Comparison

Split It vs Owelo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split It

Features
Read full description

Say goodbye to the hassle of tracking and splitting expenses! Split It is your go-to app for effortless expense management, tailored to help you keep track of shared expenses and easily split costs with friends and family. With Split It, you can securely log into your bank accounts via Plaid to automatically track and monitor transactions. The app will send you real-time push notifications whenever a transaction that might need splitting is detected. Weekly and monthly reminders keep you on top of your expenses, and a streamlined dashboard offers a clear view of your transaction history. Key Features: - Automatic Expense Tracking: Log in via Plaid to effortlessly track all your transactions. - Smart Notifications: Get notified instantly when a transaction you may want to split is detected. - Easy Transaction Splitting: View transaction history in one place, making it simple to select and split. - Quick Contact Syncing: Syncs with your contacts for quick and easy payment splitting via Venmo. - Reminders & Dashboard: Weekly and monthly reminders with a clean, organized dashboard to stay on top of your finances. Download Split It now and simplify the way you manage shared expenses. Whether it's splitting dinner, rent, or a group trip, Split It makes it fast, secure, and easy. “Split it Unlimited” subscriptions purchased in-app renew monthly. To avoid renewal, you must turn off auto-renew at least 24 hours before your subscription ends. You can turn off auto-renew at any time by visiting the App Store. Privacy Policy: https://split-it.app/privacy-policy Terms of Service: https://split-it.app/terms-of-service

About

Owelo

Easily manage and split the cost of shared subscriptions with household members. Automates payments and eliminates the need for password sharing. Ideal for students and shared living situations.

Highlights
  • Create and manage shared subscription plans
  • Automated payment splitting
  • Smart cost splitting
  • Secure and private
  • Supports Apple Pay and Stripe
Features
Read full description

Owelo makes sharing recurring subscriptions simple. It’s built for a world where password sharing is over. Create a plan, invite your roommates, and let Owelo handle the payments automatically. Perfect for college students and shared households: • Streaming services (Netflix, Spotify, Hulu, and Disney+), shared memberships, and other household expenses Features: • Create and manage shared subscription plans with roommates • Split recurring payments automatically using Apple Pay or Stripe • Smart cost splitting so everyone pays their share on time • Private and secure with no shared passwords or awkward reminders Say goodbye to Daddy’s password. Start owning your subscriptions with Owelo.

Screenshots

Split It3 screens
Owelo4 screens

Verdict

The call

The clearest difference is in-app purchases: Owelo at none against Split It's 1. Split It's advantage is update cadence (daily vs every 2 days) and iOS requirement (14.0.0 vs 18.5). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split It sells 1 in-app purchase, starting at $4.99 per month. Owelo asks for nothing beyond the download.

UpkeepUpdate frequency

Split It ships an update daily, Owelo every 2 days. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
Split It versus Owelo: the parameters behind the verdict, then further details
ParameterSplit ItOwelo
PriceFreeFree
Rating—5.0 (5 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—5 — better
Update frequencyDaily — betterEvery 2 days
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0.0 — better18.5
Further details — not scored
Size100 MB16 MB
Age rating4+9+
DeveloperWill HobickQuincy Keele

In-app purchases

1 purchases

Split It

Subscriptions1
  • Split It7 Days trial$4.991 Month
None

Owelo

No in-app purchases

Questions

Is Split It free?
Split It is free to download, with in-app purchases available.
Is Owelo free?
Owelo is free to download, with no in-app purchases.
Do Split It or Owelo have ads?
Neither Split It nor Owelo shows ads.
Which is updated more often, Split It or Owelo?
Split It ships an update daily, and Owelo every 2 days. Most recently, Split It was updated on October 25, 2026 and Owelo on October 21, 2026.

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