Spinx Xtras vs Club Checking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spinx Xtras
Access exclusive offers and savings by linking your Spinx Xtras card. Earn and redeem rewards, check your balance, and receive personalized deals. Pay conveniently in-store or at the pump.
- Exclusive offers and savings
- Earn and redeem rewards
- View rewards balance
- Personalized deals
- In-store and pump payment
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The Spinx Mobile app is convenient and easy. Create an account using your Spinx Xtras card to unlock exclusive offers and savings right at your fingertips. Use the app to earn and redeem rewards, view your rewards balance and get exclusive offers picked just for you! Also, you can easily pay with the app inside the store or at the pump.
Club Checking
Access your eligible account benefits and services conveniently on the go. This app provides easy access to features made available through your program.
- Access account benefits
- Access account services
- On-the-go convenience
- Program-specific features
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The Club Checking Mobile App provides users access to the benefits and services made available to them through their eligible account. Users enjoy convenient access to their benefits while on the go! Some benefits/features displayed may not be available in your program. Please contact your financial institution to learn more about your program's benefits.
Screenshots
Verdict
The clearest difference is review sentiment: Spinx Xtras at 51% against Club Checking's 0%. Spinx Xtras also leads on rating (4.9 vs 3.3) and ratings volume (7.2K vs 18). Club Checking's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spinx Xtras holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: Spinx Xtras has 7.2K ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 51% of Spinx Xtras's written reviews are positive against 0% of Club Checking's.
Spinx Xtras ships an update every 2 months, Club Checking monthly. The most recent releases landed on September 25, 2026 and September 11, 2026 respectively.
| Parameter | Spinx Xtras | Club Checking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (7.2K ratings) — better | 3.3 (18 ratings) |
| Positive reviews | 51.2% of reviews — better | 0.0% of reviews |
| Number of ratings | 7.2K — better | 18 |
| Update frequency | Every 2 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 33 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | The Spinx Company, LLC | Econ-O-Check Corporation |
Customer experience
Spinx Xtras
Club Checking
Bugs and requests
Spinx Xtras
Reported bugs
4 issues- App login/password issues
- Scan at pump feature not working
- Discount not applying correctly
- Receipts not printing at the pump
Requested features
3 requests- Add car wash purchase option in the app
- Improve notification management
- Display current discount balance
Club Checking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Spinx Xtras
No in-app purchases
Club Checking
No in-app purchases
Questions
Is Spinx Xtras free?
Is Club Checking free?
Which has better reviews, Spinx Xtras or Club Checking?
Do Spinx Xtras or Club Checking have ads?
Which is updated more often, Spinx Xtras or Club Checking?
Other comparisons
