Kora vs Pocket

"How much can I safely spend today?" Kora answers that every day, without linking your bank accounts. Log your spending by hand, watch your daily limit update, and stay in control with a budget that adapts to you. SMART BUDGET: YOUR DAILY SPENDING LIMIT Smart Budget works out how much you can spend today. It spreads your money across the days left in your cycle, after setting aside the bills, debt payments, and savings you've logged. It updates daily and adapts as you go: spend less today, get more tomorrow. • See exactly how much you can safely spend today • Credit card purchases count when you make them, not when the bill arrives • Know at a glance if you're on track, near your limit, or overspent NO BANK LINKING. YOUR DATA STAYS YOURS. • No bank account connection required • Your data is stored in your own iCloud, not on Kora's servers • Never sold, shared, or used for ads WHY MANUAL TRACKING WORKS Kora is a manual expense tracker, and that's the point. Logging a transaction takes about 30 seconds, and in those seconds you: • Know your true balance at any moment • Feel the impact of each purchase • Make conscious choices instead of autopilot ones That's the awareness auto-sync apps can't give you. BUDGETS THAT FIT YOUR LIFE • Create multiple budgets for any date range, one-time (like a trip) or recurring • Set limits for expense, savings, and debt categories and subcategories • See what's left in each category, today and for the whole period EXPENSE & INCOME TRACKING • Track income, expenses, and transfers • Set up recurring transactions for subscriptions and regular bills • Save frequent transactions as favorites for faster logging • Add a location to any transaction ACCOUNTS & NET WORTH • Mirror your real accounts without linking them: debit cards, credit cards, savings, debt, and lending • See your net worth, total assets, and liabilities at a glance • Link transactions to specific accounts • Keep personal, work, and business finances separate with Spaces INSIGHTS • Spending breakdown by category • Your top 10 expenses across all categories • Income vs. expenses for the last 12 months • Real-time balance breakdown: upcoming bills, expenses, and savings • Savings tracker ALSO • 160+ currencies • Available in English and Greek WHO IS KORA FOR? • Individuals managing their personal finances (Kora isn't designed for shared couple or family budgets) • People who want to build money awareness by tracking actively • Anyone who wants a realistic budget that fits their life • Anyone who values privacy ACTIVELY DEVELOPED • Kora is actively maintained, with new features and improvements added regularly. • Questions, bug reports, or ideas? Email me at support@korabudgeting.com. I read every message. -------------------------- SUBSCRIPTION TERMS Kora Budgeting offers auto-renewing monthly and yearly subscriptions, as well as a one-time lifetime purchase for unlimited Premium access. Payment will be charged to your Apple ID account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal by opening your device's Settings app, tapping your Apple ID name at the top, and selecting "Subscriptions". Any unused portion of a free trial, if offered, will be forfeited when you purchase a subscription. Terms of Use: https://www.korabudgeting.com/terms-of-use Privacy Policy: https://www.korabudgeting.com/privacy-policy End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Pocket is a beautiful, private budget tracker for people who want to actually understand where their money goes — without handing their bank logins to a stranger. Every transaction you log stays on your device. No bank connections. No servers. No ads. No accounts to sign up for. Just you and your finances, in your pocket. Track spending the way you want Add expenses and income in seconds with a calculator-style entry screen. Pocket learns your habits and surfaces your most-used categories first, so logging that morning coffee or grocery run takes one tap. See where the money goes A live donut chart breaks down each month by category. Scroll back through previous months, filter by category or account, and search across every transaction you've ever logged. Multiple accounts, one home Keep checking, savings, credit cards, and cash wallets side by side. Move money between accounts with built-in transfers — balances update automatically. Personalize each account with its own icon, color, and currency. Recurring bills, never forgotten Add rent, subscriptions, utilities, gym memberships — weekly, monthly, or yearly. Pocket flags what's coming due in the next week so you're never blindsided. Savings goals that feel achievable Set a target, pick a deadline, watch your progress bar fill up. Log each contribution as you go. Travel Split — for the trip with friends Add the people on your trip, log who paid for what, and Pocket calculates who owes whom. Export a clean PDF settlement plan to share. Multi-currency aware. Designed for every wallet. Over 30 currencies built in, from USD and EUR to TRY, JPY, INR, and more. Decimal input adapts to your locale (yes, comma works too). Yours, and yours alone Pocket has no servers. Your financial data never leaves your device. We don't have it, can't see it, and never will. Pocket Pro Upgrade to unlock unlimited accounts, unlimited recurring bills, advanced charts and filters, CSV import, and iCloud sync. Available as monthly, yearly, or one-time lifetime purchase. WHAT USERS SAY "Finally, a budget app that doesn't want access to my entire financial life." "The UI is gorgeous. Actually makes me want to track my spending." "Simple, private, and powerful. Everything I needed, nothing I didn't." --- Your money, your pocket, your privacy. Download Pocket today and take control of your finances the simple way. Note: Some features require Pro subscription. Subscriptions automatically renew unless canceled. Cancel anytime. Privacy Policy: http://www.atamangirisken.com/apps/pocket.html Terms of Use: Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/