Comparison

Net Worth Tracker vs 自动记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Net Worth Tracker

This app simplifies financial management by focusing on account balance changes and significant income/expenses, rather than logging every transaction. It helps users save time, reduce stress, and gain a clearer overview of their financial health.

Highlights
  • Track account balance changes
  • Focus on significant income/expenses
  • Save time with weekly tracking
  • Reduce financial stress
  • Gain a big picture financial view
  • Improve financial decision-making
Features
Read full description

Are You Lost in the Maze of Modern Finance? A few years ago, I found myself tangled in the complexities of modern life—scattered accounts, endless bills, and countless small transactions. Like many others, I turned to traditional expense tracking apps, hoping to bring order to the chaos. At first, I was enthusiastic, logging every coffee and lunch. But soon, the process became overwhelming. The daily disruptions, the dreaded chore of sorting receipts, and the anxiety of falling behind turned tracking into a burden rather than a solution. Why Traditional Expense Tracking Falls Short Recording every expense might seem ideal, but it’s exhausting: • Disruptive: Logging each purchase interrupts your day. • Time-Consuming: Sorting through receipts takes longer than you expect. • Overwhelming: Missing a few days creates a backlog that’s hard to overcome. This approach may work for some, but I knew I needed something simpler, more flexible, and sustainable. Introducing Mintly: See the Big Picture That’s why I created Mintly—a tool designed to simplify financial management by shifting the focus from every little detail to the bigger picture. Mintly emphasizes two key aspects: 1. Account Balance Changes, By tracking your total balances at regular intervals, Mintly gives you a clear and comprehensive view of your financial health 2. Significant Income and Expenses, Instead of logging every transaction, focus on: • Regular income (like your salary or investment returns). • Major expenses (such as rent or large purchases). This method highlights what truly matters, leaving you free from the endless How Mintly Makes a Difference With Mintly, managing your finances becomes simpler and more meaningful: • Save Time: Just 15 minutes a week is enough to stay on top of your finances. • Reduce Stress: Focus on what truly matters, without the burden of logging every minor expense. • See the Big Picture: Understand your financial trends and trajectory at a glance. By shifting your focus to the growth of your balance and major money movements, Mintly helps you stay in control without feeling overwhelmed. Real Results Since adopting this method, I’ve experienced: • 80% Less Time Spent Tracking: No more daily disruptions. • A Clearer Picture of Financial Health: Easily understand where my money goes. • Better Decision-Making: With less clutter, it’s easier to plan big purchases. • More Freedom to Focus on Growth: Instead of tracking every coffee, I can think about growing my wealth. See the Forest, Not Just the Trees Traditional methods of expense tracking often focus on counting every leaf, every branch, and every tree. But sometimes, seeing the forest is more important than counting every tree. With Mintly, you’ll discover a simpler way to understand and manage your finances.  Try Mintly today and experience the difference for yourself! #About Subscription - Mintly currently offers monthly and annual membership options for purchase; - Fees will be charged to your iTunes account upon confirmation of purchase; - Your subscription will automatically renew unless you turn off auto-renewal at least 24 hours before the current paid period ends; - Your account will be charged again within 24 hours prior to the end of the current paid period; - The annual membership renewal price is $29.99; - The monthly membership renewal price is $2.99; - You can manage your subscription and turn off auto-renewal in your account settings after purchase; - If your trial has not yet ended, the remaining days will automatically expire once you start your subscription; # Terms of Service: https://sprout-garlic-658.notion.site/Mintly-Terms-of-Service-12f2c252c47e80689e2bcc4880eba810?pvs=4 # All personal data will be processed in accordance with Mintly’s privacy policy and terms.  Please click the link for more details: https://sprout-garlic-658.notion.site/Mintly-Privacy-Policy-1282c252c47e8098b2acd7cf59f2163f?pvs=4

About

自动记账

Effortlessly track your finances with an intuitive and fun app. It automates bill analysis, offers visual insights, and secures your data with password protection and iCloud backup. Ideal for modern users seeking simple, efficient financial management.

Highlights
  • Automated bill analysis
  • Customizable tags and budgets
  • Password protection and iCloud backup
  • Visual chart analysis
  • Multi-account management
  • Data export and migration
Features
Read full description

自动记账 · 一秒记账——让记账更简单、更有趣 你是否曾觉得记账是一项枯燥的任务?想要找到一款既轻松又好用的记账工具?自动记账为你带来了全新的记账体验,让每一笔账单都变得更简单、精准,甚至充满乐趣! 为什么选择自动记账? * 元气满满的设计:简洁清爽的界面,告别复杂与繁琐,让记账成为一种享受! * 专注记录,无广告无推荐:没有干扰的记账体验,只专注于帮助你轻松记录每一笔账单。 * 现代年轻人必备工具:无论是日常购物还是理财规划,我们的设计都贴合当代年轻人需求,打破传统枯燥记账方式! 主要功能: * 自动记账:通过捷径自动截图分析账单,一秒完成记账,省时省力! * 导出数据:随时导出数据,轻松查看和分享财务状况。 * 自定义标签:根据个人需求设置标签,方便分类管理。 * 分类预算:轻松设置预算,每一项开支都在掌控之中。 * 密码保护:让你的财务数据更加安全,保护隐私。 * ICloud备份:所有账目自动备份,保障数据永不丢失。 * 收支账户:支持多账户管理,记录个人及家庭账目。 * 分类数据迁移:轻松迁移数据,保持历史账目记录。 * 图表分析:可视化的图表,帮助你了解财务状况,做出明智决策。 * 隐私保护:严格保护你的财务隐私,只有你自己能访问。 * 备注占比:直观显示各类备注的占比,帮助你合理规划开销。 * 记账日历:查看每月账单,轻松掌握收支情况。 * 每日收支:每天自动记录,轻松掌握当天的收支。 * 转账功能:支持转账记录,准确管理转账历史。 * 年度统计:总结全年的账目,帮助你规划未来。 * 后续新功能:我们将持续更新新功能,满足更多需求。 立即下载,享受轻松记账! 自动记账让你告别手动输入,记账变得简单又高效。下载“自动记账 - 一秒记账”,让你从此告别忘记记账的困扰,随时随地轻松管理个人财务。 快来体验吧! 【自动记账 自动续费VP套餐说明】 - 订阅周期:1个月(连续包月产品),12个月(连续包年产品)。 - 具体价格请见自动记账馆App内部付费页面。 - 付款:通过用户的 iTunes账户扣款,用户确认 购买后即付款。 - 取消续订:如需取消续订,请在当前订阅周期 到期前24小时以前,手动在 iTunes/Apple ID设置 管理中关闭自动续订功能。 - 续订:苹果iTunes账户会在到期前24小时内扣 费,扣费成功后订阅周期顺延一个订阅周期。 - 订阅可以由用户管理,并且可以在购买后在用户 的账户设置里关闭自动订阅。 - 免费试用期的任何未使用部分(如果提供)将在 用户购买该出版物时被回收。 - 隐私政策与使用条款 https://shimo.im/docs/VYv89rdHXRVGkcVV - 自动续费会员服务协议 https://docs.qq.com/doc/DWGZwa2VSS3JKT2JF

Screenshots

Net Worth Tracker4 screens
自动记账4 screens

Verdict

The call

Net Worth Tracker and 自动记账 are too close to call on the numbers: across 8 compared parameters — price, review sentiment, update cadence and ads among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month and 自动记账 sells 2 in-app purchases, starting at $6.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on October 14, 2026 and October 7, 2026 respectively.

ScorecardNo meaningful differences
Net Worth Tracker versus 自动记账: the parameters behind the verdict, then further details
ParameterNet Worth Tracker自动记账
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings2 — better—
Update frequencyEvery 5 daysEvery 5 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.016 — better
Further details — not scored
Size8 MB38 MB
Age rating4+4+
DeveloperXIANG LI小拓 林

Customer experience

Net Worth Tracker

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

自动记账

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Net Worth Tracker

Subscriptions2
  • Monthly$0.991 Month
  • Annual7 Days trial$4.991 Year
One-time1
  • Lifetime$6.99
2 purchases

自动记账

Subscriptions1
  • 年会员3 Days trial$6.991 Year
One-time1
  • 永久会员$9.99

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is 自动记账 free?
自动记账 is free to download, with in-app purchases available.
Do Net Worth Tracker or 自动记账 have ads?
Neither Net Worth Tracker nor 自动记账 shows ads.
Which is updated more often, Net Worth Tracker or 自动记账?
Net Worth Tracker ships an update every 5 days, and 自动记账 every 5 days. Most recently, Net Worth Tracker was updated on October 14, 2026 and 自动记账 on October 7, 2026.

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