PlanejaGastos vs Finanças
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PlanejaGastos
Easily track and categorize your expenses to gain a clear overview of your spending. This app helps you adjust budgets, identify cost-saving areas, and plan for your financial future with detailed reports and intuitive graphics.
- Expense tracking and categorization
- Budget adjustment
- Cost-saving identification
- Detailed financial reports
- Intuitive graphics
- Financial planning tools
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O controle financeiro pode ser desafiador no dia a dia corrido em que vivemos. É fácil perder o foco e acabar gastando mais do que o planejado, principalmente quando não temos uma visão clara de onde nosso dinheiro está indo. Nosso aplicativo foi criado justamente para solucionar esse problema, oferecendo aos usuários uma maneira simples e eficaz de monitorar seus gastos. Ao permitir que cada despesa seja registrada e categorizada automaticamente, o app dá a possibilidade de ajustar orçamentos e identificar áreas onde é possível cortar custos. Isso não só ajuda a manter as finanças pessoais organizadas, mas também proporciona mais segurança, pois o usuário tem um panorama claro de sua saúde financeira em tempo real. Além disso, nosso aplicativo não é apenas sobre controle, mas também sobre **planejamento e evolução financeira**. Ele oferece relatórios detalhados e gráficos intuitivos que ajudam a manter o foco nos objetivos financeiros, como poupar para um projeto importante ou quitar dívidas. Com essas funcionalidades, nosso objetivo é proporcionar uma ferramenta que não só ajude a resolver os problemas financeiros do presente, mas também capacite nossos usuários a tomarem decisões mais conscientes e a atingirem um futuro financeiro mais tranquilo e equilibrado. Termos de Uso: https://planejagastos.com/termos
Finanças
Track your spending and income effortlessly to understand where your money goes. This app helps you avoid overspending and make smarter financial decisions with clear visuals and automatic categorization.
- Quick expense and income tracking
- Simple and clear charts
- Automatic expense categorization
- Comprehensive financial overview
- High-level data security
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Track expenses, organize bills and understand your spending. Finanças brings income, expenses, budgets and financial reports together, with an AI assistant to make everyday money tracking easier. Financial records use Brazilian reais (BRL). YOUR MONTH AT A GLANCE See your monthly balance, income and expenses. Organize transactions by category, bank and payment method. Set monthly spending limits by category and track your progress. MEET FIN, YOUR AI ASSISTANT With Finanças Premium, record an expense in your own words: ‘Spent 50 reais on groceries.’ Send a receipt photo or dictate by voice, then review the details before saving. Ask questions about your spending and get answers based on your records. Fin is also available through WhatsApp and Telegram. UNDERSTAND YOUR SPENDING See spending by category, compare this month with previous months and follow changes over time. Add recurring bills and income, and receive reminders to keep your records up to date. EXPORT YOUR REPORTS Choose a period and export an Excel workbook with a summary, transactions and recurring entries. Create a PDF report to view or share, or export transactions as CSV. SIMPLE ACCESS Sign in with a code sent by email or WhatsApp. Protect access with Face ID, Touch ID or your device passcode. Scan a QR code with your phone to sign in on your computer. Choose light or dark mode. FINANÇAS PREMIUM Get Fin, custom categories with your own names and icons, and unlimited bank entries for organizing your records. Your subscription is linked to your Finanças account on compatible devices. Available in English, Portuguese, Spanish, French, German and Italian. Download Finanças and get a clearer view of your money. SUBSCRIPTION INFORMATION The app includes free features and optional paid subscriptions. Payment is charged to your Apple Account at purchase confirmation. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings. Terms of use: https://financasai.app.br/br/termos Privacy policy: https://financasai.app.br/br/privacidade
Screenshots
Verdict
The clearest difference is ads: PlanejaGastos at none against Finanças's shown. PlanejaGastos also leads on ratings volume (6 vs 1). Finanças's advantage is update cadence (every 10 days vs monthly). On price, rating, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PlanejaGastos sells 1 in-app purchase, starting at $3.99 per month and Finanças sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Finanças holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: PlanejaGastos has 6 ratings behind it against 1, so its average is the more settled of the two.
PlanejaGastos ships an update monthly, Finanças every 10 days. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.
| Parameter | PlanejaGastos | Finanças |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (6 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 6 — better | 1 |
| Update frequency | Monthly | Every 10 days — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 29 MB | 91 MB |
| Age rating | 4+ | 4+ |
| Developer | Rocketbr Ltda | Pedro Araujo |
Customer experience
PlanejaGastos
Finanças
In-app purchases
PlanejaGastos
- Assinatura Mensal$3.991 Month
Finanças
- Acesso Premium$1.991 Month
- Finanças Premium Quarterly$4.993 Months
- Finanças Premium Yearly3 Days trial$14.991 Year









