Spent Log vs CredSplit
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spent Log
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Spent Log is the private, offline-first way to track your money β and the people side of it: who owes you, and who you owe. No bank logins. No ads. No tracking. Your financial data lives on your device, not on our servers. EVERYTHING IN ONE PLACE β’ See your real net worth β cash on hand, plus what people owe you, minus what you owe β’ Log expenses, income and transfers in seconds β’ Organize money across multiple wallets: cash, bank, cards, savings and more THE PEOPLE LEDGER β’ Lend or borrow and always know your balance with each person β’ One-tap "Settle up," and copy a friendly reminder to send on any chat β’ Never lose track of "who paid for what" again INSIGHTS THAT HELP β’ Beautiful reports: spending by category, and income vs. expense over time β’ Set a monthly budget and watch it in real time β’ Keep a daily logging streak to stay on top of your money AUTOMATE THE BORING STUFF β’ Recurring entries for salary, rent and subscriptions β added automatically PRIVATE BY DESIGN β’ Works 100% offline β an account is completely optional β’ Optional encrypted cloud backups (AES-256), encrypted on your device so even we can't read them β’ Lock the app with a PIN β’ No ads, no third-party analytics, no selling your data β ever BUILT FOR THE WORLD β’ 150+ currencies β’ Available in English, ΰ€Ήΰ€Ώΰ€¨ΰ₯ΰ€¦ΰ₯ (Hindi) and ΰ¨ͺΰ©°ΰ¨ΰ¨Ύΰ¨¬ΰ© (Punjabi) β’ Light & dark themes You're always in control: export your data to CSV anytime, and delete your account and all data whenever you want β right from the app. Spent Log is a manual money tracker β it never connects to your bank and never moves real money. Just you, your numbers, and total privacy. Download Spent Log and take control of your money. Your money stays your business.
CredSplit
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Make it easier to share credit card payment options with your customers. With Cred Split, simply enter the amount you want to receive and generate a complete price table for Pix, debit, or installment credit card payments. Fees are applied automatically, displaying each installment amount and the total purchase price in up to 12 installments. Configure the rates charged by your payment provider and present clear, organized, and professional payment options to your customers. Customize the table with your logo and brand color. Then share it directly with customers through WhatsApp, social media, or other apps. Ideal for retailers, independent sellers, and service providers who need to calculate and present card payment prices quickly. Features: - Pix, debit, and credit card calculations - Up to 12 installments - Custom payment fee settings - Installment and total price calculations - Shareable payment price tables - Custom logo and brand color - Share tables as images - Simple and fast interface - Portuguese and English support - Light and dark themes - Some features, including table sharing, require a subscription. Terms of Use: https://onethsoftwares.com/credsplit/terms Privacy Policy: https://onethsoftwares.com/credsplit/privacy-policy
Screenshots
Verdict
The clearest difference is in-app purchases: Spent Log at none against CredSplit's 1. CredSplit's advantage is update cadence (every 3 weeks vs every 21 months) and iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. CredSplit sells 1 in-app purchase, starting at $1.99 per month. Spent Log asks for nothing beyond the download.
Spent Log ships an update every 21 months, CredSplit every 3 weeks. The most recent releases landed on October 9, 2026 and October 4, 2026 respectively.
| Parameter | Spent Log | CredSplit |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 21 months | Every 3 weeks β better |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 13.0 β better |
| Further details β not scored | ||
| Size | 113 MB | 25 MB |
| Age rating | 17+ | 4+ |
| Developer | Ameet Aujla | MATHEUS MARTINS |
In-app purchases
Spent Log
No in-app purchases
CredSplit
- Premium$1.991 Month









