Comparison

CBE Soft Token vs Ebirr Merchant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBE Soft Token

This app generates One-Time Passwords (OTPs) for secure login and transactions on internet banking. It serves as a multi-factor authentication tool for users of the Commercial Bank of Ethiopia.

Highlights
  • Generates One-Time Passwords (OTPs)
  • Multi-factor authentication
  • Secure login for internet banking
  • Facilitates transactions
  • Official app for Commercial Bank of Ethiopia
Features
Read full description

Commercial Bank of Ethiopia Soft Token The Official Soft Token app of CBE for IOS CBE IOS Soft Token app is Multi factor authentication app which gives you access to generate OTP on your IOS Device phone to login and and make transaction to cbe internet banking. Once you download the application, you can get Activation code from CBE self service portal . For further information, please e-mail to us :- CBEIntBankingMFA@cbe.com.et

About

Ebirr Merchant

This app serves as a comprehensive business management tool for merchants. It offers secure mobile wallet features, real-time bank integration, and cashier management to streamline financial operations and team coordination.

Highlights
  • Secure mobile wallet
  • Real-time bank integration
  • Cashier management
  • Money transfers
  • Financial reporting
  • Team management
Features
Read full description

Ebirr Merchant is your ultimate business companion, combining secure mobile wallet functionality with real-time bank integration and comprehensive cashier management. Built for merchants and business owners, this all-in-one app streamlines money transfers, financial reporting, and team management, all from an intuitive, user-friendly interface.

Screenshots

CBE Soft Token4 screens
Ebirr Merchant4 screens

Verdict

The call

The clearest difference is rating: Ebirr Merchant at 4.2 against CBE Soft Token's 3.5. Ebirr Merchant also leads on update cadence (every 4 days vs every 4 months). CBE Soft Token's advantage is iOS requirement (13.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Ebirr Merchant holds the better App Store score, 4.2 against 3.5. Both are backed by a comparable volume of ratings — 10 and 9 respectively.

UpkeepUpdate frequency

CBE Soft Token ships an update every 4 months, Ebirr Merchant every 4 days. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
CBE Soft Token versus Ebirr Merchant: the parameters behind the verdict, then further details
ParameterCBE Soft TokenEbirr Merchant
PriceFreeFree
Rating3.5 (10 ratings)4.2 (9 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings10 — better9
Update frequencyEvery 4 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size29 MB61 MB
Age rating4+4+
DeveloperCommercial Bank of Ethiopiaebirr Trading PLC

Customer experience

CBE Soft Token

All ratings9 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Ebirr Merchant

All ratings9 ratings
Positive66.7%
Neutral22.2%
Negative11.1%

In-app purchases

None

CBE Soft Token

No in-app purchases

None

Ebirr Merchant

No in-app purchases

Questions

Is CBE Soft Token free?
CBE Soft Token is free to download, with no in-app purchases.
Is Ebirr Merchant free?
Ebirr Merchant is free to download, with no in-app purchases.
Which has better reviews, CBE Soft Token or Ebirr Merchant?
Ebirr Merchant is rated higher. CBE Soft Token averages 3.5 out of 5 from 10 ratings, while Ebirr Merchant averages 4.2 from 9 ratings.
Do CBE Soft Token or Ebirr Merchant have ads?
Neither CBE Soft Token nor Ebirr Merchant shows ads.
Which is updated more often, CBE Soft Token or Ebirr Merchant?
CBE Soft Token ships an update every 4 months, and Ebirr Merchant every 4 days. Most recently, CBE Soft Token was updated on October 24, 2026 and Ebirr Merchant on October 24, 2026.

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