Comparison

Cent eeZ vs Finovra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cent eeZ

Manage your bank accounts, transfer funds, and apply for loans. Invest in mutual funds, NPS, and government schemes. Shop with exclusive deals and purchase insurance policies.

Highlights
  • Account management and transaction history
  • Fund transfers (NEFT, RTGS, IMPS)
  • Fixed and recurring deposits
  • Loan applications and management
  • Mutual fund and NPS investments
  • Reward points and exclusive shopping deals
  • Digital insurance policy purchase and management
Features
Read full description

B – Banking Effortless banking at your fingertips: • Account Management Check account balances, view transaction history, and download detailed statements. Update personal details, profile photos, and email preferences. • Fund Transfers Transfer funds instantly via NEFT, RTGS, and IMPS. Add and manage beneficiaries with secure OTP-based verification. • Deposits & Loans Open Fixed and Recurring Deposits with attractive rates. Apply for, manage, and repay loans including personal, housing, vehicle, and education loans. • Debit Card Services Block/unblock your card, reset PINs, and set transaction limits—all securely. • Bill Payments & Utility Services Pay utility bills, manage billers, and set reminders for payments. • Cheque Management Request cheque books, stop payments, and perform positive pay checks. • Enhanced Security OTP-based authentication for transactions and real-time alerts. I – Investments Grow and manage your wealth with smart tools: • Wealth Management Access Mutual Funds, NPS, PMS, and Govt. schemes. Simplified SIPs starting at just ₹100 and paperless approvals. Analyze your portfolio: Total value, gains, and performance over time. • Intelligent Tools Smart calculators, fund fact sheets, and asset allocation models for smarter decision-making. Portfolio analysis with overall P&L, realized/unrealized gains, and % returns. Fund performance comparison with market indices and customizable timeframes. • Comprehensive Insights Access detailed investment insights with real-time market data and performance graphs. • SIP & Investment Flexibility Order multiple SIPs/lumpsum investments in a single go. Instant paperless mandate approval for SIPs. S – Shopping & Rewards Enjoy exclusive deals and rewards: • Reward Points Earn points on every transaction and redeem them for exclusive offers, gifts, and discounts. Track your rewards balance and usage with an intuitive dashboard. • Shopping Access special discounts and deals with partner merchants. Enjoy hassle-free payments and instant cashback offers. • Exclusive Offers Special seasonal deals and offers tailored to your shopping preferences. I – Insurance Secure your future with digital insurance solutions: • Instant Policies Buy life, health, motor, travel, cyber, and property insurance directly through the app. • 24/7 Access Manage policies, track claims, and update coverage anytime, anywhere. • Simplified Processes Instant policy issuance with simplified risk assessments. Hassle-free claims process and paperless management. • Personalized Coverage Customize coverage options to fit your unique needs and budget. 200+ Features for Smarter Finance Management Cent eeZ combines over 200 features that enhance your banking, investment, shopping, and insurance experience, all from a single app. Key features include: • Digital Onboarding for quick registration. • Portfolio and asset management tools. • Intelligent finance calculators and insights. • Loan management, bill payment, and cheque book requests. • Instant fund transfers, direct payments, and flexible bill reminders. • Comprehensive customer support with instant chat via Cent Bot. • Wealth management services with SIPs, mutual funds, NPS, and more. Download Cent eeZ Today Experience the future of banking with enhanced security, smarter investments, effortless shopping, and complete insurance coverage—all in one app. Available for iOS (Version 13+).

About

Finovra

Features
Read full description

Stop wondering where your money goes. Finovra gives you a clear, honest picture of your finances without uploading a single byte of your data to the cloud. Every transaction, every budget, and every insight stays on your device. Your data is encrypted, private, and under your control at all times. Log income and expenses in seconds using smart, customizable categories. Track cash, card purchases, online payments, and more in one clean ledger. Add notes, tags, and attachments so every record has full context. Set a monthly budget and watch your progress in real time. See how much you have left to spend, which categories burn through cash, and where small changes can make a big difference. Analyze spending by category, such as food, transport, subscriptions, and bills. Identify trends, spot waste, and find new savings opportunities with clear charts and analytics. Automate recurring transactions like rent, salary, subscriptions, and loan payments. Schedule repeat entries so your bookkeeping stays accurate with less effort. Search, filter, and sort your full history in seconds. Find any record by amount, date, category, note, or account. Export your data when needed so you always have a backup. Lock Finovra with Face ID, Touch ID, or a passcode so your finances stay private on shared devices. Your information is stored locally and encrypted for extra security. Use more than 150 currencies with automatic locale detection. Travel, work abroad, or manage multiple accounts without changing your workflow. Finovra is built for personal finance management, whether you are tracking a simple budget or running detailed accounting for side projects. Upgrade to Finovra Pro to go deeper: Unlock monthly trend charts and daily spending heatmaps See forecasts that highlight upcoming cash flow pressure Get insights that explain how your habits are changing Set per category budgets for tighter control Create custom reports for taxes, business, or family planning Finovra Pro is available as a monthly or annual subscription. A free trial is available. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Finovra is designed for speed, clarity, and privacy. No ads, no clutter, and no forced cloud account. Just an efficient offline finance tracker that works the way you do. Take control of your money with transparent records, strong privacy, and powerful insight-driven analytics. Terms of Use: https://finovra.app/terms Privacy Policy: https://finovra.app/privacy

Screenshots

Cent eeZ4 screens
Finovra4 screens

Verdict

The call

The clearest difference is in-app purchases: Cent eeZ at none against Finovra's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finovra sells 2 in-app purchases, starting at $2.99 per month. Cent eeZ asks for nothing beyond the download.

UpkeepUpdate frequency

Cent eeZ ships an update every 3 weeks, Finovra monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
Cent eeZ versus Finovra: the parameters behind the verdict, then further details
ParameterCent eeZFinovra
PriceFreeFree
Rating2.5 (30 ratings) — better—
Positive reviews39.1% of reviews—
Number of ratings30 — better—
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better18.6
Further details — not scored
Size226 MB4 MB
Age rating17+4+
DeveloperCENTRAL BANK OF INDIAChauhan Vipul Sanatbhai

Bugs and requests

Cent eeZ

Reported bugs

2 issues
  • App hangs and crashes on iOS
  • Unable to register or install the app

Requested features

2 requests
  • Smaller and smoother loading logo
  • Improved biometric login experience

Finovra

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cent eeZ

No in-app purchases

2 purchases

Finovra

Subscriptions2
  • Finovra Pro Monthly$2.991 Month
  • Finovra Pro Yearly7 Days trial$19.991 Year

Questions

Is Cent eeZ free?
Cent eeZ is free to download, with no in-app purchases.
Is Finovra free?
Finovra is free to download, with in-app purchases available.
Do Cent eeZ or Finovra have ads?
Neither Cent eeZ nor Finovra shows ads.
Which is updated more often, Cent eeZ or Finovra?
Cent eeZ ships an update every 3 weeks, and Finovra monthly. Most recently, Cent eeZ was updated on October 25, 2026 and Finovra on October 24, 2026.

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