DayCheck by SpotOn vs Tendlife Platform

Stop waiting weeks for the tips you earned today. DayCheck by SpotOn is the free digital wallet that puts your earnings where they belong: in your hands. It’s a faster, more flexible way to get paid, so you're ready for the bills life throws your way. Get paid, track your earnings, and spend on your terms. How it works: 1. Finish your shift and head home. 2. Your manager reviews and approves tip amounts for the day. 3. After approval, your tips land in your DayCheck wallet, consistently and reliably. No more waiting around or guessing when you'll get your money. 4. Track every dollar so you always know what you’ve earned. 5. Spend with the free SpotOn Card or transfer funds straight to your bank account. Your money, your way: • Faster Access to Your Earnings. Why wait? DayCheck closes the gap between your shift and your wallet with a reliable, fast way to get paid. • Track every shift. Get a clear look at your earnings. You’ll get a notification when your money is ready, and you can check your history anytime to see every dollar moving in and out. • Keep more with the SpotOn Card. Get immediate and free access to your approved earnings with the SpotOn Card. Use it for groceries, gas, or whatever life throws your way. • Flexibility for Real Life. Prefer to use your own debit card? Link your existing debit card and transfer funds to your bank account instead. Cards are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. SpotOn Flex LLC is a financial services company and not itself an FDIC-insured institution. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. FDIC insurance coverage is subject to pass-through insurance requirements per ownership category. Certain conditions must be met for pass-through coverage.

TendLife is a financial wellness app built for people with nontraditional income like bartenders, servers, freelancers, creators, and gig workers. We know that managing money can feel stressful when your income changes week to week, so TendLife was designed to make budgeting and financial organization feel simpler, more realistic, and actually helpful for everyday life. The app helps users track tips and income, manage bills, monitor spending, and build healthier financial habits all in one place. Instead of feeling like another complicated banking app, TendLife focuses on creating a clean and approachable experience that makes users feel more in control of their finances without being overwhelming. TendLife also includes personalized financial insights and AI-powered guidance to help users better understand their spending patterns, savings goals, and overall financial wellness. Whether someone is trying to stay on top of monthly bills, save more consistently, or just better understand where their money is going, TendLife is built to support real people navigating real financial situations.