Comparison

Debt Payoff Tracker & Planner* vs DebtPilot

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Debt Payoff Tracker & Planner*

Features
Read full description

Take Control of Your Debt. Build a Plan. Stay Motivated. Become Debt-Free. Debt Payoff Planner & Tracker helps you stop guessing and start following a clear, step-by-step strategy to eliminate loans faster. Whether you’re paying off credit cards, student loans, auto loans, or personal debt β€” this app gives you a structured plan and keeps you motivated until the final payment. Today is the perfect day to start your debt-free journey. Create Your Personalized Payoff Plan Simply enter: - Current loan balance - Interest rate (APR) - Minimum monthly payment Add your extra monthly budget, and the app instantly calculates: - Your projected debt-free date - A customized repayment schedule - Total interest saved - Side-by-side payoff comparison See how paying more than the minimum dramatically reduces your timeline. Choose Your Payoff Strategy Pick the method that fits your personality and goals: - Debt Snowball – Pay smallest balances first for quick wins - Debt Avalanche – Pay highest interest rates first to save more - Debt Snowflake – Apply one-time extra payments anytime - Custom Strategy – Create your own personalized order The app shows you the smartest way to allocate every dollar. Track Progress & Stay Motivated - Record payments easily - Update balances anytime - Visual payoff charts - Compare minimum vs accelerated payoff - Monitor your progress over time Manage All Types of Debt Organize and track: - Credit Cards - Student Loans - Auto / Car Loans - Mortgages - Medical Bills - Personal Loans - Tax Debt - Other custom categories Everything in one simple dashboard. Why Users Love It - Clean, simple interface - Fast loan calculator - Smart payoff comparisons - Motivational progress tracking - Flexible payment options Becoming debt-free doesn’t require complex spreadsheets β€” just a clear plan and consistency. Download today and start building your path to financial freedom.- Designed for real-life budgeting In-app purchase Details: Lifetime Access for ads free version Privacy Policy : https://visionaso.in/manager/privacypolicy.html Terms of use : https://visionaso.in/manager/termscondition.html

About

DebtPilot

Features
Read full description

DebtPilot is the simplest way to make a plan and pay off your debt for good. Add what you owe β€” or just scan a bill or statement β€” choose a strategy, and DebtPilot shows you exactly what to pay each month, when you'll be debt-free, and how much interest you'll save. No jargon, no spreadsheets β€” just a clear plan you can follow, with progress and rewards that keep you going. WHAT YOU GET FREE β€’ Scan a bill or import a PDF β€” snap a photo or pick a statement and we fill in the balance, rate, and payment for you. Processed on your device; nothing is uploaded. β€’ Two proven strategies β€” Snowball (knock out your smallest balance for quick wins) or Avalanche (target your highest rate to save the most). Or set your own custom order. β€’ Your debt-free date β€” see the exact month you'll be free, with a progress ring and a live countdown on your Lock Screen and Dynamic Island (Live Activity). β€’ "This month" plan β€” know exactly what to pay on each debt, and log payments with one tap, by amount, or with Siri ("Hey Siri, log my DebtPilot payment"). β€’ Quick extra payments β€” drop a one-time "snowflake" payment on any debt and watch your date move closer. β€’ Due-date calendar & reminders β€” see everything due this month at a glance. β€’ Loan & amortization calculator β€” see where every payment goes, including mortgage escrow, principal vs. interest, and lifetime interest. β€’ Month in Review β€” a monthly recap of what you paid down and how far you've come. β€’ Achievements, badges & streaks β€” stay motivated and share your progress. β€’ Home & Lock Screen widgets, color themes, an interactive tutorial, and a Learn section in plain English. β€’ iCloud sync β€” your plan follows you to a new phone, automatically. β€’ Private by design β€” everything stays on your device. No account, no tracking, nothing collected. DEBTPILOT PREMIUM (optional) Go faster with the full toolkit: β€’ Rate Negotiator β€” see what a lower interest rate could save you, with a word-for-word script to ask your lender for one. β€’ Planning tools β€” simulate extra payments and a one-time lump sum, and set a target payoff date. β€’ Budget simulator β€” enter your income and expenses to find the best amount of leftover money to put toward debt, while keeping a safety cushion. β€’ Interest-saved breakdown β€” charts showing exactly how your plan beats paying minimums. β€’ Refinance / rate "what-if" β€” see if a lower rate or balance transfer is worth it. β€’ Payoff projection charts and per-debt month-by-month schedules. β€’ Export & print your plan as a PDF, or to a spreadsheet (CSV), and track unlimited debts (free covers 3). DebtPilot is an educational planning tool to help you organize and pay down debt. Figures are estimates and it is not financial advice. Start your plan today β€” your debt-free date is closer than you think. β€” β€” β€” DebtPilot is free to download and use. DebtPilot Premium is an optional subscription: β€’ Monthly β€” $4.99 β€’ Yearly β€” $29.99 Payment is charged to your Apple Account at purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the period; manage or cancel anytime in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aganfinancial.com/privacy

Screenshots

Debt Payoff Tracker & Planner*4 screens
DebtPilot4 screens

Verdict

The call

The clearest difference is ads: DebtPilot at none against Debt Payoff Tracker & Planner*'s shown. Debt Payoff Tracker & Planner*'s advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Debt Payoff Tracker & Planner* sells 1 one-off in-app purchase and DebtPilot sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Debt Payoff Tracker & Planner* ships an update every 10 days, DebtPilot every 6 days. The most recent releases landed on September 18, 2026 and September 13, 2026 respectively.

Scorecard3 real differences Β· 3 level
Debt Payoff Tracker & Planner* versus DebtPilot: the parameters behind the verdict, then further details
ParameterDebt Payoff Tracker & Planner*DebtPilot
PriceFreeFree
Update frequencyEvery 10 daysEvery 6 days β€” better
AdsYesNo β€” better
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS13.0 β€” better17.0
Further details β€” not scored
Size71 MB4 MB
Age rating4+4+
DeveloperAshvin KevadiyaAgan Financials Limited Liability Co

In-app purchases

1 purchases

Debt Payoff Tracker & Planner*

One-time1
  • Lifetime Premium$9.99
2 purchases

DebtPilot

Subscriptions2
  • DebtPilot Premium (Monthly)$4.991 Month
  • DebtPilot Premium (Yearly)$29.991 Year

Questions

Is Debt Payoff Tracker & Planner* free?
Debt Payoff Tracker & Planner* is free to download, with in-app purchases available.
Is DebtPilot free?
DebtPilot is free to download, with in-app purchases available.
Do Debt Payoff Tracker & Planner* or DebtPilot have ads?
Debt Payoff Tracker & Planner* shows ads; DebtPilot does not.
Which is updated more often, Debt Payoff Tracker & Planner* or DebtPilot?
Debt Payoff Tracker & Planner* ships an update every 10 days, and DebtPilot every 6 days. Most recently, Debt Payoff Tracker & Planner* was updated on September 18, 2026 and DebtPilot on September 13, 2026.

Other comparisons