Comparison

Spent Log vs CredSplit

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spent Log

Features
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Spent Log is the private, offline-first way to track your money β€” and the people side of it: who owes you, and who you owe. No bank logins. No ads. No tracking. Your financial data lives on your device, not on our servers. EVERYTHING IN ONE PLACE β€’ See your real net worth β€” cash on hand, plus what people owe you, minus what you owe β€’ Log expenses, income and transfers in seconds β€’ Organize money across multiple wallets: cash, bank, cards, savings and more THE PEOPLE LEDGER β€’ Lend or borrow and always know your balance with each person β€’ One-tap "Settle up," and copy a friendly reminder to send on any chat β€’ Never lose track of "who paid for what" again INSIGHTS THAT HELP β€’ Beautiful reports: spending by category, and income vs. expense over time β€’ Set a monthly budget and watch it in real time β€’ Keep a daily logging streak to stay on top of your money AUTOMATE THE BORING STUFF β€’ Recurring entries for salary, rent and subscriptions β€” added automatically PRIVATE BY DESIGN β€’ Works 100% offline β€” an account is completely optional β€’ Optional encrypted cloud backups (AES-256), encrypted on your device so even we can't read them β€’ Lock the app with a PIN β€’ No ads, no third-party analytics, no selling your data β€” ever BUILT FOR THE WORLD β€’ 150+ currencies β€’ Available in English, ΰ€Ήΰ€Ώΰ€¨ΰ₯ΰ€¦ΰ₯€ (Hindi) and ΰ¨ͺΰ©°ΰ¨œΰ¨Ύΰ¨¬ΰ©€ (Punjabi) β€’ Light & dark themes You're always in control: export your data to CSV anytime, and delete your account and all data whenever you want β€” right from the app. Spent Log is a manual money tracker β€” it never connects to your bank and never moves real money. Just you, your numbers, and total privacy. Download Spent Log and take control of your money. Your money stays your business.

About

CredSplit

Features
Read full description

Make it easier to share credit card payment options with your customers. With Cred Split, simply enter the amount you want to receive and generate a complete price table for Pix, debit, or installment credit card payments. Fees are applied automatically, displaying each installment amount and the total purchase price in up to 12 installments. Configure the rates charged by your payment provider and present clear, organized, and professional payment options to your customers. Customize the table with your logo and brand color. Then share it directly with customers through WhatsApp, social media, or other apps. Ideal for retailers, independent sellers, and service providers who need to calculate and present card payment prices quickly. Features: - Pix, debit, and credit card calculations - Up to 12 installments - Custom payment fee settings - Installment and total price calculations - Shareable payment price tables - Custom logo and brand color - Share tables as images - Simple and fast interface - Portuguese and English support - Light and dark themes - Some features, including table sharing, require a subscription. Terms of Use: https://onethsoftwares.com/credsplit/terms Privacy Policy: https://onethsoftwares.com/credsplit/privacy-policy

Screenshots

Spent Log4 screens
CredSplit4 screens

Verdict

The call

The clearest difference is in-app purchases: Spent Log at none against CredSplit's 1. CredSplit's advantage is update cadence (every 3 weeks vs every 21 months) and iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. CredSplit sells 1 in-app purchase, starting at $1.99 per month. Spent Log asks for nothing beyond the download.

UpkeepUpdate frequency

Spent Log ships an update every 21 months, CredSplit every 3 weeks. The most recent releases landed on October 9, 2026 and October 4, 2026 respectively.

Scorecard3 real differences Β· 3 level
Spent Log versus CredSplit: the parameters behind the verdict, then further details
ParameterSpent LogCredSplit
PriceFreeFree
Update frequencyEvery 21 monthsEvery 3 weeks β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS17.013.0 β€” better
Further details β€” not scored
Size113 MB25 MB
Age rating17+4+
DeveloperAmeet AujlaMATHEUS MARTINS

In-app purchases

None

Spent Log

No in-app purchases

1 purchases

CredSplit

Subscriptions1
  • Premium$1.991 Month

Questions

Is Spent Log free?
Spent Log is free to download, with no in-app purchases.
Is CredSplit free?
CredSplit is free to download, with in-app purchases available.
Do Spent Log or CredSplit have ads?
Neither Spent Log nor CredSplit shows ads.
Which is updated more often, Spent Log or CredSplit?
Spent Log ships an update every 21 months, and CredSplit every 3 weeks. Most recently, Spent Log was updated on October 9, 2026 and CredSplit on October 4, 2026.

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