Comparison

FinestPay vs Receiptly NG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinestPay

Features
Read full description

We are FinestPay Ltd, registered with FCA as a Payment Institution in the UK. Our mobile app is the easiest and cheapest way of transferring money to XX. We will be adding other countries soon. Send money from the UK to any city in XX within minutes. 1. Register/Login 2. Add Beneficiaries 3. Initiate and Pay for the Transfer 4. Track Transfer Status 5. Earn Referral Bonus

About

Receiptly NG

Features
Read full description

Receiptly turns every Nigerian transaction into a verifiable digital receipt. No more crumpled paper, no more "lost the receipt" excuses, no more disputes that drag on for weeks. For merchants • Issue a receipt in under 5 seconds — at the till, on a delivery, or after a bank transfer • Get a unique BRI-ID for your business so buyers can verify you're real • Track every receipt you've ever issued, filter by date, search by item • Manage inventory, restocks, and stock movements in the same app • See your daily, weekly, and monthly turnover at a glance • Withdraw to your Nigerian bank account directly from the app • Cryptographically signed receipts mean no one can forge yours For buyers • Every receipt you receive lands in your wallet, automatically • Verify a receipt by scanning the QR code or tapping the link • Flag a suspicious receipt and we'll investigate • Search your purchase history by merchant, amount, or date • Export receipts as PDF when you need them for warranty, expense, or audit • Your data is yours — delete your account any time, no questions Built for Nigeria • Works on slow connections and recovers gracefully when you go offline • Compliant with the Nigeria Data Protection Act and NDPR • Bank verification and payouts powered by Paystack (a CBN-licensed Nigerian provider) • Payments and payouts are processed by PortX Technologies Ltd via Paystack • Data hosted in line with NDPR cross-border transfer rules Privacy & security • Receipts are signed with per-merchant asymmetric keys • Your 4-digit PIN is bcrypt-hashed before storage • Phone numbers are stored as one-way hashes for matching • You can permanently delete your account from inside the app Receiptly is free to download. Some merchant features (verification, payouts) are tied to your KYC status — see receiptly.ng for details. Receiptly is operated by PortX Technologies Ltd. Payments are processed by Paystack on our behalf. We do not store your card details. Questions? info@receiptly.ng

Screenshots

FinestPay4 screens
Receiptly NG4 screens

Verdict

The call

FinestPay and Receiptly NG are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FinestPay ships an update monthly, Receiptly NG every 3 weeks. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.

ScorecardNo meaningful differences
FinestPay versus Receiptly NG: the parameters behind the verdict, then further details
ParameterFinestPayReceiptly NG
PriceFreeFree
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size113 MB40 MB
Age rating17+17+
DeveloperFINIERE LIMITEDPORTX TECHNOLOGIES LTD

In-app purchases

None

FinestPay

No in-app purchases

None

Receiptly NG

No in-app purchases

Questions

Is FinestPay free?
FinestPay is free to download, with no in-app purchases.
Is Receiptly NG free?
Receiptly NG is free to download, with no in-app purchases.
Do FinestPay or Receiptly NG have ads?
Neither FinestPay nor Receiptly NG shows ads.
Which is updated more often, FinestPay or Receiptly NG?
FinestPay ships an update monthly, and Receiptly NG every 3 weeks. Most recently, FinestPay was updated on October 15, 2026 and Receiptly NG on October 8, 2026.

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