Net Worth Tracker vs UpLedger
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Net Worth Tracker
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Know your true net worth with complete privacy. Vaultly helps you track assets, debts, cash, property, and investments in one beautiful dashboard β with no bank logins, no ads, and no data collection. Take control of your financial life with a finance tracker built for privacy-first users. TRACK EVERYTHING IN ONE PLACE β’ Cash accounts β’ Investments β’ Property β’ Loans β’ Credit cards β’ Assets & liabilities WHY VAULTLY β’ 100% private on your device β’ No bank connections required β’ Fast and simple setup β’ Clean modern iPhone experience β’ Visual wealth dashboard β’ Track progress over time WHETHER YOU'RE β’ Building wealth β’ Paying down debt β’ Planning retirement β’ Replacing spreadsheets β’ Seeking financial clarity Vaultly gives you one clear picture of your finances. Download Vaultly today and start building wealth with confidence. Terms of Use (EULA): https://appvaultly.github.io/Vaultly/terms.html Privacy Policy: https://appvaultly.github.io/Vaultly/privacy.html
UpLedger
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Capture expenses and income quickly, then review every detail before it reaches your ledger. UpLedger turns a note, voice entry or receipt into a draft you can check and approve. CAPTURE AND REVIEW β’ Record transactions by hand, text, voice or receipt. β’ Check the amount, account, category and date before saving. β’ Keep a clear ledger of the entries you approved. SEE WHATβS NEXT β’ Organize accounts, categories, budgets and recurring items. β’ Plan upcoming bills and monthly financial tasks. β’ Review spending, cash flow and net worth, with balance forecasts. β’ Export your records when you need them. MADE FOR APPLE DEVICES β’ Use the expanded side-by-side workspace on iPhone Duo. β’ Use the full three-column workspace on iPad. β’ Add widgets for capture, bills, drafts, month status and forecasts. β’ Start a capture with Siri, Shortcuts or supported system controls. β’ Use Apple Watch for quick capture and a glance at your finances. YOUR DATA, YOUR CHOICE Your records are stored on your device. iCloud sync, diagnostics and external AI processing are optional and require your choice. UpLedger has no ads and does not require a bank connection. UPLEDGER PRO The free plan includes one account, two classification rules, two recurring items and one household member. Pro removes these limits and unlocks full export, iCloud sync and extended forecasts. Choose a monthly or yearly subscription, or a lifetime purchase. Purchases use Appleβs In-App Purchase system; subscriptions can be managed from your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Net Worth Tracker at every 2 days against UpLedger's every 5 days. Net Worth Tracker also leads on iOS requirement (18.6 vs 26.0). UpLedger's advantage is device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Net Worth Tracker sells 2 in-app purchases, starting at $6.99 per month and UpLedger sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Net Worth Tracker ships an update every 2 days, UpLedger every 5 days. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.
| Parameter | Net Worth Tracker | UpLedger |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days β better | Every 5 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad, Apple Watch β better |
| Requires iOS | 18.6 β better | 26.0 |
| Further details β not scored | ||
| Size | 18 MB | 110 MB |
| Age rating | 4+ | 4+ |
| Developer | Amandeep Singh Chhatwal | Lester Romero Bernardo |
In-app purchases
Net Worth Tracker
- Vaultly Pro$6.991 Month
- Vaultly Pro$49.991 Year
UpLedger
- UpLedger Pro Monthly7 Days trial$2.991 Month
- UpLedger Pro Event Annual$9.991 Year
- UpLedger Pro Yearly7 Days trial$19.991 Year
- UpLedger Pro Lifetime$44.99









