Comparison

Net Worth Tracker vs UpLedger

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Net Worth Tracker

Features
Read full description

Know your true net worth with complete privacy. Vaultly helps you track assets, debts, cash, property, and investments in one beautiful dashboard β€” with no bank logins, no ads, and no data collection. Take control of your financial life with a finance tracker built for privacy-first users. TRACK EVERYTHING IN ONE PLACE β€’ Cash accounts β€’ Investments β€’ Property β€’ Loans β€’ Credit cards β€’ Assets & liabilities WHY VAULTLY β€’ 100% private on your device β€’ No bank connections required β€’ Fast and simple setup β€’ Clean modern iPhone experience β€’ Visual wealth dashboard β€’ Track progress over time WHETHER YOU'RE β€’ Building wealth β€’ Paying down debt β€’ Planning retirement β€’ Replacing spreadsheets β€’ Seeking financial clarity Vaultly gives you one clear picture of your finances. Download Vaultly today and start building wealth with confidence. Terms of Use (EULA): https://appvaultly.github.io/Vaultly/terms.html Privacy Policy: https://appvaultly.github.io/Vaultly/privacy.html

About

UpLedger

Features
Read full description

Capture expenses and income quickly, then review every detail before it reaches your ledger. UpLedger turns a note, voice entry or receipt into a draft you can check and approve. CAPTURE AND REVIEW β€’ Record transactions by hand, text, voice or receipt. β€’ Check the amount, account, category and date before saving. β€’ Keep a clear ledger of the entries you approved. SEE WHAT’S NEXT β€’ Organize accounts, categories, budgets and recurring items. β€’ Plan upcoming bills and monthly financial tasks. β€’ Review spending, cash flow and net worth, with balance forecasts. β€’ Export your records when you need them. MADE FOR APPLE DEVICES β€’ Use the expanded side-by-side workspace on iPhone Duo. β€’ Use the full three-column workspace on iPad. β€’ Add widgets for capture, bills, drafts, month status and forecasts. β€’ Start a capture with Siri, Shortcuts or supported system controls. β€’ Use Apple Watch for quick capture and a glance at your finances. YOUR DATA, YOUR CHOICE Your records are stored on your device. iCloud sync, diagnostics and external AI processing are optional and require your choice. UpLedger has no ads and does not require a bank connection. UPLEDGER PRO The free plan includes one account, two classification rules, two recurring items and one household member. Pro removes these limits and unlocks full export, iCloud sync and extended forecasts. Choose a monthly or yearly subscription, or a lifetime purchase. Purchases use Apple’s In-App Purchase system; subscriptions can be managed from your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Net Worth Tracker4 screens
UpLedger4 screens

Verdict

The call

The clearest difference is update cadence: Net Worth Tracker at every 2 days against UpLedger's every 5 days. Net Worth Tracker also leads on iOS requirement (18.6 vs 26.0). UpLedger's advantage is device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month and UpLedger sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Net Worth Tracker ships an update every 2 days, UpLedger every 5 days. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

Scorecard3 real differences Β· 3 level
Net Worth Tracker versus UpLedger: the parameters behind the verdict, then further details
ParameterNet Worth TrackerUpLedger
PriceFreeFree
Update frequencyEvery 2 days β€” betterEvery 5 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, Apple Watch β€” better
Requires iOS18.6 β€” better26.0
Further details β€” not scored
Size18 MB110 MB
Age rating4+4+
DeveloperAmandeep Singh ChhatwalLester Romero Bernardo

In-app purchases

2 purchases

Net Worth Tracker

Subscriptions2
  • Vaultly Pro$6.991 Month
  • Vaultly Pro$49.991 Year
4 purchases

UpLedger

Subscriptions3
  • UpLedger Pro Monthly7 Days trial$2.991 Month
  • UpLedger Pro Event Annual$9.991 Year
  • UpLedger Pro Yearly7 Days trial$19.991 Year
One-time1
  • UpLedger Pro Lifetime$44.99

Questions

Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Is UpLedger free?
UpLedger is free to download, with in-app purchases available.
Do Net Worth Tracker or UpLedger have ads?
Neither Net Worth Tracker nor UpLedger shows ads.
Which is updated more often, Net Worth Tracker or UpLedger?
Net Worth Tracker ships an update every 2 days, and UpLedger every 5 days. Most recently, Net Worth Tracker was updated on October 25, 2026 and UpLedger on October 29, 2026.

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