Comparison

Kora vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kora

Manually track your spending and income to build financial awareness. This app helps you understand where your money goes without linking bank accounts, offering adaptive budgets and insights.

Highlights
  • Manual transaction logging
  • Adaptive daily budgets
  • Income and expense tracking
  • Account mirroring without linking
  • Spending breakdown by category
  • Voice input for logging
  • Supports 160+ currencies
Read full description

How much can I safely spend today? Kora helps you find out without linking your bank accounts. Track manually, build awareness, and take control with a budget that adapts daily. FINANCIAL AWARENESS THROUGH MANUAL TRACKING Kora requires manual tracking — and that's the point. When you log every transaction as it happens, you: + Know your true balance at any moment + Feel the impact of each purchase + Make conscious choices instead of autopilot decisions Manual tracking takes about30 seconds per transaction. But in those 30 seconds, you build the financial awareness that auto-sync apps can't provide. WHO IS KORA FOR? + Single users managing personal finances (not designed for couples/families) + People ready to build financial awareness through active engagement + Users who want a realistic budget that works with their life + Anyone who values privacy and data security [[[ KEY FEATURES ]]] SMART BUDGET + See exactly how much you can safely spend today + View tomorrow's budget preview based on today's spending + Track weekly spending to pace yourself throughout the month + Stay on track with realistic, adaptive budgets COMPREHENSIVE TRACKING + Log income, expenses, and transfers with ease + Track upcoming transactions (bills, savings, debt payments) + Set up recurring transactions for subscriptions and regular bills + Save frequently-used transactions as favorites for faster logging + Use voice input + AI to log transactions faster ACCOUNT MANAGEMENT + Mirror your real accounts without linking them: debit cards, credit cards, savings, debt, and lending + See your net worth calculated automatically + Track total assets and liabilities at a glance + Link transactions to specific accounts BUDGETING TOOLS + Set spending limits for categories and subcategories + See how much budget you have left for each category—today and this cycle + Spot overspending early with real-time tracking + Start your budget cycle on any day of the month + Supports 160+ currencies worldwide INSIGHTS & ANALYTICS + Expense breakdown by category + Top 10 expenses across all categories + Income vs. expenses for the last 12 months + Real-time balance breakdown (upcoming bills, total expenses, savings) PRIVACY-FIRST DESIGN + No bank account linking required + Your financial data stays on your device -------------------------- ACTIVE DEVELOPMENT + Kora Budgeting is actively maintained, with new features and improvements added over time. + Should you need any help or have some inquiries, feel free to reach out to me at support@korabudgeting.com. + Bug reports, inquiries, and feedback are reviewed promptly, with responses typically within 3-5 business days. -------------------------- SUBSCRIPTION TERMS Kora Budgeting offers an auto-renewing monthly and yearly subscription, as well as a one-time lifetime purchase for unlimited Premium access. Payment will be charged to your Apple ID account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal by opening your device's Settings app, tapping your Apple ID name at the top, and selecting "Subscriptions". Any unused portion of a free trial, if offered, will be forfeited when you purchase a subscription. READ MORE ABOUT OUR TERMS & CONDITIONS HERE: Terms of Use: https://www.korabudgeting.com/terms-of-use Privacy policy: https://www.korabudgeting.com/privacy-policy End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Net Worth Tracker

Features
Read full description

Know your true net worth with complete privacy. Vaultly helps you track assets, debts, cash, property, and investments in one beautiful dashboard — with no bank logins, no ads, and no data collection. Take control of your financial life with a finance tracker built for privacy-first users. TRACK EVERYTHING IN ONE PLACE • Cash accounts • Investments • Property • Loans • Credit cards • Assets & liabilities WHY VAULTLY • 100% private on your device • No bank connections required • Fast and simple setup • Clean modern iPhone experience • Visual wealth dashboard • Track progress over time WHETHER YOU'RE • Building wealth • Paying down debt • Planning retirement • Replacing spreadsheets • Seeking financial clarity Vaultly gives you one clear picture of your finances. Download Vaultly today and start building wealth with confidence. Terms of Use (EULA): https://appvaultly.github.io/Vaultly/terms.html Privacy Policy: https://appvaultly.github.io/Vaultly/privacy.html

Screenshots

Kora4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 2 days against Kora's every 8 days. Net Worth Tracker also leads on iOS requirement (18.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kora sells 16 in-app purchases, starting at $0.99 per month and Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Kora ships an update every 8 days, Net Worth Tracker every 2 days. The most recent releases landed on October 8, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 7 level
Kora versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterKoraNet Worth Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 8 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS26.018.6 — better
Further details — not scored
Size53 MB18 MB
Age rating4+4+
DeveloperVilma ValienteAmandeep Singh Chhatwal

In-app purchases

16 purchases

Kora

Subscriptions10
  • Friend$0.991 Month
  • Supporter$1.991 Month
  • Super Early Bird - Monthly7 Days trial$1.991 Month
Show 7 more
  • Sponsor$2.991 Month
  • Early Bird Premium - Monthly$4.991 Month
  • Patron$4.991 Month
  • Early Bird Premium - Yearly7 Days trial$9.991 Year
  • Super Early Bird - Yearly7 Days trial$9.991 Year
  • Premium - Monthly$9.991 Month
  • Premium - Yearly7 Days trial$29.991 Year
One-time6
  • Free Lifetime PremiumFree
  • Coffee$1.99
  • Valentines Special - Lifetime$9.99
Show 3 more
  • Holiday Special - Lifetime$9.99
  • Early Bird Premium Lifetime$19.99
  • Premium - Lifetime$49.99
2 purchases

Net Worth Tracker

Subscriptions2
  • Vaultly Pro$6.991 Month
  • Vaultly Pro$49.991 Year

Questions

Is Kora free?
Kora is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do Kora or Net Worth Tracker have ads?
Neither Kora nor Net Worth Tracker shows ads.
Which is updated more often, Kora or Net Worth Tracker?
Kora ships an update every 8 days, and Net Worth Tracker every 2 days. Most recently, Kora was updated on October 8, 2026 and Net Worth Tracker on October 10, 2026.

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