Comparison

Cogni vs Yields Plus Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cogni

Create and study flashcards using an AI-enhanced spaced repetition algorithm to optimize learning. Access a vast library of pre-made decks and track your progress with detailed statistics. Study offline with media-supported flashcards.

Highlights
  • AI-enhanced spaced repetition
  • Create and review flashcards
  • Library of pre-made decks
  • Detailed statistics and progress tracking
  • Offline access with media support
  • Customizable flashcard creation
Read full description

Cogni empowers you to master new materials effortlessly by creating and studying flashcards. Built on an enhanced spaced repetition algorithm, the app optimizes your study sessions, ensuring you get the most out of your learning. Whether preparing for exams, studying languages, or mastering complex subjects, millions trust flashcards to achieve their goals. Start your journey to mastery today—no limits, no boundaries, just learning! - Languages - Medicine (MCAT, USMLE & More) - Anatomy & Physiology - Exam preparation (SAT, GRE & More) - Math - Law - Geography - Computing - And many more! Key Benefits: - Easily create and review flashcards tailored to your learning needs. - Customize your cards with colors, lists, and more to fit your style. - Access a massive library of pre-made decks to jumpstart your learning. - Review lecture materials and prep for exams with powerful spaced repetition. Thousands of students boost their grades with this science-backed approach. - AI-enhanced spaced repetition (SRS) for optimal recall. - Flexible study interface with swipe and tap actions for efficient learning. - Detailed statistics and progress tracking to monitor your success. - Offline access to study with media-supported flashcards. Get started with Cogni today and take control of your learning journey! Terms of Use: https://cogni.cards/terms/ Privacy Policy: https://cogni.cards/privacy/

About

Yields Plus Pro

Features
Read full description

Yields Plus Pro Professional Treasury Data Visualization & Analysis Yields Plus Pro provides comprehensive access to U.S. Treasury yield data with powerful visualization tools designed for investors, analysts, students, and anyone interested in understanding bond markets and economic indicators. Key Features: Multiple Visualization Types: • Yield Curve Charts - Visualize the complete yield curve with interactive duration selection and Catmull-Rom spline interpolation for accurate yield estimation at any maturity • Time Series Graphs - Track individual Treasury maturities over time with up to 11 periods displayed simultaneously on customizable multi-series charts • Yearly Comparison Graphs - Compare up to three individual Treasury maturities for successive years on the same chart to see how they have varied over the years • Yield Spread Analysis - Calculate and visualize spreads between any two maturities to identify curve steepening, flattening, or inversion patterns Comprehensive Data Coverage: • Daily Treasury Yields - Access to 15+ years of daily Constant Maturity Treasury (CMT) data from 2010 to present • Monthly Nominal Yields - Historical monthly data spanning decades for long-term trend analysis • Monthly TIPS Data - Real (inflation-adjusted) yields from Treasury Inflation-Protected Securities (TIPS) Interactive Analysis Tools: • Tap or Drag - Explore yields at any point by tapping or dragging across charts • Smart Year Range Slider - Navigate quickly through historical data with an intelligent dual-thumb slider that automatically maintains optimal performance windows • Synchronized Views - Table and chart selections stay synchronized for seamless data exploration • Period Selection - Choose which maturities to display (1-month through 30-year plus Long Term Average) Automatic Data Management: • Background Updates - App automatically fetches the latest Treasury data from official sources • Data Validation - Extensive data validity tests and checks to ensure integrity of the database • Intelligent Caching - Pre-calculated chart data for instant visualization without delays • Offline Access - Once downloaded, analyze data without an internet connection • Efficient Storage - Optimized database ensures minimal device storage usage Professional Design: • Native iOS Interface - Built entirely with SwiftUI for smooth, responsive performance • iPad Optimization - Split-view layout with side-by-side table and chart display • iPhone Optimization - Streamlined interface perfect for quick market checks on the go • Dark Mode Support - Comfortable viewing in any lighting condition Platform-Specific Features: iPad Experience: • Dual-pane layout with data table and charts displayed simultaneously • Tap any table row to instantly update all visualizations • Full access to 15+ years of daily data (2010-present) iPhone Experience: • Optimized single-view interface for quick analysis • Swipe between yield curves, time series, yearly comparisons, and yield spreads charts • Quick-access date picker for recent data • Focused on recent 5+ years of data for optimal performance Perfect For: • Financial professionals tracking bond market conditions • Investors monitoring yield curve signals and economic indicators • Students learning about fixed income markets and economics • Anyone interested in understanding Treasury yields and the yield curve Privacy Focused: • No personal data collection • No advertising • No tracking • All data stored locally on your device Data Source: Official U.S. Federal Reserve Bank XML feeds, updated daily Note: This app provides historical and current Treasury yield data for educational and informational purposes. It is not financial advice. Always consult with qualified financial professionals before making investment decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Cogni4 screens
Yields Plus Pro4 screens

Verdict

The call

The clearest difference is update cadence: Cogni at every 9 days against Yields Plus Pro's every 5 weeks. Cogni also leads on iOS requirement (16.4 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cogni sells 9 in-app purchases, starting at $4.99 per month and Yields Plus Pro sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Cogni ships an update every 9 days, Yields Plus Pro every 5 weeks. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Cogni versus Yields Plus Pro: the parameters behind the verdict, then further details
ParameterCogniYields Plus Pro
PriceFreeFree
Rating4.7 (1.7K ratings) — better—
Positive reviews35.7% of reviews—
Number of ratings1.7K — better—
Update frequencyEvery 9 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better26.0
Further details — not scored
Size69 MB6 MB
Age rating4+4+
DeveloperCOGNIFLY LTDMSYapps

Bugs and requests

Cogni

Reported bugs

2 issues
  • App no longer available after paying for annual subscription
  • Occasional crashes

Requested features

4 requests
  • Integrate ChatGPT or Claude for automatic card creation
  • Add sub-decks for larger decks that need more review
  • Improve algorithm for hard/again ratings to better target struggling cards
  • Add subsections for decks to study different sections separately

Yields Plus Pro

Not enough reviews yet to summarise bugs or requests.

In-app purchases

9 purchases

Cogni

Subscriptions7
  • Premium Monthly$4.991 Month
  • Premium Monthly$7.991 Month
  • Premium Monthly$14.991 Month
Show 4 more
  • Premium Annual$19.991 Year
  • Premium Annual$24.991 Year
  • Premium Annual$29.991 Year
  • Premium Annual$49.991 Year
One-time2
  • Lifetime Premium$69.99
  • Premium Lifetime$99.99
2 purchases

Yields Plus Pro

Subscriptions2
  • Yields Plus Pro$0.991 Month
  • Yields Plus Pro - Annual7 Days trial$9.991 Year

Questions

Is Cogni free?
Cogni is free to download, with in-app purchases available.
Is Yields Plus Pro free?
Yields Plus Pro is free to download, with in-app purchases available.
Do Cogni or Yields Plus Pro have ads?
Neither Cogni nor Yields Plus Pro shows ads.
Which is updated more often, Cogni or Yields Plus Pro?
Cogni ships an update every 9 days, and Yields Plus Pro every 5 weeks. Most recently, Cogni was updated on October 30, 2026 and Yields Plus Pro on October 24, 2026.

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