Monemon vs Vantage

Everyone knows they should be saving. The problem is the moment you'd actually have to do it. Monemon takes that off your hands. Set a daily budget. Whatever you don't spend gets saved that evening. A real account, a real Mastercard, and Mo keeping an eye on the whole thing. SAVE DAILY, ONE TAP Saving usually fails because you only check what's left at the end of the month, and by then there's nothing there. Monemon flips it. You save daily, in small amounts, before the money is gone. Set a daily budget, stay under it, save the rest, with one tap. Keep at it, and a few euros a day becomes an actual reserve. The longer you stick with it, the bigger your cushion gets. GET TO KNOW MO Save, and Mo cheers. Overspend, and he pipes up: "€50. Amazon. Explain yourself." He knows exactly what you treated yourself to last week. Your balance has never had this much personality. WEEKLY WRAPPED Every Sunday, your week in numbers. Credit where it's due. A light roast where it isn't. YES, IT'S A REAL ACCOUNT Your own IBAN account. A Mastercard debit card that works everywhere. Apple Pay available. Every payment in one place. Everything a fintech does. None of the noise. START SMALL You don't need a plan, a spreadsheet, or a spare €200. You need one day under budget. Mo takes it from there. Small wins, every week. Save it. Watch your money grow. Repeat.

Track your net worth — cash, investments, property, crypto, anything you own or owe — in one clean, private dashboard. SEE INSIDE YOUR ISA AND SIPP Outside Trading 212, no UK broker offers a way to sync, so an ISA at Vanguard, Hargreaves Lansdown or AJ Bell is usually one number you keep updating by hand. Enter what the account actually holds instead — 120 units of VWRL — and Vantage prices every position from its ticker or ISIN on each refresh. Type it once and it tracks the market from then on. ADD ACCOUNTS YOUR WAY Enter balances by hand, with no limit on how many. Connect a UK bank through Open Banking to keep them up to date automatically, link Trading 212 with an API key you issue yourself, or track crypto through Coinbase and public wallet addresses. Every connection is read-only — Vantage can see balances, and can never move money. WATCH IT CHANGE See your total trend over time, broken down by category, from a week to all-time. Set a net worth goal and watch your progress from the Dashboard or a Home Screen widget. Get an optional notification showing how your net worth has changed. Export everything back out as CSV whenever you like — your data stays yours, on every plan. MADE IN THE UK Vantage is built by Charles Timms Ltd (company number 13477921). Bank connections run through TrueLayer, an FCA-regulated open banking provider. You sign in with your own bank, never inside the app, so we never see your credentials. SUBSCRIPTIONS Vantage is free to use, with unlimited accounts added by hand, holdings you enter yourself, up to 15 live connections, your net worth trend, your goal, a Home Screen widget, and CSV export. Vantage Premium is an optional auto-renewable subscription, offered monthly or annually, that adds the Holdings screen and its breakdown, ISA allowance tracking, CSV import, extra widget designs and the rest of the insights. Prices are shown in the app before you buy. Payment is charged to your Apple Account at confirmation of purchase, and a subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel a subscription at any time in your Apple Account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vantage-api-gt.fly.dev/privacy