Comparison

CBE Soft Token vs KG AP Application

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBE Soft Token

This app generates One-Time Passwords (OTPs) for secure login and transactions on internet banking. It serves as a multi-factor authentication tool for users of the Commercial Bank of Ethiopia.

Highlights
  • Generates One-Time Passwords (OTPs)
  • Multi-factor authentication
  • Secure login for internet banking
  • Facilitates transactions
  • Official app for Commercial Bank of Ethiopia
Features
Read full description

Commercial Bank of Ethiopia Soft Token The Official Soft Token app of CBE for IOS CBE IOS Soft Token app is Multi factor authentication app which gives you access to generate OTP on your IOS Device phone to login and and make transaction to cbe internet banking. Once you download the application, you can get Activation code from CBE self service portal . For further information, please e-mail to us :- CBEIntBankingMFA@cbe.com.et

About

KG AP Application

Read full description

KG AP helps authorized users manage accounts payable workflows from anywhere. Create and submit invoices, expenses, and cash advances quickly from your phone or tablet. Attach receipts and supporting documents, review key details, and keep records organized in one place. The app makes it easy to follow each request through its workflow. Check statuses, review approval progress, respond to updates, and access the information you need without going back to desktop. Key features: Submit invoices, expenses, and cash advances Upload receipts and supporting attachments Track approval progress and request status Review record details and related documents Search and filter requests quickly Work efficiently on mobile and tablet

Screenshots

CBE Soft Token4 screens
KG AP Application4 screens

Verdict

The call

The clearest difference is update cadence: KG AP Application at every 5 days against CBE Soft Token's every 4 months. CBE Soft Token's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CBE Soft Token ships an update every 4 months, KG AP Application every 5 days. The most recent releases landed on October 15, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
CBE Soft Token versus KG AP Application: the parameters behind the verdict, then further details
ParameterCBE Soft TokenKG AP Application
PriceFreeFree
Rating3.7 (9 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings9 — better—
Update frequencyEvery 4 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size29 MB24 MB
Age rating4+4+
DeveloperCommercial Bank of EthiopiaKhudairi Group

In-app purchases

None

CBE Soft Token

No in-app purchases

None

KG AP Application

No in-app purchases

Questions

Is CBE Soft Token free?
CBE Soft Token is free to download, with no in-app purchases.
Is KG AP Application free?
KG AP Application is free to download, with no in-app purchases.
Do CBE Soft Token or KG AP Application have ads?
Neither CBE Soft Token nor KG AP Application shows ads.
Which is updated more often, CBE Soft Token or KG AP Application?
CBE Soft Token ships an update every 4 months, and KG AP Application every 5 days. Most recently, CBE Soft Token was updated on October 15, 2026 and KG AP Application on September 24, 2026.

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