Comparison

Dividely vs Citizen Pay

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Dividely

Features
Read full description

Managing shared expenses has never been easier! Our app allows you to split bills seamlessly, whether it’s for a dinner with friends, a trip with colleagues, or household expenses. Say goodbye to complicated calculations and awkward payment remindersβ€”track, manage, and settle expenses effortlessly. Key Features: Group Expense Splitting – Create groups and divide expenses fairly among members. One-on-One Splitting – Quickly split bills with a single person. Smart Calculations – No more manual mathβ€”our app ensures fairness with accurate breakdowns. Expense Tracking – Keep a clear record of all transactions, payments, and balances. Easy Settlements – Know who owes whom and simplify reimbursements. Multi-Currency Support – Traveling abroad? Split expenses in different currencies effortlessly. Notifications & Reminders – Never forget a pending payment with smart reminders. Secure & Private – Your financial data stays safe with encrypted storage. How It Works: 1. Add an Expense – Choose an amount, add participants, and specify how it should be split. 2. Track Balances – View who owes what and simplify payments. 3. Settle Up – Mark payments, send reminders, and stay debt-free effortlessly. Perfect for roommates, couples, families, friends, colleagues, or anyone who shares expenses! Download now and make expense splitting hassle-free!

About

Citizen Pay

Read full description

Citizen Pay A simple phone number based digital currency wallet. - Load a balance linked to your phone number in a few seconds. - Move money to contacts or usernames with the same ease as messaging. - Pay anywhere in the network by QR, virtual card, or your own NFC card. - Browse nearby vendors directly in the app. - Your keys never leave your device; you stay in control while the app handles the complexity.

Screenshots

Dividely4 screens
Citizen Pay4 screens

Verdict

The call

The clearest difference is update cadence: Citizen Pay at fortnightly against Dividely's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Dividely ships an update every 6 months, Citizen Pay fortnightly. The most recent releases landed on September 30, 2026 and September 25, 2026 respectively.

Scorecard1 real difference Β· 5 level
Dividely versus Citizen Pay: the parameters behind the verdict, then further details
ParameterDividelyCitizen Pay
PriceFreeFree
Update frequencyEvery 6 monthsFortnightly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.413.0 β€” better
Further details β€” not scored
Size33 MB41 MB
Age rating4+12+
DeveloperSecurity ManagementCitizen Pay

In-app purchases

None

Dividely

No in-app purchases

None

Citizen Pay

No in-app purchases

Questions

Is Dividely free?
Dividely is free to download, with no in-app purchases.
Is Citizen Pay free?
Citizen Pay is free to download, with no in-app purchases.
Do Dividely or Citizen Pay have ads?
Neither Dividely nor Citizen Pay shows ads.
Which is updated more often, Dividely or Citizen Pay?
Dividely ships an update every 6 months, and Citizen Pay fortnightly. Most recently, Dividely was updated on September 30, 2026 and Citizen Pay on September 25, 2026.

Other comparisons