CircleFunds vs Receiptly NG
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
CircleFunds
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A savings App that helps friends in circles contribute
Receiptly NG
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Receiptly turns every Nigerian transaction into a verifiable digital receipt. No more crumpled paper, no more "lost the receipt" excuses, no more disputes that drag on for weeks. For merchants ā¢ Issue a receipt in under 5 seconds ā at the till, on a delivery, or after a bank transfer ā¢ Get a unique BRI-ID for your business so buyers can verify you're real ā¢ Track every receipt you've ever issued, filter by date, search by item ā¢ Manage inventory, restocks, and stock movements in the same app ā¢ See your daily, weekly, and monthly turnover at a glance ā¢ Withdraw to your Nigerian bank account directly from the app ā¢ Cryptographically signed receipts mean no one can forge yours For buyers ā¢ Every receipt you receive lands in your wallet, automatically ā¢ Verify a receipt by scanning the QR code or tapping the link ā¢ Flag a suspicious receipt and we'll investigate ā¢ Search your purchase history by merchant, amount, or date ā¢ Export receipts as PDF when you need them for warranty, expense, or audit ā¢ Your data is yours ā delete your account any time, no questions Built for Nigeria ā¢ Works on slow connections and recovers gracefully when you go offline ā¢ Compliant with the Nigeria Data Protection Act and NDPR ā¢ Bank verification and payouts powered by Paystack (a CBN-licensed Nigerian provider) ā¢ Payments and payouts are processed by PortX Technologies Ltd via Paystack ā¢ Data hosted in line with NDPR cross-border transfer rules Privacy & security ā¢ Receipts are signed with per-merchant asymmetric keys ā¢ Your 4-digit PIN is bcrypt-hashed before storage ā¢ Phone numbers are stored as one-way hashes for matching ā¢ You can permanently delete your account from inside the app Receiptly is free to download. Some merchant features (verification, payouts) are tied to your KYC status ā see receiptly.ng for details. Receiptly is operated by PortX Technologies Ltd. Payments are processed by Paystack on our behalf. We do not store your card details. Questions? info@receiptly.ng
Screenshots
Verdict
CircleFunds and Receiptly NG are too close to call on the numbers: across 6 compared parameters ā price, update cadence, ads and in-app purchases among them ā neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 25, 2026 and October 8, 2026 respectively.
| Parameter | CircleFunds | Receiptly NG |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 ā better |
| Further details ā not scored | ||
| Size | 123 MB | 40 MB |
| Age rating | 17+ | 17+ |
| Developer | Circlefunds Technologies Limited | PORTX TECHNOLOGIES LTD |
In-app purchases
CircleFunds
No in-app purchases
Receiptly NG
No in-app purchases
