Comparison

Splitto vs MatePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitto

Features
Read full description

Splitto — Group Expense Tracker Going on a trip, camping, or splitting a dinner bill? Stop wondering who owes what. Create an event, add participants, and log expenses. Splitto automatically calculates every balance and suggests the fewest possible payments to settle all debts. FEATURES • Unlimited events — a separate account for every group • Multiple currencies — choose ₺, $, € or £ per event • Per-participant multiplier for families and couples • Choose who paid and who participated for each expense • Smart settlement suggestions — minimize the number of transfers • Export a full PDF summary and share via WhatsApp, email, or AirDrop • Backup — export your data as a file and restore it anytime • Available in English and Turkish • Dark mode — follows your device appearance • Shared events — send a link and let friends add their own expenses • No install needed to join; the link opens in any browser • Owner controls — turn off guest editing or lock the event when you're done • Everything saves to your device first; works offline and syncs when you're back online

About

MatePay

Features
Read full description

MatePay: The Easiest Way to Split Expenses with Friends! Splitting bills with roommates, tracking vacation spending, or figuring out who paid what at a group event has never been this easy. MatePay lets you log shared expenses in seconds and completely eliminates the "who owes who" confusion. Key Features: - Fast, Effortless Logging: Snap a photo of the receipt, AI automatically extracts every item, you assign who got what, and the bill splits in seconds. - Smart Debt Calculation: MatePay's algorithm figures out who should pay who using the fewest transactions possible. Confirm with one tap and the balance is closed. - Custom Groups: Create separate groups for household bills, summer trips, office lunches, or weekend hangouts. - Multi-Currency Support: Automatically track expenses made in different countries with daily-updated, live exchange rates. - Spending Insights: See exactly where your money goes with category based charts. Break down stays, food, transport and shopping, and take back control of your budget. - Personal Wallet: Track your own spending even when no group is involved, and turn your wallet into a shared group with a single tap. - Instant Notifications: Get notified the moment a new expense is added to your group or your debt gets paid. - Easy Invites: Send a single link to instantly add friends to your expense group. - PDF Reports: Export any group's full expense history as a PDF whenever you need a clean record. Who Is MatePay For? - Students and roommates splitting rent and bills - Travelers sharing a group budget on trips - Couples tracking shared expenses - Coworkers and anyone organizing group events - Anyone tired of doing group math in a chat thread Say goodbye to messy spreadsheets, notebooks, and confusing group chat math. Download MatePay now and manage your expenses transparently, fairly, and effortlessly! Learn more: https://getmatepay.com Support & contact: support@getmatepay.com Privacy Policy: https://getmatepay.com/gizlilik-politikasi Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Splitto4 screens
MatePay4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitto at none against MatePay's 2. MatePay's advantage is ads (none vs shown) and update cadence (every 3 days vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MatePay sells 2 in-app purchases, starting at $1.99 per month. Splitto asks for nothing beyond the download.

UpkeepUpdate frequency

Splitto ships an update every 2 months, MatePay every 3 days. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.

Scorecard3 real differences · 3 level
Splitto versus MatePay: the parameters behind the verdict, then further details
ParameterSplittoMatePay
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.1 — better
Further details — not scored
Size42 MB57 MB
Age rating4+4+
DeveloperMehmet Sinan TahirdagBERK CAN GUNEY

In-app purchases

None

Splitto

No in-app purchases

2 purchases

MatePay

Subscriptions2
  • Premium Monthly$1.991 Month
  • Premium Yearly$17.991 Year

Questions

Is Splitto free?
Splitto is free to download, with no in-app purchases.
Is MatePay free?
MatePay is free to download, with in-app purchases available.
Do Splitto or MatePay have ads?
Splitto shows ads; MatePay does not.
Which is updated more often, Splitto or MatePay?
Splitto ships an update every 2 months, and MatePay every 3 days. Most recently, Splitto was updated on October 8, 2026 and MatePay on October 5, 2026.

Other comparisons