Monemon vs Hourly Pay Tracker

Everyone knows they should be saving. The problem is the moment you'd actually have to do it. Monemon takes that off your hands. Set a daily budget. Whatever you don't spend gets saved that evening. A real account, a real Mastercard, and Mo keeping an eye on the whole thing. SAVE DAILY, ONE TAP Saving usually fails because you only check what's left at the end of the month, and by then there's nothing there. Monemon flips it. You save daily, in small amounts, before the money is gone. Set a daily budget, stay under it, save the rest, with one tap. Keep at it, and a few euros a day becomes an actual reserve. The longer you stick with it, the bigger your cushion gets. GET TO KNOW MO Save, and Mo cheers. Overspend, and he pipes up: "€50. Amazon. Explain yourself." He knows exactly what you treated yourself to last week. Your balance has never had this much personality. WEEKLY WRAPPED Every Sunday, your week in numbers. Credit where it's due. A light roast where it isn't. YES, IT'S A REAL ACCOUNT Your own IBAN account. A Mastercard debit card that works everywhere. Apple Pay available. Every payment in one place. Everything a fintech does. None of the noise. START SMALL You don't need a plan, a spreadsheet, or a spare €200. You need one day under budget. Mo takes it from there. Small wins, every week. Save it. Watch your money grow. Repeat.

Hourly Pay Tracker turns your shifts into clear, real numbers. See what today's shift is worth, forecast your next paycheck, and find out how many hours of work any purchase really costs — privately on your iPhone, with no account and no sign-in. WHY HOURLY PAY TRACKER • Money first — open the app and see what you've earned, not a wall of settings. • Fast entry — add a shift in seconds. • Real earnings — include overtime, tips, bonuses and work costs, not just gross pay. • Private by default — your data stays on your device. TRACK EVERY SHIFT • Log worked hours, paid or unpaid breaks, and overnight shifts. • Multiple pay rates — hourly, fixed per shift, or hybrid. • Automatic overtime — daily and weekly. • Night, weekend and holiday premiums. • Cash and card tips, bonuses and commissions. SEE YOUR REAL PAY • Estimated take-home after work costs and deductions. • Effective hourly rate — what you actually earn per hour. • Pay-period forecast: earned so far, scheduled, and projected total. • Reconcile your real paycheck against the estimate. PRICE IN WORK HOURS • Turn any price into hours of work: "$129 = about 7 hours of your time." • See what a subscription really costs per year in work time. INSIGHTS • Earnings by day, week and month. • Gross vs estimated net, hours, and effective rate. • Compare multiple workplaces. SAVINGS GOALS • Set a target and see how many shifts you have left to reach it. PRIVATE & OFFLINE • No account, no ads, no trackers, no data collection. • Works fully offline. Export a CSV or a local backup anytime. FREE & PRO Free includes one workplace, one pay rate, and core shift tracking. Hourly Pay Tracker Pro unlocks unlimited workplaces and shifts, automatic overtime and premium rules, tips and work costs, estimated net forecasts, savings goals, advanced insights, and more. Every figure is an estimate to help you understand your time and pay. Hourly Pay Tracker is not payroll software and does not provide tax, legal or financial advice — always confirm amounts against your official pay statement. SUBSCRIPTION Hourly Pay Tracker Pro is an auto-renewable subscription (monthly or annual, with an optional free trial). Payment is charged to your Apple Account at purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://gist.github.com/dmitriidavydov/cc090f9101618c8fd8d7735a63001525 Privacy Policy: https://gist.github.com/dmitriidavydov/c9180ee0c990cd71938d1de433d56a25