Wink NEO vs MTM pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wink NEO
Manage your money globally with secure transfers, multi-currency accounts, and virtual/physical card services. Offers eVouchers, travel insurance, and eSIM activation for seamless international transactions.
- Global card-to-card transfers
- Virtual and physical card creation
- Multi-currency accounts
- Cross-border bank transfers
- Spending analytics
- eSIM activation
- Travel insurance
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Wink NEO redefines digital finance with its comprehensive feature set: Money Transfers • Global card-to-card transfers (Visa/Mastercard) • Instant Wink-to-Wink transfers • Cross-border bank transfers • IBAN transfers with competitive FX rates • QR code payments & agent network withdrawals • Detailed transfer tracking with purpose categorization Card Services • Virtual & physical card creation • Global card top-ups • Instant card freezing/unfreezing • Cross-border spending with auto-conversion Additional Features • eVouchers for gifts & shopping • Travel Insurance & Ilzami coverage • eSIM Activation for global connectivity • Multi-currency accounts (USD, EUR, GBP) • Cash Agent Network with 5,000+ locations • 24/7 WhatsApp Support & AI chatbot • Spending Analytics with smart categorization • Secure Document Vault for KYC materials Bank-Grade Security • Biometric authentication (Face ID/Fingerprint) • Real-time transaction monitoring • Automated AML checks & fraud prevention Global Accessibility • Accepts cards from 200+ countries • 24/7 customer support • Competitive FX
MTM pay
This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.
- E-wallet account approval
- Secure transactions with encryption and biometrics
- Instant money transfers
- Bill payments and mobile top-ups
- QR code payments
- Transaction history and reports
- Digital receipts and notifications
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A secure and user-friendly digital wallet that allows you to save, send and receive money anytime, anywhere. Our E-wallet offers seamless transactions, bill payments, mobile top-ups, and financial managements tools all in one convenient app. Fast, reliable and it is built for your everyday needs. Key features: E-wallet Account approval in minutes. Secure transaction: End-to-end encryption, biometric login and transaction PINs to protect user and data funds. Fast & Reliable Delivery Options: choose from multiple payout methods – bank deposit, mobile wallet, cash pickup. Instant Money Transfers: send and receive money instantly with competitive exchange rates and low fees. Bill Payments. Mobile Top-ups & recharges. QR code Payments Make seamless in-store payments via QR codes. Transactions History & Reports, view detailed transaction records and generate reports for personal or business tracking. Digital Receipts & Notifications, get real-time notifications and digital receipts for every transaction. Secure Transactions, End-to-end encryption, biometric login, and transaction PIN to protect user data and funds
Screenshots
Verdict
Wink NEO and MTM pay both sit at 3.0 stars, but that hides the real split: 100% of Wink NEO's written reviews are positive against 0% of MTM pay's. Wink NEO also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.0 for Wink NEO against 3.0 for MTM pay. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews are what separate them: 100% of Wink NEO's written reviews are positive against 0% of MTM pay's.
Wink NEO ships an update every 3 weeks, MTM pay fortnightly. The most recent releases landed on September 8, 2026 and August 14, 2026 respectively.
| Parameter | Wink NEO | MTM pay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) | 3.0 (1 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 128 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | Credit Libanais | MTM S.A.L |
Customer experience
Wink NEO
MTM pay
In-app purchases
Wink NEO
No in-app purchases
MTM pay
No in-app purchases
