LHV Bank vs Monemon

Discover a smarter way to bank – secure, seamless, and built to put you in control. At LHV Bank, we believe your money should work as hard as you do. That’s why we’ve created an app that helps you move faster, save smarter, and bank with confidence. Whether you’re building wealth or just want your money to work for you, it’s time to take your finances into your own hands. Here’s what’s waiting for you: • The LHV Bank Current Account – Enjoy full flexibility while earning interest on balances up to £1,000,000. • The LHV Bank Debit Card – Simple, stylish, and ready when you are, wherever you are. • Savings – Planning something big? Or just stacking for the future? With Fixed Rate Bonds and Easy Access Savings available, our savings accounts are simple, clear, and reward ambition. • Faster Payments – Send money swiftly and securely, because your time is worth more. • Direct Debits - Simple, stress-free payments for regular bills and subscriptions. We’re not here to overwhelm you with hidden fees or complicated features. We’re here to cut through the noise and offer banking that just works. Your deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS), so while you’re boldly building your future, you can rest easy knowing your money is secure. Why LHV? We’re the bank that believes in saving. We reward savers, back entrepreneurs, and build tools for people who want more than the basics. No fluff. No nonsense. Just purposeful banking, designed around you. LHV Bank Limited (13180211) is registered in England and Wales at 1 Angel Court, London, United Kingdom, EC2R 7HJ, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under FRN 993767.

Everyone knows they should be saving. The problem is the moment you'd actually have to do it. Monemon takes that off your hands. Set a daily budget. Whatever you don't spend gets saved that evening. A real account, a real Mastercard, and Mo keeping an eye on the whole thing. SAVE DAILY, ONE TAP Saving usually fails because you only check what's left at the end of the month, and by then there's nothing there. Monemon flips it. You save daily, in small amounts, before the money is gone. Set a daily budget, stay under it, save the rest, with one tap. Keep at it, and a few euros a day becomes an actual reserve. The longer you stick with it, the bigger your cushion gets. GET TO KNOW MO Save, and Mo cheers. Overspend, and he pipes up: "€50. Amazon. Explain yourself." He knows exactly what you treated yourself to last week. Your balance has never had this much personality. WEEKLY WRAPPED Every Sunday, your week in numbers. Credit where it's due. A light roast where it isn't. YES, IT'S A REAL ACCOUNT Your own IBAN account. A Mastercard debit card that works everywhere. Apple Pay available. Every payment in one place. Everything a fintech does. None of the noise. START SMALL You don't need a plan, a spreadsheet, or a spare €200. You need one day under budget. Mo takes it from there. Small wins, every week. Save it. Watch your money grow. Repeat.