Spent Log

Spent Log is the private, offline-first way to track your money — and the people side of it: who owes you, and who you owe. No bank logins. No ads. No tracking. Your financial data lives on your device, not on our servers. EVERYTHING IN ONE PLACE • See your real net worth — cash on hand, plus what people owe you, minus what you owe • Log expenses, income and transfers in seconds • Organize money across multiple wallets: cash, bank, cards, savings and more THE PEOPLE LEDGER • Lend or borrow and always know your balance with each person • One-tap "Settle up," and copy a friendly reminder to send on any chat • Never lose track of "who paid for what" again INSIGHTS THAT HELP • Beautiful reports: spending by category, and income vs. expense over time • Set a monthly budget and watch it in real time • Keep a daily logging streak to stay on top of your money AUTOMATE THE BORING STUFF • Recurring entries for salary, rent and subscriptions — added automatically PRIVATE BY DESIGN • Works 100% offline — an account is completely optional • Optional encrypted cloud backups (AES-256), encrypted on your device so even we can't read them • Lock the app with a PIN • No ads, no third-party analytics, no selling your data — ever BUILT FOR THE WORLD • 150+ currencies • Available in English, हिन्दी (Hindi) and ਪੰਜਾਬੀ (Punjabi) • Light & dark themes You're always in control: export your data to CSV anytime, and delete your account and all data whenever you want — right from the app. Spent Log is a manual money tracker — it never connects to your bank and never moves real money. Just you, your numbers, and total privacy. Download Spent Log and take control of your money. Your money stays your business.