NCBA NOW UG vs Omuti

The NCBA NOW App is an app owned by NCBA Bank on iOS. The NCBA NOW app has exciting features that make your banking experience with NCBA Bank fast and convenient. The app can also be used by non-NCBA Bank customers. Enjoy the following features when you download the NCBA NOW app: •Credit card bill payment •View credit card mini-statement •Hide/unhide your account balances •Details of your Relationship Manager •Quick balance for accounts and credit cards •Fast contact to NCBA contact centre via telephone, email and WhatsApp •Secure payment options via RTGS, EFT ,ABC etc •Latest business tool including forex rates, currency converter and loan calculator •Bill presentment and payment for major billers and utilities •Airtime purchase that is linked to phone book address

Omuti is a savings-club (chama / SACCO / VSLA) app for Uganda. Create a club with people you trust, set the rules together, contribute on a schedule, and watch your shared tree grow with every shilling recorded and visible to members. WHAT YOU CAN DO • Start a club or join one with an invite - Duo (two people, equal stakes) or a larger group • Set contribution amounts, frequency and due dates that members agree on • Contribute to a shared wallet and see every transaction in a clear, dated history • Pool funds and invest together in regulated unit trusts managed by licensed fund managers • Request a member advance from your club's own pooled savings, approved by member vote • Track each member's standing, contributions and repayments transparently • Get notified the moment money moves - contributions, approvals, payouts and reminders BUILT ON TRUST AND TRANSPARENCY Every action is logged to a shared ledger. Rule changes and advances need member approval, so no one moves the group's money alone. Sensitive actions are protected with a PIN and Face ID. A NOTE ON ADVANCES Member advances are made by your savings club from its own pooled member contributions and governed by member votes. Omuti is a coordination and record-keeping platform - not a lender. We do not originate, fund, guarantee or collect any advance, and we charge no finance or processing fee. INVESTMENTS Group investments are placed in unit trusts issued and managed by licensed fund managers. Omuti does not hold client funds or provide investment advice. The value of investments can go up or down. WHO IT'S FOR Friends, families, work groups, and community savings circles in Uganda who want to save and grow money together - with the transparency and reminders that keep everyone on the same page. Omuti is offered to adults resident in Uganda. By Bowline Knot Company Limited.