Comparison

ccreward vs Secured by Flent

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

ccreward

This app helps users maximize rewards from their credit cards by suggesting the best card for each purchase and tracking earned points. It offers AI-powered insights, automatic purchase import, and a clear overview of your card portfolio.

Highlights
  • Best card suggestion for each purchase
  • AI-powered financial assistant
  • Automatic purchase import
  • Automatic rewards calculation
  • Transfer partner calculator
  • Merchant Category Code lookup
  • Smart spend tracking and goal setting
Features
Read full description

Maximize Every Swipe. Whether you are a credit card enthusiast or just want more from your daily coffee run, ccreward.app helps you earn the most cashback, miles and points on every purchase. KEY FEATURES Find the Perfect Card for Every Spend Stop guessing at the checkout counter. Best Card compares your saved cards and tells you which one earns the most for that purchase. Sort by Points, Value or Miles to reach your goals faster. Your most used cards now appear first. Ask AI (NEW) Chat with an assistant powered by Apple Intelligence. Ask which card to use at a merchant, how much you'll earn, or what your bank charges: forex markup, fees and more, answered from the bank's own terms. Automatic Purchase Import (NEW) Log Apple Pay purchases automatically with a simple Shortcuts automation, or import bank SMS in India and Singapore. Duplicates are merged, and once you pick a card for a purchase, later ones match on their own. Automatic Rewards (Premium, NEW) Every imported purchase gets its reward worked out for you. Get a notification like "You can earn 420 miles" and save it with one tap. Maximize Your Miles Turn bank points into boarding passes. The Transfer Partners calculator shows transfer ratios, estimated values and conversion times across airlines and hotels, so you know what your points are really worth before you move them. Know Before You Swipe Don't let a wrong MCC ruin your rewards. MCC Lookup checks Merchant Category Codes for stores in India and Singapore, so you know whether a merchant earns bonus points before you pay. Your Wallet, Beautifully Stacked View your whole card collection in a sleek stacked feed. Switch between vertical and horizontal views to see your portfolio at a glance. Smart Spend Tracking Heat maps, custom spending goals and a points summary across all your cards. Add expenses manually or import them automatically. Widgets, Control Center and Siri (NEW) See Trending Cards and Reward Balances on your Home and Lock Screen. Open MCC Lookup, Best Card or the Calculator from Control Center, or just ask Siri. Now in Your Language (NEW) English, Hindi, Tamil, Telugu, Kannada, Bengali and Marathi. PRIVATE & SECURE - We never ask for full card numbers or CVVs. AI Chat requires iOS 27 and an Apple Intelligence-enabled device. Privacy Policy: https://ccreward.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Secured by Flent

Features
Read full description

Rent is one of the most important financial relationships in your life. But for years, it hasn’t rewarded responsibility. Secured is changing that by rewarding tenants who pay on time, and protecting homeowners from the uncertainty that comes with renting. Access currently opens via waitlist while we review eligibility. You’ll be notified as soon as your access is ready. *For tenants* Pay your rent through Secured and earn 1% cashback on every timely payment. Over time, your consistent rent behaviour builds a rent score that can unlock better rental benefits - like lower deposits, priority access to homes, and more. *For homeowners* Secured helps future-proof your rental income. Homeowners on Secured receive free rental protection, including coverage for vacant months and sudden tenant exits at no cost. As Secured grows, we’re building additional safeguards around your rental asset, including tenant verification tools and smarter financial options. How it works ‒⁠ ⁠Sign up on the app ‒⁠ ⁠Upload your rental agreement ‒⁠ ⁠We review your details and open access in phases

Screenshots

ccreward4 screens
Secured by Flent4 screens

Verdict

The call

The clearest difference is ads: Secured by Flent at none against ccreward's shown. Secured by Flent also leads on update cadence (every 3 weeks vs every 6 weeks) and iOS requirement (15.1 vs 18.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ccreward ships an update every 6 weeks, Secured by Flent every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard3 real differences Β· 5 level
ccreward versus Secured by Flent: the parameters behind the verdict, then further details
ParameterccrewardSecured by Flent
PriceFreeFree
Positive reviews33.3% of reviewsβ€”
Update frequencyEvery 6 weeksEvery 3 weeks β€” better
AdsYesNo β€” better
In-app purchasesNoNo
MonetizationFree with in-app purchasesβ€”
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.015.1 β€” better
Further details β€” not scored
Size40 MB63 MB
Age rating4+4+
DeveloperAashish VivekanandRishabh Agnihotri

In-app purchases

None

ccreward

No in-app purchases

None

Secured by Flent

No in-app purchases

Questions

Is ccreward free?
ccreward is free to download, with no in-app purchases.
Is Secured by Flent free?
Secured by Flent is free to download, with no in-app purchases.
Do ccreward or Secured by Flent have ads?
ccreward shows ads; Secured by Flent does not.
Which is updated more often, ccreward or Secured by Flent?
ccreward ships an update every 6 weeks, and Secured by Flent every 3 weeks. Most recently, ccreward was updated on October 30, 2026 and Secured by Flent on October 31, 2026.

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