Comparison

Lendee App vs USTAXX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lendee App

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

Highlights
  • Instant cash advance requests
  • Connect with verified supporters
  • Flexible repayment plans
  • Transparent fee structure
  • Secure and encrypted transactions
  • Peer-to-peer funding
Features
Read full description

Lendee lets you buy receivables: the remaining payments on payment plans that businesses have offered their customers. You buy those payments at a discount and collect them as the customer pays. How It Works 1. Explore: Browse available contracts and filter by number of payments remaining, amount, term, and Lendee Score. 2. Evaluate: Review the business profile, the customer, and the payment history before you buy. 3. Purchase: Buy a whole contract or just part of its payments. The contract is assigned to you and tracked in the app. 4. Receive: As the customer pays, your share is credited to your Lendee Wallet on the contract's schedule. 5. Redeploy: Transfer funds to your bank account or use them to buy another receivable. Why Businesses Sell Their Payment Plans Dental, veterinary, optometry, physical therapy, and auto repair practices often let customers pay over time. Instead of waiting months to collect, they sell the remaining payments at a discount to get cash sooner. What You See on Every Contract • Contract details: payment amount, due dates, remaining term, and how much has already been paid • Business profile: verified by Lendee • Customer profile: payment history and Lendee Score Servicing Is Handled for You A servicer manages each contract for its full term: billing, payment reminders, payment tracking, follow-up on late payments, and recovery. Your Lendee Wallet See what you have received, what is still to come, and your upcoming payments in one place. Payments arrive on the contract's schedule, not as a lump sum. Important to Know Receivables are not bank deposits or savings products. They are not insured or guaranteed. Customers can pay late or stop paying, and you could get back less than you paid. A good payment history does not guarantee future payments. Review each contract carefully before you buy.

About

USTAXX

Features
Read full description

USTAXX is the tax app for individuals, gig workers, truck drivers, and small business owners. Learn what you need before you file, then let a USTAXX preparer handle the return. Free for everyone: • Tax deadline countdowns for federal, state, and quarterly estimated payments • USTAXX AI: ask tax questions and get plain-language answers • Daily tax quiz and games that teach deductions and forms • IRS and state notice explainer: understand a CP2000 or audit letter before you panic • Tax filing checklist, refund status links, and guides to opening a company • Community: see answers to real questions from other taxpayers • Book an appointment with a USTAXX preparer For USTAXX clients: • Upload tax documents and notices securely • Track your return from documents requested to accepted by the IRS • Message your preparer in secure chat • See your invoices, payments, and referral rewards Nine languages: English, Español, Русский, Türkçe, Türkmençe, O'zbekcha, Кыргызча, العربية, and فارسی. Pick yours on first launch or in your profile and the whole app follows, including your preparer's messages. USTAXX Premium (optional subscription) unlocks more AI questions, priority answers, and deeper guidance. Tax preparation and professional services are provided by USTAXX staff. The app does not provide automated legal or tax advice. Terms: https://ustaxx.com/terms · Privacy: https://ustaxx.com/privacy

Screenshots

Lendee App4 screens
USTAXX4 screens

Verdict

The call

The clearest difference is in-app purchases: Lendee App at none against USTAXX's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. USTAXX sells 2 in-app purchases, starting at $9.99 per month. Lendee App asks for nothing beyond the download.

UpkeepUpdate frequency

Lendee App ships an update every 5 days, USTAXX weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
Lendee App versus USTAXX: the parameters behind the verdict, then further details
ParameterLendee AppUSTAXX
PriceFreeFree
Rating3.2 (110 ratings) — better—
Positive reviews23.4% of reviews—
Number of ratings110 — better—
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size147 MB52 MB
Age rating17+4+
DeveloperLendee AppSFDIFY LLC

In-app purchases

None

Lendee App

No in-app purchases

2 purchases

USTAXX

Subscriptions2
  • USTAXX Premium Monthly$9.991 Month
  • USTAXX Premium Annual$79.001 Year

Questions

Is Lendee App free?
Lendee App is free to download, with no in-app purchases.
Is USTAXX free?
USTAXX is free to download, with in-app purchases available.
Do Lendee App or USTAXX have ads?
Neither Lendee App nor USTAXX shows ads.
Which is updated more often, Lendee App or USTAXX?
Lendee App ships an update every 5 days, and USTAXX weekly. Most recently, Lendee App was updated on October 25, 2026 and USTAXX on October 24, 2026.

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