Comparison

Spendise vs Spent.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendise

Features
Read full description

Track your spending and monitor price changes over time. SPENDING TRACKING Manually log your purchases and see where your money goes. View your spending organized by currency, category, and product. Analyze your habits with charts showing distribution across custom time periods. PRICE CHANGE TRACKING Track how prices change over time for the products in your logged purchases. See which items are getting more expensive and by how much. Monitor price trends for the products you buy regularly. FEATURES • Manual entry for full control over your data • Multiple currency support with separate data for each currency • Category and product organization • Charts showing spending distribution • Price change tracking for products in your purchase history • Secure iCloud backup • Private — your data stays with you, and we don’t collect any data FREE VERSION • Basic spending tracking • Multiple currency support with separate data for each currency • Unlimited product entry • Unlimited purchase entry PRO VERSION — ONE-TIME PURCHASE • Detailed charts • Per-product analysis • Per-category analysis • All-time analysis • Full access to spending and price change analysis • Lifetime access — pay once, own forever • CSV Export — use your data with Excel, Numbers, Google Sheets, and more Privacy Policy: https://www.keepsimple.org/policy/spendise-privacy Terms of Use: https://www.keepsimple.org/policy/spendise-terms EULA: https://www.keepsimple.org/policy/spendise-eula

About

Spent.

This private expense tracker uses on-device AI to log spending, scan receipts, and provide instant answers about your finances. Set monthly budgets and track your money without an account or cloud storage.

Highlights
  • On-device AI expense tracking
  • Receipt scanning with AI extraction
  • Natural language logging
  • Monthly budgeting per category
  • Instant spending insights
  • No account or cloud required
  • Multi-currency support
Features
Read full description

A private AI expense tracker — receipt scanning, natural-language logging, monthly budgets, and instant answers about your spending, all running entirely on your iPhone. No account. No cloud. No tracking. Meet Lil Bit, the little on-device bookkeeper inside Spent. Snap a receipt and Lil Bit reads the merchant, amount, and date. Jot "lunch 12" and it's logged. Ask "how much on food this month?" and get an answer in seconds. Everything happens on your device — nothing is ever uploaded. BANK NOTIFICATIONS — NEW Your bank already tells you when you've paid. Spent can turn that notification into a transaction waiting for your OK. Add the ready-made shortcut, choose the app your bank's alerts come from, and show Spent one real notification by tapping the amount and the merchant. Every payment after that lands in a review list, to approve one at a time or all at once. No bank login, no connection to your bank, no server. Requires iOS 27. BUDGETS Set a monthly limit for any category and Insights draws a quiet bar under it: under, near, or over, you see where you stand at a glance. No guilt — just the number, the limit, and the bar. Per-currency, and included in your backups. ASK LIL BIT Tap the Lil Bit coin and ask about your money in plain English: • "Summarise last month" — totals plus your top categories and merchants • "How much on food this month?" — any category, any period • "Am I over budget?" — your budgets, checked in a tap • "What's my biggest expense?" — your largest single spend, instantly • "What's my balance across accounts?" — every account, at a glance Every answer is computed on-device. Your questions never leave your phone. WHY SPENT. • 100% on-device AI — works offline, on a plane, anywhere. Your finances never leave your phone. • No account, no sign-up, no ads, no trackers. Open it and start. • You stay in control — every AI entry is yours to confirm before it saves. WHAT YOU CAN DO • Log transactions from your bank's notifications (iOS 27) • Set monthly budgets per category • Ask Lil Bit — get instant, on-device answers about your spending • Scan receipts — AI fills in the details; view or share the original anytime • Type naturally — "coffee 5", "groceries 80", and Spent. gets it • Track expenses, income, and transfers across multiple accounts • Multi-currency — each account in its own currency, no surprise conversions • Insights — see where your money goes by category and merchant, month over month • Home Screen widget — log, scan, or ask in one tap; shows no data by design • Recurring transactions, duplicate detection, and smart merchant memory • Privacy mask — hide every balance with one tap • Siri & Shortcuts — log spending hands-free • Your data stays yours — export a full backup anytime PRIVACY BY DESIGN Spent. has no server. There's no account to create and no data to leak, because nothing is collected in the first place. The AI runs locally on your iPhone — your receipts, balances, and habits stay with you. Free for manual tracking, bank notifications, receipt-OCR scanning, budgets, and insights. Unlock on-device AI extraction and Lil Bit's chat with a single one-time purchase — no subscription, ever. Your expenses, tracked privately.

Screenshots

Spendise4 screens
Spent.4 screens

Verdict

The call

The clearest difference is update cadence: Spent. at every 9 days against Spendise's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendise sells 1 one-off in-app purchase and Spent. sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spendise ships an update every 3 months, Spent. every 9 days. The most recent releases landed on October 9, 2026 and October 4, 2026 respectively.

Scorecard1 real difference · 8 level
Spendise versus Spent.: the parameters behind the verdict, then further details
ParameterSpendiseSpent.
PriceFreeFree
Rating—1.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 monthsEvery 9 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.0 — better18.6
Further details — not scored
Size17 MB32 MB
Age rating4+4+
DeveloperHakan AkturkChee Leong CHONG

In-app purchases

1 purchases

Spendise

One-time1
  • Lifetime Pro$2.99
1 purchases

Spent.

One-time1
  • On-device AI$7.99

Questions

Is Spendise free?
Spendise is free to download, with in-app purchases available.
Is Spent. free?
Spent. is free to download, with in-app purchases available.
Do Spendise or Spent. have ads?
Neither Spendise nor Spent. shows ads.
Which is updated more often, Spendise or Spent.?
Spendise ships an update every 3 months, and Spent. every 9 days. Most recently, Spendise was updated on October 9, 2026 and Spent. on October 4, 2026.

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