Debt Payoff Planner vs DebtPilot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debt Payoff Planner
Easily manage all your loans in one place to become debt-free faster. Visualize interest savings and track progress with smart payment strategies. Build healthy financial habits and stop overpaying interest.
- Track all loans in one place
- Visualize interest and time savings
- Smart payment strategies (snowball method)
- Clear progress tracking
- Simple payment scheduling
- Reduce overpaid interest
Read full descriptionHide full description
Pay Off Debt Faster & Save More! Take control of your loans and become debt-free sooner with an easy, visual way to manage your payments. Track all your debts in one place, from credit cards to mortgages, and see exactly how much interest and time you can save by making extra payments. With clear progress tracking, smart payment strategies like the snowball method, and simple scheduling, you’ll turn loan payments into easy habits. Watch your debt shrink, stay motivated, and stop overpaying interest. Start saving money and take charge of your financial future today! Download now and see how fast you can pay off your debt! EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
DebtPilot
Read full descriptionHide full description
DebtPilot is the simplest way to make a plan and pay off your debt for good. Add what you owe — or just scan a bill or statement — choose a strategy, and DebtPilot shows you exactly what to pay each month, when you'll be debt-free, and how much interest you'll save. No jargon, no spreadsheets — just a clear plan you can follow, with progress and rewards that keep you going. WHAT YOU GET FREE • Scan a bill or import a PDF — snap a photo or pick a statement and we fill in the balance, rate, and payment for you. Processed on your device; nothing is uploaded. • Two proven strategies — Snowball (knock out your smallest balance for quick wins) or Avalanche (target your highest rate to save the most). Or set your own custom order. • Your debt-free date — see the exact month you'll be free, with a progress ring and a live countdown on your Lock Screen and Dynamic Island (Live Activity). • "This month" plan — know exactly what to pay on each debt, and log payments with one tap, by amount, or with Siri ("Hey Siri, log my DebtPilot payment"). • Quick extra payments — drop a one-time "snowflake" payment on any debt and watch your date move closer. • Due-date calendar & reminders — see everything due this month at a glance. • Loan & amortization calculator — see where every payment goes, including mortgage escrow, principal vs. interest, and lifetime interest. • Month in Review — a monthly recap of what you paid down and how far you've come. • Achievements, badges & streaks — stay motivated and share your progress. • Home & Lock Screen widgets, color themes, an interactive tutorial, and a Learn section in plain English. • iCloud sync — your plan follows you to a new phone, automatically. • Private by design — everything stays on your device. No account, no tracking, nothing collected. DEBTPILOT PREMIUM (optional) Go faster with the full toolkit: • Rate Negotiator — see what a lower interest rate could save you, with a word-for-word script to ask your lender for one. • Planning tools — simulate extra payments and a one-time lump sum, and set a target payoff date. • Budget simulator — enter your income and expenses to find the best amount of leftover money to put toward debt, while keeping a safety cushion. • Interest-saved breakdown — charts showing exactly how your plan beats paying minimums. • Refinance / rate "what-if" — see if a lower rate or balance transfer is worth it. • Payoff projection charts and per-debt month-by-month schedules. • Export & print your plan as a PDF, or to a spreadsheet (CSV), and track unlimited debts (free covers 3). DebtPilot is an educational planning tool to help you organize and pay down debt. Figures are estimates and it is not financial advice. Start your plan today — your debt-free date is closer than you think. — — — DebtPilot is free to download and use. DebtPilot Premium is an optional subscription: • Monthly — $4.99 • Yearly — $29.99 Payment is charged to your Apple Account at purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the period; manage or cancel anytime in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aganfinancial.com/privacy
Screenshots
Verdict
Debt Payoff Planner and DebtPilot are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debt Payoff Planner sells 7 in-app purchases, starting at $3.99 per month and DebtPilot sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Debt Payoff Planner ships an update weekly, DebtPilot every 6 days. The most recent releases landed on November 12, 2026 and November 13, 2026 respectively.
| Parameter | Debt Payoff Planner | DebtPilot |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (21 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 21 — better | — |
| Update frequency | Weekly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 53 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Mihail Kuznecovs | Agan Financials Limited Liability Co |
In-app purchases
Debt Payoff Planner
- Monthly2 variants$3.991 Month
- Annual7 Days trial$4.991 Year
- Annual7 Days trial$11.991 Year
Show 1 moreShow fewer
- Weekly$11.997 Days
- Lifetime$9.99
- Winback Lifetime$9.99
- Lifetime$19.99
DebtPilot
- DebtPilot Premium (Monthly)$4.991 Month
- DebtPilot Premium (Yearly)$29.991 Year
Questions
Is Debt Payoff Planner free?
Is DebtPilot free?
Do Debt Payoff Planner or DebtPilot have ads?
Which is updated more often, Debt Payoff Planner or DebtPilot?
Other comparisons















