SakalPay vs SVC NXT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SakalPay
Manage your bank accounts with real-time balance checks, mini statements, and fund transfers. Request cheque books and make payments between accounts. Offers a comprehensive suite of online banking services.
- Real-time balance checking
- Mini statement access
- Statement download
- IMPS payments
- RTGS/NEFT fund transfer
- Cheque book request
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In SAKALPAY app we are providing below online facility to bank customers. 1. Real time balance checking 2. Mini statement 3. Statement download facility 4. IMPS payments 5. RTGS/NEFT fund transfer 6. Cheque book request 7. KUCB to KUCB account payments and many more facility...
SVC NXT
This digital banking platform offers secure and intuitive management of your accounts, including savings, current, and loans. It facilitates easy fund transfers, debit card management, cheque services, and bill payments, along with a rewards program for digital transactions.
- Secure account access with biometrics
- Manage savings, current, term deposit, and loan accounts
- Fund transfers via NEFT, RTGS, IMPS
- Debit card management and blocking
- Cheque book requests and status checks
- Seamless bill payments and recharges
- Earn and redeem SVC Rewards points
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Welcome to SVC NXT! Secure, smart, and swift – SVC NXT is designed to simplify the way you bank. It is a comprehensive digital platform designed to provide seamless, secure and intuitive banking services. SVC NXT Core Features: 1. Secure Access – Advanced encryption protocols, biometric authentication, and multi factor verification ensure the highest standards of data security 2. Simplistic Account Management – Manage all your Savings, Current, Term Deposit and Loan accounts in a user friendly manner, suitable for all age groups. 3. Fund Transfer – Effortless money transfers through NEFT, RTGS, IMPS with robust tracking and confirmation mechanisms. Schedule funds one time or recurring for future dated transactions. Track upcoming payments and receipts. Reserve funds for a future dated transaction. Quick pay option to transfer funds without payee addition. 4. Debit Cards – Manager debit cards, set limits, block lost / stolen cards instantly 5. Cheques – Apply for cheque book, check status of cheques, positive pay confirmation on the click of a button 6. Bill Payments – Pay utility bills, credit card dues, insurance premiums, and recharges seamlessly with built-in reminders and payment history 7. SVC Rewards – Earn, Collect and Redeem reward points for every digital transaction executed through the app. Attractive merchandise and discount coupons available. With a reputation built on trust, innovation and customer focus, SVC Bank offers s digital experience that is not only secure and reliable but also aligned with your evolving financial needs.
Screenshots
Verdict
The clearest difference is update cadence: SakalPay at every 3 weeks against SVC NXT's every 3 months. On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SakalPay ships an update every 3 weeks, SVC NXT every 3 months. The most recent releases landed on October 15, 2026 and October 28, 2026 respectively.
| Parameter | SakalPay | SVC NXT |
|---|---|---|
| Price | Free | Free |
| Rating | — | 2.0 (1 ratings) — better |
| Positive reviews | 40.0% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 11 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | THE KARAD URBAN CO-OPERATIVE BANK LIMITED | SVC Co-Operative Bank Ltd |
In-app purchases
SakalPay
No in-app purchases
SVC NXT
No in-app purchases









