Comparison

Kaspo vs Capital Wizard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kaspo

Easily track expenses, manage budgets, and achieve financial goals with this intuitive money manager. It offers offline functionality, clear analytics, and multi-currency support for comprehensive personal finance control.

Highlights
  • Effortless expense and income tracking
  • Offline functionality with maximum security
  • Clear graphs and reports for analytics
  • Multi-currency support
  • Secure cloud backup to Google Drive
  • Upcoming receipt scanning and debt tracking
Read full description

Track your money in seconds, and keep it yours. Kaspo is the fast, no-fuss way to see where your money goes: a new expense needs just the amount, the currency's already set. Log it in a few taps, say it out loud, or snap the receipt. Then watch it add up and stay ahead. Everything lives on your device. Sync across devices only if you choose. SAY IT, TYPE IT, OR SCAN THE RECEIPT • Just say it: "Lunch 12 and taxi home 18" or "Fuel 60 yesterday", and Kaspo splits the phrase into records with the amount, category, wallet, and date. • One phrase, several records: no need to log each expense separately. • Or type it: when talking isn't an option, write the same thing. • Scan the receipt: take a photo, pick one from your gallery, or add a PDF receipt or invoice from email and apps. Kaspo turns it into a single record, one split by category, or a record for each item. The photo stays with the record on your phone. • Sorted by item: each item goes to the category it belongs in, so laundry pods from the supermarket land in Home, not Groceries. FAST BY DESIGN • Log in a few taps: a spend needs nothing but the sum, the currency's already set. • Quick to start: pick your currency and you're in, no lengthy setup. • Split when needed: divide one purchase across several categories. SEE WHERE IT GOES • Clear breakdown: a simple chart shows your spending by category. • Income and expenses: switch between them in a tap. • Filter your way: by period, wallet, or tag. • Drill in: tap any category to see exactly what's behind it. A BUDGET WHEN YOU WANT ONE • Optional, never required: track freely, or set one budget when you want a limit. • Limits that fit: cap a category or a group, like Food 2,000, with Groceries 1,200 and Dining 800. • Always ahead: see what's left before you spend, not after. • Your period: week, month, or a custom range. YOURS BY DEFAULT • On your device: your records live on your phone, not on someone's server. • No sign-up: start right away, no email, no password. • Sync on your terms: turn on cross-device sync only when you want it. • One-tap export to a file: your data comes with you, anytime. ANY CURRENCY • Multi-currency wallets: hold wallets and log spending in whatever currencies you use. • Automatic conversion: amounts convert on the fly into one clear total. • Money across borders: made for lives that span countries: UAH, PLN, EUR, and more. Start free, and when you want more, Kaspo Pro lifts the limits on wallets, categories, and AI entry by voice, text, or receipt. Start in a few taps and see where your money goes today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kaspo.app/privacy-policy Terms of Service: https://kaspo.app/terms-of-service

About

Capital Wizard

Features
Read full description

Capital Wizard is your all-in-one financial command center. Track transactions, manage assets, monitor budgets, and gain insights into your financial life — all in one beautifully designed app. Whether you're managing personal finances, a family budget, a side project, or investment portfolios, Capital Wizard adapts to your needs with powerful multi-organization support. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Kaspo4 screens
Capital Wizard4 screens

Verdict

The call

The clearest difference is update cadence: Kaspo at every 11 days against Capital Wizard's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kaspo sells 2 in-app purchases, starting at $3.99 per month and Capital Wizard sells 7 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Kaspo ships an update every 11 days, Capital Wizard every 5 weeks. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Kaspo versus Capital Wizard: the parameters behind the verdict, then further details
ParameterKaspoCapital Wizard
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings1 — better—
Update frequencyEvery 11 days — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better16.6
Further details — not scored
Size91 MB4 MB
Age rating12+4+
DeveloperMaksym KyryliukKAPPS LLC

In-app purchases

2 purchases

Kaspo

Subscriptions2
  • Kaspo Pro Monthly3 Days trial$3.991 Month
  • Kaspo Pro Yearly7 Days trial$29.991 Year
7 purchases

Capital Wizard

Subscriptions3
  • Monthly Wallet Credit USD 10$9.991 Month
  • Monthly Wallet Credit USD 25$24.991 Month
  • Monthly Wallet Credit USD 50$49.991 Month
One-time4
  • Wallet Credit — USD 10$9.99
  • Wallet Credit — USD 20$19.99
  • Wallet Credit — USD 50$49.99
Show 1 more
  • Wallet Credit — USD 100$99.99

Questions

Is Kaspo free?
Kaspo is free to download, with in-app purchases available.
Is Capital Wizard free?
Capital Wizard is free to download, with in-app purchases available.
Do Kaspo or Capital Wizard have ads?
Neither Kaspo nor Capital Wizard shows ads.
Which is updated more often, Kaspo or Capital Wizard?
Kaspo ships an update every 11 days, and Capital Wizard every 5 weeks. Most recently, Kaspo was updated on October 28, 2026 and Capital Wizard on October 25, 2026.

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