Comparison

Guild Mortgage vs IRSdebtAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Guild Mortgage

Manage your entire mortgage journey from application to homeownership. Calculate payments, track loan progress, make payments, and access statements all in one place.

Highlights
  • All-in-one mortgage dashboard
  • Easy payment management
  • Loan and escrow balance tracking
  • Application progress tracking
  • Document sharing and downloading
  • Mortgage payment calculator
  • Closing checklist
Features
Read full description

From calculating your monthly mortgage payment and applying for a mortgage to making payments, viewing statements, and managing escrow, we’re delivering the promise of home through a single app built to simplify both home financing and homeownership. Welcome to your personalized mortgage hub. Favorite features: ·  All-in-one dashboard: Access your mortgage details, home financing application, and personalized offers from a single, streamlined dashboard. ·  Easy payment management: Enroll in AutoPay, make one-time or additional principal payments, and review payment activity on the go. ·  Manage your loan: Access monthly statements, view real-time loan and escrow balances, and get financial hardship assistance when needed. ·  Stay on top of your application: Apply to purchase or refinance, connect with your loan officer, track progress, and manage documents from your phone. ·  Share documents: Upload documents requested by your loan team direct from your phone. ·  Document download: Click and download your pre-approval letter and loan scenarios. ·  Closing checklist: Know exactly where you’re at, with each step needed to get your new keys. ·  Mortgage payment calculator: Estimate your monthly mortgage payments based on a home’s purchase price, interest rate, down payment amount and more. ·  Update Contacts and Preferences: Keep your contact details current and manage your communication preferences in just a few taps. Who says getting and managing a mortgage has to be hard? Download our app and experience mortgage made easy Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. For licensing information, go to: www.nmlsconsumeraccess.org/. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing .

About

IRSdebtAI

Features
Read full description

IRSdebtAI helps you understand IRS notices and explore realistic options for resolving tax debt — step by step. Whether you’ve received a balance due letter or just feel uncertain about what to do next, IRSdebtAI walks you through it in plain English. • Get instant guidance in chat — no judgment, no jargon • Learn about options like Installment Agreements, Offers in Compromise, and Currently Not Collectible status • Estimate monthly payments and see which paths might fit your situation • Generate organized draft PDFs to review with a tax professional or file on your own IRSdebtAI is not a law or tax firm and does not provide legal or tax advice. It’s your virtual assistant for understanding your IRS debt and preparing for next steps — privately, securely, and confidently.

Screenshots

Guild Mortgage4 screens
IRSdebtAI3 screens

Verdict

The call

The clearest difference is iOS requirement: Guild Mortgage at 15.1 against IRSdebtAI's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
Guild Mortgage versus IRSdebtAI: the parameters behind the verdict, then further details
ParameterGuild MortgageIRSdebtAI
PriceFreeFree
Rating2.6 (68 ratings) — better—
Positive reviews24.0% of reviews—
Number of ratings68 — better—
Update frequencyMonthly—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better26.0
Further details — not scored
Size56 MB4 MB
Age rating17+4+
DeveloperGuild Mortgage Company LLCMathew Jedeikin

In-app purchases

None

Guild Mortgage

No in-app purchases

None

IRSdebtAI

No in-app purchases

Questions

Is Guild Mortgage free?
Guild Mortgage is free to download, with no in-app purchases.
Is IRSdebtAI free?
IRSdebtAI is free to download, with no in-app purchases.
Do Guild Mortgage or IRSdebtAI have ads?
Neither Guild Mortgage nor IRSdebtAI shows ads.

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