Kora vs Cashya

How much can I safely spend today? Kora helps you find out without linking your bank accounts. Track manually, build awareness, and take control with a budget that adapts daily. FINANCIAL AWARENESS THROUGH MANUAL TRACKING Kora requires manual tracking — and that's the point. When you log every transaction as it happens, you: + Know your true balance at any moment + Feel the impact of each purchase + Make conscious choices instead of autopilot decisions Manual tracking takes about30 seconds per transaction. But in those 30 seconds, you build the financial awareness that auto-sync apps can't provide. WHO IS KORA FOR? + Single users managing personal finances (not designed for couples/families) + People ready to build financial awareness through active engagement + Users who want a realistic budget that works with their life + Anyone who values privacy and data security [[[ KEY FEATURES ]]] SMART BUDGET + See exactly how much you can safely spend today + View tomorrow's budget preview based on today's spending + Track weekly spending to pace yourself throughout the month + Stay on track with realistic, adaptive budgets COMPREHENSIVE TRACKING + Log income, expenses, and transfers with ease + Track upcoming transactions (bills, savings, debt payments) + Set up recurring transactions for subscriptions and regular bills + Save frequently-used transactions as favorites for faster logging + Use voice input + AI to log transactions faster ACCOUNT MANAGEMENT + Mirror your real accounts without linking them: debit cards, credit cards, savings, debt, and lending + See your net worth calculated automatically + Track total assets and liabilities at a glance + Link transactions to specific accounts BUDGETING TOOLS + Set spending limits for categories and subcategories + See how much budget you have left for each category—today and this cycle + Spot overspending early with real-time tracking + Start your budget cycle on any day of the month + Supports 160+ currencies worldwide INSIGHTS & ANALYTICS + Expense breakdown by category + Top 10 expenses across all categories + Income vs. expenses for the last 12 months + Real-time balance breakdown (upcoming bills, total expenses, savings) PRIVACY-FIRST DESIGN + No bank account linking required + Your financial data stays on your device -------------------------- ACTIVE DEVELOPMENT + Kora Budgeting is actively maintained, with new features and improvements added over time. + Should you need any help or have some inquiries, feel free to reach out to me at support@korabudgeting.com. + Bug reports, inquiries, and feedback are reviewed promptly, with responses typically within 3-5 business days. -------------------------- SUBSCRIPTION TERMS Kora Budgeting offers an auto-renewing monthly and yearly subscription, as well as a one-time lifetime purchase for unlimited Premium access. Payment will be charged to your Apple ID account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal by opening your device's Settings app, tapping your Apple ID name at the top, and selecting "Subscriptions". Any unused portion of a free trial, if offered, will be forfeited when you purchase a subscription. READ MORE ABOUT OUR TERMS & CONDITIONS HERE: Terms of Use: https://www.korabudgeting.com/terms-of-use Privacy policy: https://www.korabudgeting.com/privacy-policy End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Where does your money really go? Cashya shows not only how much you spend — but whether it’s for essentials or luxury. Simple to use, powerful in analysis and completely private. QUICK ENTRY Record transactions in seconds. Category, subcategory, amount and date – done. Optional: - Notes - Tags - Time MUST · SHOULD · LUXURY The core feature of Cashya: Every subcategory is automatically linked to a priority. Rent is a must. A concert is luxury. Instantly see: - where your money really goes - which expenses truly matter - where you could save ACCOUNTS & WEALTH Want to track more than just income and expenses and also keep an eye on your account balances and overall wealth? Optionally enable account management and manage one or multiple accounts directly in Cashya. With account management enabled, you can: - keep track of your account balances - analyze how your wealth develops over time - view multiple accounts together - record one-time and recurring transfers between accounts If you don’t need account management, Cashya remains a simple and streamlined expense tracker. POWERFUL ANALYTICS - Cashflow overview with income, expenses and balance - Interactive category breakdowns - Priority-based spending analysis - Monthly, quarterly and yearly comparisons - Spending trends over time - Tag-based analytics - Cumulative cashflow tracking - Wealth overview and wealth development with account management enabled RECURRING TRANSACTIONS Add rent, subscriptions and recurring payments once. Cashya automatically includes them in all reports. UNLIMITED CATEGORIES Create unlimited custom categories and subcategories with individual icons and colors. YOUR DESIGN, YOUR RULES - Dark Mode, Light Mode or automatic - Freely selectable accent colors - Optional glass effects - Home screen widgets YOUR DATA BELONGS TO YOU - All data stays locally on your device - Optional iCloud synchronization - Encrypted iCloud Drive backups (AES-256) - No ads - No tracking - No data sharing FREE VS. CASHYA PRO The free version allows up to 10 transactions. CASHYA PRO Try free for 7 days. Available as: - Monthly - Yearly (save 37%) - Lifetime Fair pricing with active ongoing development. Subscriptions renew automatically and can be canceled anytime in iPhone Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/