Debt Payoff Tracker vs DebtPilot

Debt Payoff Tracker - DebtFree helps you track and pay off credit cards, loans and more. Choose Snowball, Avalanche or a custom plan and see your payoff date. PLAN AROUND REAL LIFE • See what remains after essentials, debt minimums and your safety buffer • Schedule recurring extras, one-time income, reduced months and skipped extras • Set per-debt rules while required minimums stay protected • Reconcile statement balances and compare the previous and revised forecast • Review the assumptions behind every projection Take control of your money and make a plan that actually works. DebtFree is a simple, focused debt payoff tracker that helps you organize loans, credit cards, mortgages and more, then helps you understand what to focus on next. How it helps • Add any debt: credit cards, student loans, auto loans, medical bills, personal loans and mortgages. • Choose a payoff strategy: Snowball (smallest balance first), Avalanche (highest interest first) or create a Custom Plan. • See the result: payoff date, monthly breakdowns, interest saved and visual progress so you stay motivated. Smart tools you’ll use everyday • Payment reminders so you never miss a due date. • Extra-payment scenarios — test one-off or recurring extra payments to see how much time and interest you’ll save. • Interest savings calculator and clear charts that make numbers meaningful. • Export to PDF and keep records when you need them. • Dark mode and a clean, distraction-free iOS experience. Debt Coach Ask questions and get tailored, actionable suggestions based on your profile. The Debt Coach provides informational guidance to help you compare payoff approaches and make better decisions. (Not financial, legal, or tax advice — see disclaimer.) Privacy & syncing • Privacy first: your core financial data stays on your device by default. • Premium includes manual iCloud backup and restore in your personal iCloud account. • No third-party ads or tracking. Free vs Premium Free plan: track up to 3 debts, use payoff strategies, reminders and Debt Coach. Premium: unlimited debts, advanced analytics, PDF export, manual iCloud backup and restore, custom payoff ordering. Subscription & trial 3-day free trial available. Monthly, yearly and lifetime purchase options are offered (managed via your Apple ID). Subscriptions auto-renew unless cancelled at least 24 hours before renewal. Important disclaimer DebtFree is a debt management and tracking tool. It provides estimates and educational guidance only and is not a substitute for professional financial, legal, or tax advice. Always consult a qualified advisor for major financial decisions. Get started in minutes — enter your debts, pick a plan, and watch your progress. DebtFree makes paying off debt less stressful and more predictable. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sunnysaas.github.io/debt-free/

DebtPilot is the simplest way to make a plan and pay off your debt for good. Add what you owe — or just scan a bill or statement — choose a strategy, and DebtPilot shows you exactly what to pay each month, when you'll be debt-free, and how much interest you'll save. No jargon, no spreadsheets — just a clear plan you can follow, with progress and rewards that keep you going. WHAT YOU GET FREE • Scan a bill or import a PDF — snap a photo or pick a statement and we fill in the balance, rate, and payment for you. Processed on your device; nothing is uploaded. • Two proven strategies — Snowball (knock out your smallest balance for quick wins) or Avalanche (target your highest rate to save the most). Or set your own custom order. • Your debt-free date — see the exact month you'll be free, with a progress ring and a live countdown on your Lock Screen and Dynamic Island (Live Activity). • "This month" plan — know exactly what to pay on each debt, and log payments with one tap, by amount, or with Siri ("Hey Siri, log my DebtPilot payment"). • Quick extra payments — drop a one-time "snowflake" payment on any debt and watch your date move closer. • Due-date calendar & reminders — see everything due this month at a glance. • Loan & amortization calculator — see where every payment goes, including mortgage escrow, principal vs. interest, and lifetime interest. • Month in Review — a monthly recap of what you paid down and how far you've come. • Achievements, badges & streaks — stay motivated and share your progress. • Home & Lock Screen widgets, color themes, an interactive tutorial, and a Learn section in plain English. • iCloud sync — your plan follows you to a new phone, automatically. • Private by design — everything stays on your device. No account, no tracking, nothing collected. DEBTPILOT PREMIUM (optional) Go faster with the full toolkit: • Rate Negotiator — see what a lower interest rate could save you, with a word-for-word script to ask your lender for one. • Planning tools — simulate extra payments and a one-time lump sum, and set a target payoff date. • Budget simulator — enter your income and expenses to find the best amount of leftover money to put toward debt, while keeping a safety cushion. • Interest-saved breakdown — charts showing exactly how your plan beats paying minimums. • Refinance / rate "what-if" — see if a lower rate or balance transfer is worth it. • Payoff projection charts and per-debt month-by-month schedules. • Export & print your plan as a PDF, or to a spreadsheet (CSV), and track unlimited debts (free covers 3). DebtPilot is an educational planning tool to help you organize and pay down debt. Figures are estimates and it is not financial advice. Start your plan today — your debt-free date is closer than you think. — — — DebtPilot is free to download and use. DebtPilot Premium is an optional subscription: • Monthly — $4.99 • Yearly — $29.99 Payment is charged to your Apple Account at purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the period; manage or cancel anytime in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://aganfinancial.com/privacy