Comparison

Total Credit + vs Quoota

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Total Credit +

Manage your money with an intuitive system offering real-time account and card movement visualization. Send and receive money quickly, including SINPE Móvil transfers, and easily pay credit cards from other financial institutions.

Highlights
  • Real-time account and card movement visualization
  • Fast and secure electronic transfers
  • SINPE Móvil transfers
  • Pay credit cards from other institutions
  • Share account details easily
Features
Read full description

Total Credit App le brinda una amplia gama de funciones a través de un sistema completo e intuitivo que le ayudará a simplificar y transformar la manera en que gestiona su dinero. Hemos reunido todas las herramientas que necesita para manejar sus finanzas de manera sencilla y conveniente, ¡Todo en una sola aplicación! Visualización de Movimientos: Consulte en tiempo real los movimientos de sus cuentas IBAN y tarjetas MasterCard Total Credit, y mantenga un control total de sus finanzas. Transferencias Electrónicas: Envíe y reciba dinero de forma rápida y segura entre cuentas, ya sea dentro del ecosistema Total Credit o hacia otras instituciones financieras. Además, podrá realizar transferencias SINPE Móvil sin complicaciones. Pago de tarjetas de crédito: Total Credit App le permite pagar las tarjetas de crédito de otras entidades financieras con facilidad, evitando la necesidad de navegar entre múltiples aplicaciones o sitios web. Compartir sus datos: No pierda la oportunidad de recibir sus pagos por no contar con el número de su cuenta a la mano; desde la app podrá compartir sus datos de forma sencilla.

About

Quoota

Access flexible financing options through your employer. Apply for payment installments of up to double your income with terms up to six months, receiving funds directly into your bank account with minimal effort. It's designed for employees of partner companies to achieve their financial goals.

Highlights
  • Employer-sponsored financing
  • Up to double income with 0% down
  • 6-month payment installments
  • Funds deposited directly to bank account
  • Apply with just a few clicks
  • Funds usable for any purpose
Features
Read full description

¡Llegaron las Quootas de Pago a tu empresa! ¡Nos aliamos con tu empresa para brindarte financiamiento en cómodas quootas, permitiéndote hacer o comprar eso que tanto necesitas! Sin dar explicaciones, con sólo unos clics. ¿Cómo puedo usar Quoota? Si tu empresa ya está registrada en Quoota, podrás iniciar sesión en nuestra app con tu correo y contraseña, solicitar tus quootas de pago, y tendrás el dinero disponible en tu cuenta. Si tu empresa no está registrada todavía, llena este formulario y nosotros nos encargamos: https://www.quoota.com/#quiero-quoota Con Quoota vas a poder: • Solicitar hasta el doble de tu ingreso (con 0% de inicial) con quootas de hasta 6 meses. • Recibir los fondos en tu cuenta. Sin papeleos, con tan solo unos clics. • Poder utilizar los fondos para cualquier cosa que necesites. • Sentirte seguro y tranquilo que cuentas con un aliado que te respalda en tus metas. Es super fácil utilizar Quoota: • Sólo necesitas estar empleado en cualquiera de nuestras empresas aliadas. • Ser mayor de 18 años. • Tener una cuenta bancaria nacional.

Screenshots

Total Credit +4 screens
Quoota4 screens

Verdict

The call

The clearest difference is rating: Total Credit + at 5.0 against Quoota's 3.8. Total Credit + also leads on monetization model (free vs ad-supported). Quoota's advantage is update cadence (every 3 days vs every 10 months) and ratings volume (14 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Total Credit + holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Quoota has 14 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Total Credit + ships an update every 10 months, Quoota every 3 days. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Total Credit + versus Quoota: the parameters behind the verdict, then further details
ParameterTotal Credit +Quoota
PriceFreeFree
Rating5.0 (1 ratings) — better3.8 (14 ratings)
Positive reviews—33.3% of reviews
Number of ratings114 — better
Update frequencyEvery 10 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size38 MB73 MB
Age rating4+4+
DeveloperTotal CreditQUOOTA CAPITAL C.A.

Customer experience

Total Credit +

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Quoota

All ratings13 ratings
Positive69.2%
Neutral0.0%
Negative30.8%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Total Credit +

No in-app purchases

None

Quoota

No in-app purchases

Questions

Is Total Credit + free?
Total Credit + is free to download, with no in-app purchases.
Is Quoota free?
Quoota is free to download, with no in-app purchases.
Which has better reviews, Total Credit + or Quoota?
Total Credit + is rated higher. Total Credit + averages 5.0 out of 5 from 1 ratings, while Quoota averages 3.8 from 14 ratings.
Do Total Credit + or Quoota have ads?
Neither Total Credit + nor Quoota shows ads.
Which is updated more often, Total Credit + or Quoota?
Total Credit + ships an update every 10 months, and Quoota every 3 days. Most recently, Total Credit + was updated on October 17, 2026 and Quoota on October 24, 2026.

Other comparisons