Net Worth Tracker vs 青羽记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Net Worth Tracker
This app simplifies financial management by focusing on account balance changes and significant income/expenses, rather than logging every transaction. It helps users save time, reduce stress, and gain a clearer overview of their financial health.
- Track account balance changes
- Focus on significant income/expenses
- Save time with weekly tracking
- Reduce financial stress
- Gain a big picture financial view
- Improve financial decision-making
Read full descriptionHide full description
Are You Lost in the Maze of Modern Finance? A few years ago, I found myself tangled in the complexities of modern life—scattered accounts, endless bills, and countless small transactions. Like many others, I turned to traditional expense tracking apps, hoping to bring order to the chaos. At first, I was enthusiastic, logging every coffee and lunch. But soon, the process became overwhelming. The daily disruptions, the dreaded chore of sorting receipts, and the anxiety of falling behind turned tracking into a burden rather than a solution. Why Traditional Expense Tracking Falls Short Recording every expense might seem ideal, but it’s exhausting: • Disruptive: Logging each purchase interrupts your day. • Time-Consuming: Sorting through receipts takes longer than you expect. • Overwhelming: Missing a few days creates a backlog that’s hard to overcome. This approach may work for some, but I knew I needed something simpler, more flexible, and sustainable. Introducing Mintly: See the Big Picture That’s why I created Mintly—a tool designed to simplify financial management by shifting the focus from every little detail to the bigger picture. Mintly emphasizes two key aspects: 1. Account Balance Changes, By tracking your total balances at regular intervals, Mintly gives you a clear and comprehensive view of your financial health 2. Significant Income and Expenses, Instead of logging every transaction, focus on: • Regular income (like your salary or investment returns). • Major expenses (such as rent or large purchases). This method highlights what truly matters, leaving you free from the endless How Mintly Makes a Difference With Mintly, managing your finances becomes simpler and more meaningful: • Save Time: Just 15 minutes a week is enough to stay on top of your finances. • Reduce Stress: Focus on what truly matters, without the burden of logging every minor expense. • See the Big Picture: Understand your financial trends and trajectory at a glance. By shifting your focus to the growth of your balance and major money movements, Mintly helps you stay in control without feeling overwhelmed. Real Results Since adopting this method, I’ve experienced: • 80% Less Time Spent Tracking: No more daily disruptions. • A Clearer Picture of Financial Health: Easily understand where my money goes. • Better Decision-Making: With less clutter, it’s easier to plan big purchases. • More Freedom to Focus on Growth: Instead of tracking every coffee, I can think about growing my wealth. See the Forest, Not Just the Trees Traditional methods of expense tracking often focus on counting every leaf, every branch, and every tree. But sometimes, seeing the forest is more important than counting every tree. With Mintly, you’ll discover a simpler way to understand and manage your finances. Try Mintly today and experience the difference for yourself! #About Subscription - Mintly currently offers monthly and annual membership options for purchase; - Fees will be charged to your iTunes account upon confirmation of purchase; - Your subscription will automatically renew unless you turn off auto-renewal at least 24 hours before the current paid period ends; - Your account will be charged again within 24 hours prior to the end of the current paid period; - The annual membership renewal price is $29.99; - The monthly membership renewal price is $2.99; - You can manage your subscription and turn off auto-renewal in your account settings after purchase; - If your trial has not yet ended, the remaining days will automatically expire once you start your subscription; # Terms of Service: https://sprout-garlic-658.notion.site/Mintly-Terms-of-Service-12f2c252c47e80689e2bcc4880eba810?pvs=4 # All personal data will be processed in accordance with Mintly’s privacy policy and terms. Please click the link for more details: https://sprout-garlic-658.notion.site/Mintly-Privacy-Policy-1282c252c47e8098b2acd7cf59f2163f?pvs=4
青羽记账
Read full descriptionHide full description
青羽是一面只属于你的镜子。 它不教你省钱,不替你定目标,只把你的钱照清楚,然后陪你安静地看。 —— 轻记账 —— · 说一句话就记好:「瑞幸 18 块」,金额、分类、备注自动识别 · 也可以敲键盘,几秒一笔:分类、金额、完成 · 微信、支付宝账单一键导入 · 语音和导入都会学习:改过一次分类,下次自动沿用 · 越用越快,越用越懂你 —— 重分析 —— 记账只是手段,看懂才是目的。青羽的每张图表都回答一个真实的问题: · 钱去哪了——分类占比、每月支出全景 · 哪几笔最伤——大额支出单独拎出来看 · 温水煮青蛙在哪——高频小额消费分析,单笔小,合起来不少 · 这一年过得怎么样——年度收支、结余走势、和过去的自己比 —— 不做预算 —— 我们不让你设预算,也不在你超支时弹出红色警告。 青羽只呈现真实的数据,参照系只有一个:过去的你。 今天比上月日均花得多还是少,一眼看见,然后该干嘛干嘛。 记账不该带来愧疚感,看清楚本身就是改变的开始。 —— 数据不出手机 —— · 没有账号系统,无需注册 · 所有数据存储在你自己的设备里 · 没有服务器收集你的消费记录——不是不愿意,是架构上做不到 · 支持应用锁,多一层安心 —— 没有的东西 —— 没有广告,没有信息流,没有理财课程,没有借贷入口。 一个记账应用该有的安静,青羽都有。 —— 轻轻记下,认真看见。 青羽,你的财务从此有迹可循。
Screenshots
Verdict
Net Worth Tracker and 青羽记账 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month and 青羽记账 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Net Worth Tracker ships an update every 5 days, 青羽记账 weekly. The most recent releases landed on October 14, 2026 and October 15, 2026 respectively.
| Parameter | Net Worth Tracker | 青羽记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 5 days — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 8 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | XIANG LI | 尚霖 李 |
In-app purchases
Net Worth Tracker
- Monthly$0.991 Month
- Annual7 Days trial$4.991 Year
- Lifetime$6.99
青羽记账
- 青羽记账 · 永久解锁$3.99









