Comparison

Swirepay Rewards vs 99Fi

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Swirepay Rewards

Features
Read full description

Unlock Seamless Rewards with Swirepay Rewards! Swirepay Rewards transforms loyalty and payments for restaurants, catering to both customers and merchants. Streamline transactions, boost engagement, and keep rewards at your fingertips. For Customers: Transaction History: Track payments and redemptions effortlessly. Earn Rewards: Link your bank or card to Swirepay Rewards app to earn more and monitor and maximize benefits. QR Payments: Pay easily using static or dynamic QR codes without hassle. Nearby Deals: Find restaurants and exciting offers near you. For Merchants: Transaction Insights: Access and manage all transactions seamlessly. Customer Management: Add, edit, or delete customer details effortlessly. Integrated Payments: Use popular POS devices like Square, Clover, and more. Event Ticketing: Simplify ticketing for seated or general events. Dynamic QR & Links: Generate and share payment links and QR codes with ease. Start smarter transactions and richer rewards today! Download Swirepay Rewards now!

About

99Fi

Features
Read full description

99fi gives U.S.-based immigrants access to instant credit so they can send money homeβ€”even before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.

Screenshots

Swirepay Rewards4 screens
99Fi4 screens

Verdict

The call

The clearest difference is update cadence: Swirepay Rewards at monthly against 99Fi's every 2 months. 99Fi's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Swirepay Rewards ships an update monthly, 99Fi every 2 months. The most recent releases landed on October 30, 2026 and November 4, 2026 respectively.

Scorecard2 real differences Β· 4 level
Swirepay Rewards versus 99Fi: the parameters behind the verdict, then further details
ParameterSwirepay Rewards99Fi
PriceFreeFree
Update frequencyMonthly β€” betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.612.0 β€” better
Further details β€” not scored
Size84 MB46 MB
Age rating4+17+
DeveloperSwirepay Inc.99Lan Inc

In-app purchases

None

Swirepay Rewards

No in-app purchases

None

99Fi

No in-app purchases

Questions

Is Swirepay Rewards free?
Swirepay Rewards is free to download, with no in-app purchases.
Is 99Fi free?
99Fi is free to download, with no in-app purchases.
Do Swirepay Rewards or 99Fi have ads?
Neither Swirepay Rewards nor 99Fi shows ads.
Which is updated more often, Swirepay Rewards or 99Fi?
Swirepay Rewards ships an update monthly, and 99Fi every 2 months. Most recently, Swirepay Rewards was updated on October 30, 2026 and 99Fi on November 4, 2026.

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