Comparison

MME Pay vs MTM pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MME Pay

Send money instantly, pay with QR codes, and manage multiple currencies. Get virtual or physical USD cards for secure online and in-person shopping. Top up and withdraw cash easily through agents and ATMs.

Highlights
  • Instant money transfers
  • QR code payments
  • International money transfers via MoneyGram
  • Virtual and physical USD cards
  • Manage LBP and USD accounts
  • Currency exchange
  • Cash top-up and withdrawal
Features
Read full description

• Send Money Instantly Transfer funds to other MMEPay users within seconds—anytime, anywhere. Enjoy lightning-fast, secure transactions without any delays or hidden fees. • Pay with QR Code Ditch the hassle of cash and cards. Simply scan QR codes at stores, restaurants, and service providers to pay quickly and effortlessly. • Pay via MoneyGram Easily send and receive money worldwide through our MoneyGram integration. Enjoy seamless international transactions with just a few taps. • Get a Virtual or Physical USD Card Shop securely online or in person. Instantly create a virtual USD card for online purchases or request a physical card for everyday spending and international payments. • Manage Lebanese Pound and Dollar Accounts Keep your finances streamlined by managing both Lebanese Pound (LBP) and US Dollar (USD) accounts in one app. Seamlessly switch between currencies without juggling multiple bank accounts. • Exchange LBP and USD Anytime Convert currencies on the go with real-time rates. Whether you need to change LBP to USD or vice versa, complete the exchange directly within the app—no extra trips required. • Top Up with Cash Agents Easily add money to your MMEPay wallet by visiting one of our partnered cash agents. No bank account needed—just deposit cash and get started. • Withdraw Cash from Agents and ATMs Access physical cash when you need it. Withdraw money from MMEPay agents or use your card at ATMs for added convenience. • Purchase Vouchers and Pay Bills Buy multiple vouchers and pay your bills directly from the app. Enjoy a hassle-free way to manage your payments in one place.

About

MTM pay

This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.

Highlights
  • E-wallet account approval
  • Secure transactions with encryption and biometrics
  • Instant money transfers
  • Bill payments and mobile top-ups
  • QR code payments
  • Transaction history and reports
  • Digital receipts and notifications
Features
Read full description

A secure and user-friendly digital wallet that allows you to save, send and receive money anytime, anywhere. Our E-wallet offers seamless transactions, bill payments, mobile top-ups, and financial managements tools all in one convenient app. Fast, reliable and it is built for your everyday needs. Key features: E-wallet Account approval in minutes. Secure transaction: End-to-end encryption, biometric login and transaction PINs to protect user and data funds. Fast & Reliable Delivery Options: choose from multiple payout methods – bank deposit, mobile wallet, cash pickup. Instant Money Transfers: send and receive money instantly with competitive exchange rates and low fees. Bill Payments. Mobile Top-ups & recharges. QR code Payments Make seamless in-store payments via QR codes. Transactions History & Reports, view detailed transaction records and generate reports for personal or business tracking. Digital Receipts & Notifications, get real-time notifications and digital receipts for every transaction. Secure Transactions, End-to-end encryption, biometric login, and transaction PIN to protect user data and funds

Screenshots

MME Pay4 screens
MTM pay4 screens

Verdict

The call

The clearest difference is review sentiment: MME Pay at 50% against MTM pay's 0%. MME Pay also leads on ads (none vs shown) and monetization model (free vs ad-supported). MTM pay's advantage is rating (3.0 vs 2.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MTM pay holds the better App Store score, 3.0 against 2.1. That said, the two scores are not equally well evidenced: MME Pay has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 50% of MME Pay's written reviews are positive against 0% of MTM pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MME Pay ships an update every 2 weeks, MTM pay fortnightly. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
MME Pay versus MTM pay: the parameters behind the verdict, then further details
ParameterMME PayMTM pay
PriceFreeFree
Rating2.1 (8 ratings)3.0 (1 ratings) — better
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings8 — better1
Update frequencyEvery 2 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size123 MB76 MB
Age rating4+4+
DeveloperMasri Money Express S.A.LMTM S.A.L

Customer experience

MME Pay

All ratings7 ratings
Positive28.6%
Neutral0.0%
Negative71.4%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

MTM pay

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

None

MME Pay

No in-app purchases

None

MTM pay

No in-app purchases

Questions

Is MME Pay free?
MME Pay is free to download, with no in-app purchases.
Is MTM pay free?
MTM pay is free to download, with no in-app purchases.
Which has better reviews, MME Pay or MTM pay?
MTM pay is rated higher. MME Pay averages 2.1 out of 5 from 8 ratings, while MTM pay averages 3.0 from 1 ratings.
Do MME Pay or MTM pay have ads?
MTM pay shows ads; MME Pay does not.
Which is updated more often, MME Pay or MTM pay?
MME Pay ships an update every 2 weeks, and MTM pay fortnightly. Most recently, MME Pay was updated on November 8, 2026 and MTM pay on October 30, 2026.

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