ability to add PMI/property tax/homeowner insurance to payment

In-app purchases

None

SimpleCalc Canada

No in-app purchases

1 purchases

Mortgage Calculator +

One-time1
  • Pro Export$1.99

Questions

Is SimpleCalc Canada free?
SimpleCalc Canada is free to download, with no in-app purchases.
Is Mortgage Calculator + free?
Mortgage Calculator + costs $2.99, and also offers in-app purchases.
Do SimpleCalc Canada or Mortgage Calculator + have ads?
Neither SimpleCalc Canada nor Mortgage Calculator + shows ads.
Which is updated more often, SimpleCalc Canada or Mortgage Calculator +?
SimpleCalc Canada ships an update every 20 months, and Mortgage Calculator + every 2 months. Most recently, SimpleCalc Canada was updated on June 6, 2026 and Mortgage Calculator + on September 22, 2026.

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