Comparison

BudgetCheck vs Smart Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BudgetCheck

Features
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Know where your money goes, every day. BudgetCheck turns your monthly budget into a simple daily allowance, so you always know what you can spend today without wrecking the rest of the month. A DAILY ALLOWANCE THAT ADAPTS Overview splits what's left in your budget across the remaining days and tells you exactly how much you can spend today. Income, expenses and net at a glance, plus a daily spending chart that shows when you went over your pace. ADD AN EXPENSE IN THREE SECONDS Type the amount, tap a category, save. The quick-add keypad is built for one hand, with date, note and repeat options right below. BUDGETS FOR EVERY CATEGORY Groceries, dining, transport, bills — give each category its own limit and see how it tracks against the month. When a category goes over, BudgetCheck tells you right away. Need breathing room? Raise a limit temporarily for this month only; next month it goes back to normal. RECURRING PAYMENTS ON AUTOPILOT Set up rent, utilities and subscriptions once and they log themselves on the due date. See your total fixed costs, what share of your recurring income they take, and what's coming up next. SAVINGS GOALS IN ANY CURRENCY — OR GOLD Keep each goal in its own unit: dollars, euros, any other currency, or grams of gold. Progress is tracked in that unit, so exchange-rate swings never blur how much you've actually saved. INSIGHTS AND CHARTS Category breakdowns, month-over-month comparisons and daily trends help you spot habits. With Pro, export all your entries to an Excel spreadsheet. HOME & LOCK SCREEN WIDGETS See what's left this month, your daily allowance, today's spending and your top budgets right on your Home Screen. Tap Add to log an expense straight from the widget. Lock Screen widgets show your daily allowance and savings goal progress at a glance. PRIVATE BY DESIGN Your data stays on your device. No account, no bank login, and we never sell your data. BUDGETCHECK PRO BudgetCheck is free to use with ads. Pro removes all ads, unlocks your full history beyond the last 3 months and the yearly view, adds Excel export, and lifts the free limits of 10 expense categories, 5 income categories and 5 active savings goals. The calm way to stay on budget. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/mfurkanyildirim-budgetcheck/privacy-policy

About

Smart Budget

Features
Read full description

SmartBudget to nowoczesna aplikacja do zarządzania budżetem osobistym, stworzona z myślą o użytkownikach mobilnych. Dzięki niej łatwo kontrolujesz swoje finanse, śledzisz dochody i wydatki, organizujesz transakcje według kategorii oraz planujesz miesięczne limity. W SmartBudget masz dostęp do przejrzystego dashboardu, gdzie od razu widzisz swój aktualny bilans i ostatnie operacje. Dodawanie nowych transakcji jest szybkie i intuicyjne — wystarczy wpisać kwotę, wybrać kategorię oraz opisać wydatek lub przychód. Wszystkie operacje można przypisać do wybranych kategorii, ustalając własne limity i oznaczając wydatki niezbędne, co pomaga lepiej panować nad budżetem. Aplikacja pozwala na korzystanie z różnych walut i obsługuje elastyczne typy transakcji, co sprawia, że jest dopasowana do indywidualnych potrzeb. Dzięki lokalnej bazie danych wszystkie dane przechowywane są bezpiecznie na urządzeniu użytkownika. Dodatkowo SmartBudget oferuje możliwość wizualizacji trendów wydatków (funkcjonalność planowana w kolejnych wersjach), co pozwoli jeszcze skuteczniej analizować i kontrolować swoje finanse w dłuższej perspektywie.

Screenshots

BudgetCheck4 screens
Smart Budget3 screens

Verdict

The call

The clearest difference is in-app purchases: Smart Budget at none against BudgetCheck's 2. Smart Budget also leads on update cadence (every 5 weeks vs every 8 months) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BudgetCheck sells 2 in-app purchases, starting at $0.99 per month. Smart Budget asks for nothing beyond the download.

UpkeepUpdate frequency

BudgetCheck ships an update every 8 months, Smart Budget every 5 weeks. The most recent releases landed on October 28, 2026 and October 6, 2026 respectively.

Scorecard4 real differences · 2 level
BudgetCheck versus Smart Budget: the parameters behind the verdict, then further details
ParameterBudgetCheckSmart Budget
PriceFreeFree
Update frequencyEvery 8 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.015.0 — better
Further details — not scored
Size22 MB37 MB
Age rating4+4+
DeveloperMuhammed Furkan YildirimMateusz Hermanowicz

In-app purchases

2 purchases

BudgetCheck

Subscriptions2
  • Pro (Monthly)3 Days trial$0.991 Month
  • Pro (Yearly)7 Days trial$8.991 Year
None

Smart Budget

No in-app purchases

Questions

Is BudgetCheck free?
BudgetCheck is free to download, with in-app purchases available.
Is Smart Budget free?
Smart Budget is free to download, with no in-app purchases.
Do BudgetCheck or Smart Budget have ads?
Neither BudgetCheck nor Smart Budget shows ads.
Which is updated more often, BudgetCheck or Smart Budget?
BudgetCheck ships an update every 8 months, and Smart Budget every 5 weeks. Most recently, BudgetCheck was updated on October 28, 2026 and Smart Budget on October 6, 2026.

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