Comparison

J.P. Morgan Virtual Card vs LaserCards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

J.P. Morgan Virtual Card

This app allows J.P. Morgan Commercial Card customers to create and manage virtual cards for business expenses. It streamlines payment processes, enables cardholder requests, and provides real-time spending insights. Organizations can customize controls and maximize rebate opportunities.

Highlights
  • Virtual card creation
  • Cardholder empowerment
  • Customizable spending controls
  • Real-time spending insights
  • Rebate maximization
Features
Read full description

Elevate your B2B payment experience with the J.P. Morgan Virtual Card app, designed exclusively for J.P. Morgan Commercial Card customers. This intuitive application empowers your organization to seamlessly create and manage virtual cards for B2B and travel & entertainment expenses with ease and security. Key features: • Virtual Card Creation: Generate virtual cards in seconds, streamlining your payment processes. • Empowered Cardholders: Allow team members, from employees to contractors, to request and receive virtual cards for B2B and travel & entertainment expenses effortlessly. • Customizable Controls: Set spending limits, define active dates, and tailor card settings to meet your organizational needs. • Real-Time Insights: Gain immediate visibility into spending activities, tracking who spends what and where. • Maximize Rebate Opportunities: Capture additional spending within your card program to maximize your rebate.

About

LaserCards

Create and manage virtual and physical cards for online payments, subscriptions, and business expenses. Set up multi-currency wallets and fund them easily to control your spending.

Highlights
  • Create virtual and physical cards
  • Support for Visa and Mastercard
  • Add cards to global platforms
  • Manage multiple cards with limits
  • Freeze/unfreeze cards instantly
  • Set spending rules and restrictions
  • Create business cards for teams
  • Multi-currency wallets (NGN, USD, EUR)
Features
Read full description

LaserCards helps you create and manage Virtual and Physical cards for online payments, subscriptions, and business expenses. You can also set up NGN, USD, and EUR wallets, fund them easily, and stay in control of your spending. The app is built for individuals, freelancers, and teams who need a reliable way to make payments in dollars and manage card activity without delays or card errors. Key features: 1. Create virtual and physical cards instantly: Set up personal or business cards in a few minutes. Name your cards and use them across platforms. 2. Choose your card type: Select between Visa and Mastercard depending on what you need. Both options work globally. 3. Add to your favorite platforms: Use your card for in-store or online payments worldwide. Just add and tap. 4. Manage multiple cards: Create as many cards as you need. Set spending limits, view transaction history, and keep track of each card from one dashboard. 5. Freeze and unfreeze your card anytime: Pause any card from the app when needed. You stay in control at all times. 6. Set spending rules and restrictions: Decide how each card can be used. You can limit cards to specific categories, merchants, or spending amounts. 7. Create a business card for your company: Assign a card to a team member, monitor spending, and set permissions. This feature is designed for business owners and managers who need oversight and flexibility. 8. Wallets and funding: - Create NGN, USD, and EUR wallets: You can hold and manage multiple currencies in your wallet. - Choose your preferred method. Wallet funding is simple and fast. LaserCards is simple, secure, and built to make everyday payments work without stress. It’s the best way to pay for ads, subscriptions, software services or team expenses. Download the LaserCards app to start managing your expenses the easier way.

Screenshots

J.P. Morgan Virtual Card4 screens
LaserCards4 screens

Verdict

The call

The clearest difference is rating: LaserCards at 4.5 against J.P. Morgan Virtual Card's 3.0. LaserCards also leads on review sentiment (67% vs 50%) and ratings volume (17 vs 2). J.P. Morgan Virtual Card's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LaserCards holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: LaserCards has 17 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of J.P. Morgan Virtual Card's written reviews are positive against 67% of LaserCards's.

UpkeepUpdate frequency

J.P. Morgan Virtual Card ships an update every 5 days, LaserCards every 2 weeks. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
J.P. Morgan Virtual Card versus LaserCards: the parameters behind the verdict, then further details
ParameterJ.P. Morgan Virtual CardLaserCards
PriceFreeFree
Rating3.0 (2 ratings)4.5 (17 ratings) — better
Positive reviews50.0% of reviews66.7% of reviews — better
Number of ratings217 — better
Update frequencyEvery 5 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size62 MB60 MB
Age rating4+17+
DeveloperExtend Enterprises, Inc.LaserCards

Customer experience

J.P. Morgan Virtual Card

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

LaserCards

All ratings17 ratings
Positive88.2%
Neutral0.0%
Negative11.8%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

J.P. Morgan Virtual Card

No in-app purchases

None

LaserCards

No in-app purchases

Questions

Is J.P. Morgan Virtual Card free?
J.P. Morgan Virtual Card is free to download, with no in-app purchases.
Is LaserCards free?
LaserCards is free to download, with no in-app purchases.
Which has better reviews, J.P. Morgan Virtual Card or LaserCards?
LaserCards is rated higher. J.P. Morgan Virtual Card averages 3.0 out of 5 from 2 ratings, while LaserCards averages 4.5 from 17 ratings.
Do J.P. Morgan Virtual Card or LaserCards have ads?
Neither J.P. Morgan Virtual Card nor LaserCards shows ads.
Which is updated more often, J.P. Morgan Virtual Card or LaserCards?
J.P. Morgan Virtual Card ships an update every 5 days, and LaserCards every 2 weeks. Most recently, J.P. Morgan Virtual Card was updated on November 4, 2026 and LaserCards on October 30, 2026.

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