Comparison

SpendCircle vs Dividely

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendCircle

This app helps families track household expenses together, providing a shared view of spending to improve financial habits. Users can define custom categories, add notes, and gain insights into where money is going. The goal is to reduce wasteful spending and prioritize important purchases.

Highlights
  • Shared family spending view
  • Expense tracking in real-time
  • Customizable spending categories
  • Detailed expense notes
  • Accountability for family members
  • Spending habit building
Features
Read full description

Bewildered by your monthly household spending? With multiple credit card closing cycles and spending family members, it's impossible to keep track. And you can't manage what you can't track! With SpendCircle, your entire family shares a common view of spending. Track expenses as they happen, keep each other accountable and build good spending habits.  Define your own spending categories, make detailed notes, and get a deep understanding of your family spending. Motivate your family to reduce wasteful spending and make room for the things that matter!

About

Dividely

Features
Read full description

Managing shared expenses has never been easier! Our app allows you to split bills seamlessly, whether it’s for a dinner with friends, a trip with colleagues, or household expenses. Say goodbye to complicated calculations and awkward payment reminders—track, manage, and settle expenses effortlessly. Key Features: Group Expense Splitting – Create groups and divide expenses fairly among members. One-on-One Splitting – Quickly split bills with a single person. Smart Calculations – No more manual math—our app ensures fairness with accurate breakdowns. Expense Tracking – Keep a clear record of all transactions, payments, and balances. Easy Settlements – Know who owes whom and simplify reimbursements. Multi-Currency Support – Traveling abroad? Split expenses in different currencies effortlessly. Notifications & Reminders – Never forget a pending payment with smart reminders. Secure & Private – Your financial data stays safe with encrypted storage. How It Works: 1. Add an Expense – Choose an amount, add participants, and specify how it should be split. 2. Track Balances – View who owes what and simplify payments. 3. Settle Up – Mark payments, send reminders, and stay debt-free effortlessly. Perfect for roommates, couples, families, friends, colleagues, or anyone who shares expenses! Download now and make expense splitting hassle-free!

Screenshots

SpendCircle4 screens
Dividely4 screens

Verdict

The call

The clearest difference is in-app purchases: Dividely at none against SpendCircle's 1. Dividely also leads on iOS requirement (13.4 vs 15.0). SpendCircle's advantage is update cadence (every 2 weeks vs every 6 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendCircle sells 1 in-app purchase, starting at $1.99 per year. Dividely asks for nothing beyond the download.

UpkeepUpdate frequency

SpendCircle ships an update every 2 weeks, Dividely every 6 months. Both last shipped on October 14, 2026.

Scorecard3 real differences · 7 level
SpendCircle versus Dividely: the parameters behind the verdict, then further details
ParameterSpendCircleDividely
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 weeks — betterEvery 6 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.4 — better
Further details — not scored
Size33 MB33 MB
Age rating4+4+
DeveloperClaredat LLCSecurity Management

In-app purchases

1 purchases

SpendCircle

Subscriptions1
  • 1-Month Free | Annual Plan1 Month trial$1.991 Year
None

Dividely

No in-app purchases

Questions

Is SpendCircle free?
SpendCircle is free to download, with in-app purchases available.
Is Dividely free?
Dividely is free to download, with no in-app purchases.
Do SpendCircle or Dividely have ads?
Neither SpendCircle nor Dividely shows ads.
Which is updated more often, SpendCircle or Dividely?
SpendCircle ships an update every 2 weeks, and Dividely every 6 months. Most recently, SpendCircle was updated on October 14, 2026 and Dividely on October 14, 2026.

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