MarTrust vs SpendAware

Get paid instantly, save more of your salary, and spend globally with MarTrust, the payment solution designed for crew. It’s free, secure and easy to get started. Trusted by over 45,000 crew worldwide, MarTrust allows you to manage your money efficiently and securely, both at sea and on land. — Send money home fast, for less— - Receive your salary instantly - Send money home directly, with no delays - Save more with transfer rates as low as 1% - Send money to 150+ countries in 135+ currencies — Spend with ease and convenience— - Use your MarTrust Debit Mastercard anywhere in the world - Spend in any currency, with instant conversion at competitive exchange rates - Avoid expensive money exchanges and leftover cash when travelling from port to port — Keep your money secure— - Protect your funds with a separate card balance from your main account - Freeze your card instantly if it's lost or stolen ______________________________________________ Getting started MarTrust is available to crew members whose employers use our service. Ask your employer to set up your MarTrust Account. Once they contact us, we’ll send you an invitation to register. If your employer does not currently work with MarTrust, you can tell them about us. ______________________________________________ Why Choose MarTrust? - Over 20 years of maritime payment expertise - Fully regulated by the UK Financial Conduct Authority - Backed by Mastercard’s fraud protection (Securecode)

SpendAware turns your everyday expenses into a clear picture of your month, so you always know how much you have already spent and how much is still left. WHAT YOU CAN DO • Log an expense in seconds: title, amount, due date, category and status (open, paid or overdue). • Organise spending across twelve categories, from food and housing to transport, health, education, credit card, clothing and more. • Record how much you have available each month and compare it with what you actually spent. • Set a default monthly limit, or a specific limit for a single month, and choose the percentage at which you want to be warned. • Get a reminder the day before an open expense is due, at 9:00 AM. • Filter everything by period, status or category. UNDERSTAND YOUR MONEY AT A GLANCE • Current month summary: total spent, amount available, remaining balance and percentage used. • Six-month expense history with a running total. • Category breakdown showing which categories take the biggest share of your money. • Limit versus spent comparison, month by month. • Top categories and highest spending category, highlighted for you. YOUR DATA STAYS YOURS SpendAware has no ads, no trackers and no analytics. There is no account on our servers, because there are no servers. Everything is stored on your device and synced privately through your own iCloud account, so your numbers show up on every device signed in with your Apple Account. Available in English, Spanish and Portuguese, with amounts and dates always shown in your device's own regional format.