Comparison

Wudget vs Smart Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wudget

Easily manage your personal finances with this intuitive budget planner. Track expenses, monitor cash flow, and gain insights into your spending habits with visual charts and smart tips. Offers customizable budgets and privacy-focused data storage on your device.

Highlights
  • Real-time cash flow monitoring
  • Quick expense recording
  • Customizable budget categories
  • Insightful visual analytics
  • Home screen widgets for quick access
  • Personalized smart tips
  • 50/30/20 budgeting system
Features
Read full description

Wudget is a personal budget app that's easy to use every day. Log an expense in a couple of seconds, even straight from a widget on your Home Screen, without opening the app. No ads, no sign-up, and everything you enter is stored only on your iPhone. Wudget splits your income between accounts: Needs, Wants and Savings, by the 50/30/20 rule or in your own proportions. AN EXPENSE IN ONE TAP Widgets for your Home Screen: add an expense, income or transfer without opening the app, and keep an account's balance in sight. While your iPhone is locked, the amounts in widgets stay hidden. YOUR PAY SPLITS ITSELF Add an income and Wudget spreads it across your accounts: 50% for Needs, 30% for Wants, 20% for Savings. Each account shows right away how much you can still spend. KNOW WHERE YOUR MONEY GOES Analytics for a week, a month, a year or any dates you choose: expenses and income day by day, each category's share and the total in your accounts. Wudget compares your spending with your average income. And a large widget shows where your money went this month, right on your Home Screen. QUICK TRACKING, NO SPREADSHEETS Amount, category, done. Your most frequent categories come first, and the rest are a search away, by name or emoji. Add a note to any transaction: who with, where and what for. Transfer between accounts, or move an account's whole balance in one tap. YOUR DATA STAYS WITH YOU No ads: nothing to watch, nothing to skip. No account and no bank login needed. Wudget doesn't send your amounts or transactions to a server, and you can take them with you at any time: export every transaction to CSV for Numbers, Excel or Google Sheets. AND THE LITTLE THINGS • Hide balances with a tap: on the bus, in a café, at the checkout • Any currency, with its flag and the number of decimal places you want • Reminders so you don't forget to log your spending • Dark theme, matching your iPhone or your own choice • The app's interface supports these languages: English, Arabic, Chinese (Simplified and Traditional), Dutch, French, German, Hebrew, Hindi, Indonesian, Italian, Japanese, Korean, Malay, Polish, Portuguese (Brazil), Russian, Spanish, Swedish, Thai, Turkish and Vietnamese • Support for VoiceOver and larger text Terms of Use: https://wudget.app/terms-and-conditions Privacy Policy: https://wudget.app/privacy-policy

About

Smart Budget

Features
Read full description

SmartBudget to nowoczesna aplikacja do zarządzania budżetem osobistym, stworzona z myślą o użytkownikach mobilnych. Dzięki niej łatwo kontrolujesz swoje finanse, śledzisz dochody i wydatki, organizujesz transakcje według kategorii oraz planujesz miesięczne limity. W SmartBudget masz dostęp do przejrzystego dashboardu, gdzie od razu widzisz swój aktualny bilans i ostatnie operacje. Dodawanie nowych transakcji jest szybkie i intuicyjne — wystarczy wpisać kwotę, wybrać kategorię oraz opisać wydatek lub przychód. Wszystkie operacje można przypisać do wybranych kategorii, ustalając własne limity i oznaczając wydatki niezbędne, co pomaga lepiej panować nad budżetem. Aplikacja pozwala na korzystanie z różnych walut i obsługuje elastyczne typy transakcji, co sprawia, że jest dopasowana do indywidualnych potrzeb. Dzięki lokalnej bazie danych wszystkie dane przechowywane są bezpiecznie na urządzeniu użytkownika. Dodatkowo SmartBudget oferuje możliwość wizualizacji trendów wydatków (funkcjonalność planowana w kolejnych wersjach), co pozwoli jeszcze skuteczniej analizować i kontrolować swoje finanse w dłuższej perspektywie.

Screenshots

Wudget4 screens
Smart Budget3 screens

Verdict

The call

The clearest difference is in-app purchases: Smart Budget at none against Wudget's 2. Smart Budget also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). Wudget's advantage is update cadence (weekly vs every 5 weeks). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wudget sells 2 in-app purchases, starting at $4.99 per month. Smart Budget asks for nothing beyond the download.

UpkeepUpdate frequency

Wudget ships an update weekly, Smart Budget every 5 weeks. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Wudget versus Smart Budget: the parameters behind the verdict, then further details
ParameterWudgetSmart Budget
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings5 — better—
Update frequencyWeekly — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size18 MB37 MB
Age rating+44+
DeveloperGRAPP LLPMateusz Hermanowicz

In-app purchases

2 purchases

Wudget

Subscriptions2
  • PLUS (Monthly)3 Days trial$4.991 Month
  • PLUS (Annually)7 Days trial$24.991 Year
None

Smart Budget

No in-app purchases

Questions

Is Wudget free?
Wudget is free to download, with in-app purchases available.
Is Smart Budget free?
Smart Budget is free to download, with no in-app purchases.
Do Wudget or Smart Budget have ads?
Neither Wudget nor Smart Budget shows ads.
Which is updated more often, Wudget or Smart Budget?
Wudget ships an update weekly, and Smart Budget every 5 weeks. Most recently, Wudget was updated on November 4, 2026 and Smart Budget on October 30, 2026.

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