Pacific iSmart vs Hamro Pay
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Pacific iSmart
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Pacific iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments
Hamro Pay
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Hamro Pay is Nepal's emerging digital wallet and payment platform, designed to make your financial transactions simple, secure, and seamless. Whether you're paying bills, transferring funds, or managing expenses, Hamro Pay is your trusted partner for a smarter, hassle-free financial journey. Why Hamro Pay? Hamro Pay is more than just a payment platform; it's your financial assistant, simplifying your financial life. Enjoy unmatched convenience, top-notch security, and real-time support, while unlocking exclusive offers and rewards. Key Features That Set Us Apart: β Effortless Payments and Money Transfers Send money instantly to friends, family, or directly to bank accounts with just a few taps. β Mobile and Data Pack Recharge Stay connected with quick and easy top-ups for your mobile phones and data packs. β Comprehensive Bill Payments Pay your: β Electricity bills β Water bills β Internet bills β TV bills ...in just a few clicksβon time, every time. β Multi-Language Support Use the app in your preferred language, including: β English β Nepali β Nepal Bhasa β Maithili β Doteli β Tharu β Bill Payment Reminders Never miss a due date with timely bill payment reminders, keeping your finances on track effortlessly. β Request Money with Ease Need funds? Use the "Ask Money" feature to send requests to loved ones effortlessly. β Expense Splitting Simplify group expenses with features to split and track costs, making shared payments stress-free. β Exciting Offers and Cashback Enjoy exclusive deals, rewards, and cashback on your transactions. β Universal QR Payments Scan and pay seamlessly at stores, markets, and local businesses with wide QR code compatibility. β Track Spending with Ease Understand and manage your money better with simple spending summaries and insights. β Event Ticketing Discover and book tickets for shows, events, and activities directly through the app. β Link Bank Accounts for Direct Payments Securely link your bank accounts and pay directly without any hassle. β Flight and Bus Ticketing Book flights and bus tickets with ease, right from the app, for your hassle-free travel planning. β Government Payments Simplify your obligations by paying government-related fees and taxes securely through Hamro Pay. β Audio Notifications Stay informed with real-time audio alerts for transactions. β 24/7 Chat Support We're always here for you! Get instant help, anytime you need it. Secure, Simple, and User-Friendly With cutting-edge security features and an intuitive interface, Hamro Pay ensures your transactions are safe, reliable, and effortless. Download Hamro Pay today and experience the future of digital payments in Nepal!
Screenshots
Verdict
Pacific iSmart and Hamro Pay are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.
| Parameter | Pacific iSmart | Hamro Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 β better | 14.0 |
| Further details β not scored | ||
| Size | 88 MB | 88 MB |
| Age rating | 17+ | 4+ |
| Developer | Devanasoft Pvt Ltd | Hamro Patro |
In-app purchases
Pacific iSmart
No in-app purchases
Hamro Pay
No in-app purchases
Questions
Is Pacific iSmart free?
Is Hamro Pay free?
Do Pacific iSmart or Hamro Pay have ads?
Which is updated more often, Pacific iSmart or Hamro Pay?
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