Kaspo vs Sejf

Track your money in seconds, and keep it yours. Kaspo is the fast, no-fuss way to see where your money goes: a new expense needs just the amount, the currency's already set. Log it in a few taps, say it out loud, or snap the receipt. Then watch it add up and stay ahead. Everything lives on your device. Sync across devices only if you choose. SAY IT, TYPE IT, OR SCAN THE RECEIPT • Just say it: "Lunch 12 and taxi home 18" or "Fuel 60 yesterday", and Kaspo splits the phrase into records with the amount, category, wallet, and date. • One phrase, several records: no need to log each expense separately. • Or type it: when talking isn't an option, write the same thing. • Scan the receipt: take a photo, pick one from your gallery, or add a PDF receipt or invoice from email and apps. Kaspo turns it into a single record, one split by category, or a record for each item. The photo stays with the record on your phone. • Sorted by item: each item goes to the category it belongs in, so laundry pods from the supermarket land in Home, not Groceries. FAST BY DESIGN • Log in a few taps: a spend needs nothing but the sum, the currency's already set. • Quick to start: pick your currency and you're in, no lengthy setup. • Split when needed: divide one purchase across several categories. SEE WHERE IT GOES • Clear breakdown: a simple chart shows your spending by category. • Income and expenses: switch between them in a tap. • Filter your way: by period, wallet, or tag. • Drill in: tap any category to see exactly what's behind it. A BUDGET WHEN YOU WANT ONE • Optional, never required: track freely, or set one budget when you want a limit. • Limits that fit: cap a category or a group, like Food 2,000, with Groceries 1,200 and Dining 800. • Always ahead: see what's left before you spend, not after. • Your period: week, month, or a custom range. YOURS BY DEFAULT • On your device: your records live on your phone, not on someone's server. • No sign-up: start right away, no email, no password. • Sync on your terms: turn on cross-device sync only when you want it. • One-tap export to a file: your data comes with you, anytime. ANY CURRENCY • Multi-currency wallets: hold wallets and log spending in whatever currencies you use. • Automatic conversion: amounts convert on the fly into one clear total. • Money across borders: made for lives that span countries: UAH, PLN, EUR, and more. Start free, and when you want more, Kaspo Pro lifts the limits on wallets, categories, and AI entry by voice, text, or receipt. Start in a few taps and see where your money goes today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kaspo.app/privacy-policy Terms of Service: https://kaspo.app/terms-of-service

Track your net worth over time - so you always know where you stand financially. Add your assets and liabilities, record monthly snapshots, and watch your wealth grow. Built for long-term investors who want clarity, not complexity. TRACK EVERYTHING • Cash and bank accounts • Real estate • Stocks, ETFs, bonds, and retirement accounts • Cryptocurrencies • Precious metals • Custom assets • Liabilities including mortgages, loans, and credit cards • Multi-currency support with live exchange rates • Connect ticker symbols for automatic market price updates SEE YOUR PROGRESS Record monthly snapshots and build a picture of your financial journey. The history chart shows your net worth over time, helping you understand long-term trends and measure your progress. CAGR (Compound Annual Growth Rate) shows how quickly your wealth is growing, giving you a clear view of your long-term performance. PLAN FOR THE FUTURE • Goals - set a target net worth and track your projected arrival date • FIRE Number - calculate how much you need to retire based on your annual expenses and withdrawal rate YOUR DATA, YOUR CONTROL • Offline-first - no account required • iCloud sync across your Apple devices • Face ID and Touch ID protection • Export your data to CSV or JSON • No subscriptions Sejf helps you stay focused on what matters most: understanding your finances, building wealth, and achieving your long-term goals.