Kora vs Pocket

How much can I safely spend today? Kora helps you find out without linking your bank accounts. Track manually, build awareness, and take control with a budget that adapts daily. FINANCIAL AWARENESS THROUGH MANUAL TRACKING Kora requires manual tracking — and that's the point. When you log every transaction as it happens, you: + Know your true balance at any moment + Feel the impact of each purchase + Make conscious choices instead of autopilot decisions Manual tracking takes about30 seconds per transaction. But in those 30 seconds, you build the financial awareness that auto-sync apps can't provide. WHO IS KORA FOR? + Single users managing personal finances (not designed for couples/families) + People ready to build financial awareness through active engagement + Users who want a realistic budget that works with their life + Anyone who values privacy and data security [[[ KEY FEATURES ]]] SMART BUDGET + See exactly how much you can safely spend today + View tomorrow's budget preview based on today's spending + Track weekly spending to pace yourself throughout the month + Stay on track with realistic, adaptive budgets COMPREHENSIVE TRACKING + Log income, expenses, and transfers with ease + Track upcoming transactions (bills, savings, debt payments) + Set up recurring transactions for subscriptions and regular bills + Save frequently-used transactions as favorites for faster logging + Use voice input + AI to log transactions faster ACCOUNT MANAGEMENT + Mirror your real accounts without linking them: debit cards, credit cards, savings, debt, and lending + See your net worth calculated automatically + Track total assets and liabilities at a glance + Link transactions to specific accounts BUDGETING TOOLS + Set spending limits for categories and subcategories + See how much budget you have left for each category—today and this cycle + Spot overspending early with real-time tracking + Start your budget cycle on any day of the month + Supports 160+ currencies worldwide INSIGHTS & ANALYTICS + Expense breakdown by category + Top 10 expenses across all categories + Income vs. expenses for the last 12 months + Real-time balance breakdown (upcoming bills, total expenses, savings) PRIVACY-FIRST DESIGN + No bank account linking required + Your financial data stays on your device -------------------------- ACTIVE DEVELOPMENT + Kora Budgeting is actively maintained, with new features and improvements added over time. + Should you need any help or have some inquiries, feel free to reach out to me at support@korabudgeting.com. + Bug reports, inquiries, and feedback are reviewed promptly, with responses typically within 3-5 business days. -------------------------- SUBSCRIPTION TERMS Kora Budgeting offers an auto-renewing monthly and yearly subscription, as well as a one-time lifetime purchase for unlimited Premium access. Payment will be charged to your Apple ID account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal by opening your device's Settings app, tapping your Apple ID name at the top, and selecting "Subscriptions". Any unused portion of a free trial, if offered, will be forfeited when you purchase a subscription. READ MORE ABOUT OUR TERMS & CONDITIONS HERE: Terms of Use: https://www.korabudgeting.com/terms-of-use Privacy policy: https://www.korabudgeting.com/privacy-policy End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Pocket is a beautiful, private budget tracker for people who want to actually understand where their money goes — without handing their bank logins to a stranger. Every transaction you log stays on your device. No bank connections. No servers. No ads. No accounts to sign up for. Just you and your finances, in your pocket. Track spending the way you want Add expenses and income in seconds with a calculator-style entry screen. Pocket learns your habits and surfaces your most-used categories first, so logging that morning coffee or grocery run takes one tap. See where the money goes A live donut chart breaks down each month by category. Scroll back through previous months, filter by category or account, and search across every transaction you've ever logged. Multiple accounts, one home Keep checking, savings, credit cards, and cash wallets side by side. Move money between accounts with built-in transfers — balances update automatically. Personalize each account with its own icon, color, and currency. Recurring bills, never forgotten Add rent, subscriptions, utilities, gym memberships — weekly, monthly, or yearly. Pocket flags what's coming due in the next week so you're never blindsided. Savings goals that feel achievable Set a target, pick a deadline, watch your progress bar fill up. Log each contribution as you go. Travel Split — for the trip with friends Add the people on your trip, log who paid for what, and Pocket calculates who owes whom. Export a clean PDF settlement plan to share. Multi-currency aware. Designed for every wallet. Over 30 currencies built in, from USD and EUR to TRY, JPY, INR, and more. Decimal input adapts to your locale (yes, comma works too). Yours, and yours alone Pocket has no servers. Your financial data never leaves your device. We don't have it, can't see it, and never will. Pocket Pro Upgrade to unlock unlimited accounts, unlimited recurring bills, advanced charts and filters, CSV import, and iCloud sync. Available as monthly, yearly, or one-time lifetime purchase. WHAT USERS SAY "Finally, a budget app that doesn't want access to my entire financial life." "The UI is gorgeous. Actually makes me want to track my spending." "Simple, private, and powerful. Everything I needed, nothing I didn't." --- Your money, your pocket, your privacy. Download Pocket today and take control of your finances the simple way. Note: Some features require Pro subscription. Subscriptions automatically renew unless canceled. Cancel anytime. Privacy Policy: http://www.atamangirisken.com/apps/pocket.html Terms of Use: Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/