Comparison

Kaspo vs Terrific Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kaspo

Easily track expenses, manage budgets, and achieve financial goals with this intuitive money manager. It offers offline functionality, clear analytics, and multi-currency support for comprehensive personal finance control.

Highlights
  • Effortless expense and income tracking
  • Offline functionality with maximum security
  • Clear graphs and reports for analytics
  • Multi-currency support
  • Secure cloud backup to Google Drive
  • Upcoming receipt scanning and debt tracking
Read full description

Track your money in seconds, and keep it yours. Kaspo is the fast, no-fuss way to see where your money goes: a new expense needs just the amount, the currency's already set. Log it in a few taps or just say it out loud, watch it add up, and stay ahead. Everything lives on your device. Sync across devices only if you choose. SAY IT OR TYPE IT • Just say it: "Lunch 12 and taxi home 18" or "Fuel 60 yesterday", and Kaspo splits the phrase into records with the amount, category, wallet, and date. • One phrase, several records: no need to log each expense separately. • Or type it: when talking isn't an option, write the same thing. FAST BY DESIGN • Log in a few taps: a spend needs nothing but the sum, the currency's already set. • Quick to start: pick your currency and you're in, no lengthy setup. • Split when needed: divide one purchase across several categories. SEE WHERE IT GOES • Clear breakdown: a simple chart shows your spending by category. • Income and expenses: switch between them in a tap. • Filter your way: by period, wallet, or tag. • Drill in: tap any category to see exactly what's behind it. A BUDGET WHEN YOU WANT ONE • Optional, never required: track freely, or set one budget when you want a limit. • Limits that fit: cap a category or a group, like Food 2,000, with Groceries 1,200 and Dining 800. • Always ahead: see what's left before you spend, not after. • Your period: week, month, or a custom range. YOURS BY DEFAULT • On your device: your records live on your phone, not on someone's server. • No sign-up: start right away, no email, no password. • Sync on your terms: turn on cross-device sync only when you want it. • One-tap export to a file: your data comes with you, anytime. ANY CURRENCY • Multi-currency wallets: hold wallets and log spending in whatever currencies you use. • Automatic conversion: amounts convert on the fly into one clear total. • Money across borders: made for lives that span countries: UAH, PLN, EUR, and more. Start free, and when you want more, Kaspo Pro lifts the limits on voice entry, wallets, and categories. Start in a few taps and see where your money goes today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kaspo.app/privacy-policy Terms of Service: https://kaspo.app/terms-of-service

About

Terrific Spending Tracker

Take control of your finances with this personal finance app. Easily track expenses, monitor budgets, and gain insights into your spending habits with visual categories and real-time analytics. Enjoy a distraction-free interface and secure data management.

Highlights
  • Smart expense tracking
  • Real-time spending insights
  • Automated budget monitoring
  • Bill reminders
  • Multiple currency support
  • Secure data export
  • Ad-free experience
Features
Read full description

TAKE CONTROL OF YOUR MONEY IN MINUTES, NOT MONTHS Tired of wondering where your money goes? Join thousands who've transformed their finances with Terrific Spending Tracker - the #1 rated personal finance app that makes budgeting actually enjoyable. START YOUR FREE 3-DAY TRIAL No commitment. Cancel anytime. See results immediately. WHY USERS LOVE Terrific Spending Tracker: "Finally understand where my money goes" - Sarah M. "Saved $500+ in my first month" - David L. "So simple my teenager uses it" - Maria P. POWERFUL FEATURES THAT WORK: Smart expense tracking with visual categories Real-time spending insights & analytics Automated budget monitoring & alerts Beautiful charts that make sense Bill reminders so you never miss payments Multiple currency support (150+ currencies) Secure data export & cloud backup Clean, distraction-free interface GET INSTANT CLARITY: See exactly where every dollar goes Spot spending patterns in seconds Track income vs expenses effortlessly Set budgets that actually stick Never overdraft again SPECIAL LAUNCH FEATURES: Advanced forecasting algorithms Unlimited transaction history Premium analytics dashboard Priority customer support Ad-free experience REAL RESULTS: Average user saves 23% more money 94% report better financial awareness 87% stick to their budgets BANK-LEVEL SECURITY: Your financial data stays on YOUR device. We never see your transactions or personal information. Complete privacy guaranteed. QUICK SETUP: 1. Add your first transaction (30 seconds) 2. Set a simple budget (1 minute) 3. Watch the magic happen LIMITED TIME: Get premium features FREE for 3 days. No credit card required. Start your financial transformation today. WORKS EVERYWHERE: Seamless experience across all your devices. Dark mode included. Designed for daily use. AWARD-WINNING DESIGN: Beautiful retro interface that makes budgeting feel like a game, not a chore. WHAT USERS SAY: "This app changed my relationship with money" - 5 Stars "Wish I found this years ago" - 5 Stars "Finally, budgeting that works" - 5 Stars JOIN THE FINANCIAL REVOLUTION: Thousands have already taken control. Your future self will thank you. WARNING: This app may cause: Sudden urges to check your savings Uncontrollable budget optimization Chronic financial confidence Spontaneous money-saving habits MONEY-BACK GUARANTEE: Not satisfied? Get a full refund, no questions asked. SUPPORT & LEGAL: Privacy Policy | Terms of Service | 24/7 Support DON'T WAIT: Every day you delay costs you money. Start your 3-day free trial now and join the budget revolution. Download Terrific Spending Tracker today and turn your phone into the most powerful financial tool you've ever used. #BudgetTracker #PersonalFinance #MoneyManagement #Budgeting #FinancialFreedom Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Kaspo4 screens
Terrific Spending Tracker4 screens

Verdict

The call

The clearest difference is price: Kaspo at Free against Terrific Spending Tracker's $0.99. Kaspo also leads on update cadence (every 11 days vs every 3 weeks). Terrific Spending Tracker's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.4). On rating, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Kaspo is free to download; Terrific Spending Tracker costs $0.99 up front. Kaspo sells 2 in-app purchases, starting at $1.99 per month and Terrific Spending Tracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Kaspo against 5.0 for Terrific Spending Tracker. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Kaspo ships an update every 11 days, Terrific Spending Tracker every 3 weeks. The most recent releases landed on October 21, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level
Kaspo versus Terrific Spending Tracker: the parameters behind the verdict, then further details
ParameterKaspoTerrific Spending Tracker
PriceFree — better$0.99
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews66.7% of reviews—
Number of ratings11
Update frequencyEvery 11 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium — betterPaid
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.413.0 — better
Further details — not scored
Size87 MB21 MB
Age rating12+4+
DeveloperMaksym KyryliukConstant Heritage, LLC

Customer experience

Kaspo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Terrific Spending Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Kaspo

Subscriptions2
  • Kaspo Premium Monthly3 Days trial$1.991 Month
  • Kaspo Premium Yearly7 Days trial$17.991 Year
2 purchases

Terrific Spending Tracker

Subscriptions2
  • All Access Backstage$1.991 Month
  • All Access Backstage$20.001 Year

Questions

Is Kaspo free?
Kaspo is free to download, with in-app purchases available.
Is Terrific Spending Tracker free?
Terrific Spending Tracker costs $0.99, and also offers in-app purchases.
Which has better reviews, Kaspo or Terrific Spending Tracker?
Kaspo and Terrific Spending Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Kaspo or Terrific Spending Tracker have ads?
Neither Kaspo nor Terrific Spending Tracker shows ads.
Which is updated more often, Kaspo or Terrific Spending Tracker?
Kaspo ships an update every 11 days, and Terrific Spending Tracker every 3 weeks. Most recently, Kaspo was updated on October 21, 2026 and Terrific Spending Tracker on October 27, 2026.

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