Debt Payoff Tracker & Planner* vs DebtPilot
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Debt Payoff Tracker & Planner*
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Take Control of Your Debt. Build a Plan. Stay Motivated. Become Debt-Free. Debt Payoff Planner & Tracker helps you stop guessing and start following a clear, step-by-step strategy to eliminate loans faster. Whether youβre paying off credit cards, student loans, auto loans, or personal debt β this app gives you a structured plan and keeps you motivated until the final payment. Today is the perfect day to start your debt-free journey. Create Your Personalized Payoff Plan Simply enter: - Current loan balance - Interest rate (APR) - Minimum monthly payment Add your extra monthly budget, and the app instantly calculates: - Your projected debt-free date - A customized repayment schedule - Total interest saved - Side-by-side payoff comparison See how paying more than the minimum dramatically reduces your timeline. Choose Your Payoff Strategy Pick the method that fits your personality and goals: - Debt Snowball β Pay smallest balances first for quick wins - Debt Avalanche β Pay highest interest rates first to save more - Debt Snowflake β Apply one-time extra payments anytime - Custom Strategy β Create your own personalized order The app shows you the smartest way to allocate every dollar. Track Progress & Stay Motivated - Record payments easily - Update balances anytime - Visual payoff charts - Compare minimum vs accelerated payoff - Monitor your progress over time Manage All Types of Debt Organize and track: - Credit Cards - Student Loans - Auto / Car Loans - Mortgages - Medical Bills - Personal Loans - Tax Debt - Other custom categories Everything in one simple dashboard. Why Users Love It - Clean, simple interface - Fast loan calculator - Smart payoff comparisons - Motivational progress tracking - Flexible payment options Becoming debt-free doesnβt require complex spreadsheets β just a clear plan and consistency. Download today and start building your path to financial freedom.- Designed for real-life budgeting In-app purchase Details: Lifetime Access for ads free version Privacy Policy : https://visionaso.in/manager/privacypolicy.html Terms of use : https://visionaso.in/manager/termscondition.html
DebtPilot
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DebtPilot is the simplest way to make a plan and pay off your debt for good. Add what you owe β or just scan a bill or statement β choose a strategy, and DebtPilot shows you exactly what to pay each month, when you'll be debt-free, and how much interest you'll save. No jargon, no spreadsheets β just a clear plan you can follow, with progress and rewards that keep you going. WHAT YOU GET FREE β’ Scan a bill or import a PDF β snap a photo or pick a statement and we fill in the balance, rate, and payment for you. Processed on your device; nothing is uploaded. β’ Two proven strategies β Snowball (knock out your smallest balance for quick wins) or Avalanche (target your highest rate to save the most). Or set your own custom order. β’ Your debt-free date β see the exact month you'll be free, with a progress ring and a live countdown on your Lock Screen and Dynamic Island (Live Activity). β’ "This month" plan β know exactly what to pay on each debt, and log payments with one tap, by amount, or with Siri ("Hey Siri, log my DebtPilot payment"). β’ Quick extra payments β drop a one-time "snowflake" payment on any debt and watch your date move closer. β’ Due-date calendar & reminders β see everything due this month at a glance. β’ Loan & amortization calculator β see where every payment goes, including mortgage escrow, principal vs. interest, and lifetime interest. β’ Month in Review β a monthly recap of what you paid down and how far you've come. β’ Achievements, badges & streaks β stay motivated and share your progress. β’ Home & Lock Screen widgets, color themes, an interactive tutorial, and a Learn section in plain English. β’ iCloud sync β your plan follows you to a new phone, automatically. β’ Private by design β everything stays on your device. No account, no tracking, nothing collected. DEBTPILOT PREMIUM (optional) Go faster with the full toolkit: β’ Rate Negotiator β see what a lower interest rate could save you, with a word-for-word script to ask your lender for one. β’ Planning tools β simulate extra payments and a one-time lump sum, and set a target payoff date. β’ Budget simulator β enter your income and expenses to find the best amount of leftover money to put toward debt, while keeping a safety cushion. β’ Interest-saved breakdown β charts showing exactly how your plan beats paying minimums. β’ Refinance / rate "what-if" β see if a lower rate or balance transfer is worth it. β’ Payoff projection charts and per-debt month-by-month schedules. β’ Export & print your plan as a PDF, or to a spreadsheet (CSV), and track unlimited debts (free covers 3). DebtPilot is an educational planning tool to help you organize and pay down debt. Figures are estimates and it is not financial advice. Start your plan today β your debt-free date is closer than you think. β β β DebtPilot is free to download and use. DebtPilot Premium is an optional subscription: β’ Monthly β $4.99 β’ Yearly β $29.99 Payment is charged to your Apple Account at purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the period; manage or cancel anytime in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aganfinancial.com/privacy
Screenshots
Verdict
The clearest difference is ads: DebtPilot at none against Debt Payoff Tracker & Planner*'s shown. Debt Payoff Tracker & Planner*'s advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Debt Payoff Tracker & Planner* sells 1 one-off in-app purchase and DebtPilot sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Debt Payoff Tracker & Planner* ships an update every 10 days, DebtPilot every 6 days. The most recent releases landed on September 18, 2026 and September 13, 2026 respectively.
| Parameter | Debt Payoff Tracker & Planner* | DebtPilot |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days | Every 6 days β better |
| Ads | Yes | No β better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone |
| Requires iOS | 13.0 β better | 17.0 |
| Further details β not scored | ||
| Size | 71 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Ashvin Kevadiya | Agan Financials Limited Liability Co |
In-app purchases
Debt Payoff Tracker & Planner*
- Lifetime Premium$9.99
DebtPilot
- DebtPilot Premium (Monthly)$4.991 Month
- DebtPilot Premium (Yearly)$29.991 Year
Questions
Is Debt Payoff Tracker & Planner* free?
Is DebtPilot free?
Do Debt Payoff Tracker & Planner* or DebtPilot have ads?
Which is updated more often, Debt Payoff Tracker & Planner* or DebtPilot?
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