Swirepay Rewards vs 99Fi
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Swirepay Rewards
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Unlock Seamless Rewards with Swirepay Rewards! Swirepay Rewards transforms loyalty and payments for restaurants, catering to both customers and merchants. Streamline transactions, boost engagement, and keep rewards at your fingertips. For Customers: Transaction History: Track payments and redemptions effortlessly. Earn Rewards: Link your bank or card to Swirepay Rewards app to earn more and monitor and maximize benefits. QR Payments: Pay easily using static or dynamic QR codes without hassle. Nearby Deals: Find restaurants and exciting offers near you. For Merchants: Transaction Insights: Access and manage all transactions seamlessly. Customer Management: Add, edit, or delete customer details effortlessly. Integrated Payments: Use popular POS devices like Square, Clover, and more. Event Ticketing: Simplify ticketing for seated or general events. Dynamic QR & Links: Generate and share payment links and QR codes with ease. Start smarter transactions and richer rewards today! Download Swirepay Rewards now!
99Fi
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99fi gives U.S.-based immigrants access to instant credit so they can send money homeβeven before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.
Screenshots
Verdict
The clearest difference is update cadence: Swirepay Rewards at monthly against 99Fi's every 2 months. 99Fi's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Swirepay Rewards ships an update monthly, 99Fi every 2 months. The most recent releases landed on October 30, 2026 and November 4, 2026 respectively.
| Parameter | Swirepay Rewards | 99Fi |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly β better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 12.0 β better |
| Further details β not scored | ||
| Size | 84 MB | 46 MB |
| Age rating | 4+ | 17+ |
| Developer | Swirepay Inc. | 99Lan Inc |
In-app purchases
Swirepay Rewards
No in-app purchases
99Fi
No in-app purchases









